State Unclaimed Property in Rhode Island
The Rhode Island Office of the General Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. There is no deadline; Treasury holds the property in trust until the rightful owner or a legitimate heir claims it.
Administering agency
Rhode Island Office of the General Treasurer — Unclaimed Property
Authority
R.I. Gen. Laws Title 33, Chapter 33-21.1 (Uniform Unclaimed Property Act)
State Unclaimed Property in Rhode Island: key facts
- Administering office
- Rhode Island Office of the General Treasurer, Unclaimed Property Division, 50 Service Avenue, Warwick, RI 02886 — (401) 462-7676, ups@treasury.ri.gov.
- Official search
- findrimoney.gov (free search, online claims, claim-status checks, and claim-document upload); findrimoney.com redirects to it.
- Filing a claim after a death
- Claims are filed through findrimoney.gov, which states the documentation required for the specific property; supporting documents are submitted through its Upload Claim Documentation page. The Unclaimed Property Division answers documentation questions at (401) 462-7676 or ups@treasury.ri.gov.
- No deadline
- Treasury holds the property in trust until the rightful owner or a legitimate heir claims it, including after the original owner's death.
- Small estate option
- When a Rhode Island resident dies leaving only personal property (exclusive of tangible personal property) worth $15,000 or less and no petition for letters testamentary or letters of administration has been filed, a spouse, child, grandchild, parent, sibling, niece, nephew, aunt, uncle, or other interested party who is of full age and legal capacity and a Rhode Island resident may file for appointment as voluntary administrator 30 days after the death (R.I. Gen. Laws 33-24-1). The filing fee is $30, plus $5 for the clerk's certification of appointment. Presenting that certification lets the voluntary administrator receive payment of debts and assets scheduled in the statement, in lieu of Letters Testamentary.
- Claim processing time
- Under R.I. Gen. Laws 33-21.1-24, the administrator must consider each claim within 90 days of filing and give written notice if it is denied in whole or in part; allowed claims are paid with any interest required by 33-21.1-21.
- If a claim is denied or stalls
- A claimant aggrieved by the administrator's decision, or whose claim has gone 90 days without action, may bring an action in superior court naming the administrator as defendant. The action must be brought within 90 days after the decision, or within 180 days after the claim was filed if the administrator never acted. It is tried de novo without a jury (R.I. Gen. Laws 33-21.1-26).
Governing law: R.I. Gen. Laws Title 33, Chapter 33-21.1 (Uniform Unclaimed Property Act)
Steps to take when someone dies
- Search findrimoney.gov for the deceased's name (last name, or last and first) and narrow by city or ZIP code if there are too many results.
- Select the property, click CLAIM, and continue to file the claim; the claim form states the documentation the Division requires for that property.
- Upload the requested documentation through the Upload Claim Documentation page on findrimoney.gov, and check progress through Check the Status of a Claim.
- Call the Unclaimed Property Division at 401-462-7676 or email ups@treasury.ri.gov with questions about what a deceased owner's claim requires.
Rhode Island Office of the General Treasurer — Unclaimed Property
Phone: 401-462-7676
Visit the agency website →Frequently asked questions
Search the Office of the General Treasurer's official site, findrimoney.gov, select the property, and file the claim online. The claim form states the documentation the Unclaimed Property Division requires; supporting documents are submitted through the site's Upload Claim Documentation page. The Division answers questions at (401) 462-7676 or ups@treasury.ri.gov.
No. Treasury holds the property in trust until the rightful owner or a legitimate heir claims it, including after the original owner's death. By statute the Division must consider a filed claim within 90 days and give written notice if it is denied (R.I. Gen. Laws 33-21.1-24). A claimant who is denied, or whose claim goes 90 days without action, may bring a de novo action in superior court within 90 days of the decision or 180 days of filing (R.I. Gen. Laws 33-21.1-26).
Rhode Island's small-estate route is voluntary administration. Under R.I. Gen. Laws 33-24-1, when a resident dies leaving only personal property (exclusive of tangible personal property) worth $15,000 or less and no petition for letters has been filed, a surviving spouse, child, grandchild, parent, sibling, niece, nephew, aunt, uncle, or other interested party may file a sworn statement with the probate court 30 days after the death and receive a certification of appointment as voluntary administrator. Presenting that certification lets the voluntary administrator receive payment of debts and assets listed in the statement, in lieu of Letters Testamentary.
Sources
Data sourced from State Unclaimed Property in Rhode Island primary sources (10 pages reviewed). How we research.
Administering agency
Rhode Island Office of the General Treasurer — Unclaimed Property
Authority
R.I. Gen. Laws Title 33, Chapter 33-21.1 (Uniform Unclaimed Property Act)