Rhode Island Office of the General Treasurer, Unclaimed Property Division
Rhode Island · Unclaimed Property
treasury.ri.gov/programs/unclaimed-propertyState Unclaimed Property in Rhode Island
The Rhode Island Office of the General Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. There is no deadline; Treasury holds the property in trust until the rightful owner or a legitimate heir claims it.
Steps to take when someone dies
State Unclaimed Property in Rhode Island: key facts
What Rhode Island says9
- Official search
Search is free at findrimoney.gov, which also takes claims online, shows claim status and accepts claim documents; findrimoney.com redirects to it.1
- Documents for an heir or estate claim
Claims are filed through findrimoney.gov, which states the documentation required for the specific property. Supporting documents are submitted through its Upload Claim Documentation page.1
- Deadline to claim
Treasury holds the property in trust until the rightful owner or a legitimate heir claims it, including after the original owner's death, so there is no deadline to claim.2
- Claiming without a probate order
Under R.I. Gen. Laws 33-24-1, when a Rhode Island resident dies leaving only personal property (exclusive of tangible personal property) worth $15,000 or less and no petition for letters testamentary or letters of administration has been filed, a voluntary administrator may be appointed 30 days after the death.3
Presenting the clerk's certification of appointment lets the voluntary administrator receive payment of debts and assets scheduled in the statement, in lieu of Letters Testamentary.3
- Who may claim for a deceased owner
Under R.I. Gen. Laws 33-24-1, a spouse, child, grandchild, parent, sibling, niece, nephew, aunt, uncle, or other interested party who is of full age and legal capacity and a Rhode Island resident may file a sworn statement with the probate court to be appointed voluntary administrator.3
- Fees
The filing fee for voluntary administration under R.I. Gen. Laws 33-24-1 is $30, plus $5 for the clerk's certification of appointment.3
- Processing time
R.I. Gen. Laws 33-21.1-24 requires the administrator to consider each claim within 90 days of filing and to give written notice if it is denied in whole or in part.4
- How an approved claim is paid
Under R.I. Gen. Laws 33-21.1-24, allowed claims are paid with any interest required by 33-21.1-21.4
- If a claim is denied
Under R.I. Gen. Laws 33-21.1-26, a claimant aggrieved by the administrator's decision, or whose claim has gone 90 days without action, may bring an action in superior court naming the administrator as defendant.5
The action must be brought within 90 days after the decision, or within 180 days after the claim was filed if the administrator never acted. It is tried de novo without a jury.5
Governing law: R.I. Gen. Laws Title 33, Chapter 33-21.1 (Uniform Unclaimed Property Act)
Deadlines2
Other offices involved1
- Probate court
Takes the sworn statement and issues the certification of appointment as voluntary administrator3
Not in Rhode Island's published guidance1
- A deceased-owner document checklist
Rhode Island unclaimed property
Rhode Island Office of the General Treasurer, Unclaimed Property Division
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Tools for Planning and Settling an Estate in Rhode Island
Free calculators and checklists for planning or settling an estate in Rhode Island: will and trust costs, probate, executor pay, and inheritance taxes.
How Do I Settle an Estate?
Settling an estate in Rhode Island: the personal representative files the estate inventory within 90 daysR.I. Gen. Laws §§ 33-9-1, 33-9-4Verified Sep 15, 2026View source of appointment; creditors have 6 monthsR.I. Gen. Laws §§ 33-11-4, 33-11-5, 33-11-5.1, 33-11-5.2, 33-12-11, 33-18-1Verified Oct 19, 2026View source to present claims; a simple estate closes in 6 months to 12 months.
What Is the Estate's Personal Property Worth for Probate?
Estimate the fair market value of household items for probate and see how it affects fees.
Who Inherits Without a Will?
Without a will in Rhode Island, descendants divide what passes to them per stirpesR.I. Gen. Laws §§ 33-1-1, 33-1-7, 33-1-10Verified Sep 10, 2026View source, and an heir must survive the decedent by 120 hoursR.I. Gen. Laws § 33-1-13Verified Sep 10, 2026View source to inherit.
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