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Home→Agencies→Unclaimed Property→South Carolina

State Unclaimed Property in South Carolina

The South Carolina State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. The personal representative of a deceased owner's estate files a claim with proof of death and proof of authority to act for the estate.

OverviewWhen someone dies

Unclaimed Property

South Carolina

treasurer.sc.gov/what-we-do/for-citizens/unclaimed-property-program→

Administering agency

South Carolina Office of the State Treasurer — Unclaimed Property Program

Phone803-737-4771
WebsiteVisit website →

Authority

S.C. Code Title 27, Chapter 18 (Uniform Unclaimed Property Act (1981)); 27-18-250

Verified Jun 2026

State Unclaimed Property in South Carolina: key facts

Administering office
South Carolina Office of the State Treasurer, Unclaimed Property Program.
Official search
southcarolina.findyourunclaimedproperty.com (free search and online claims); also searchable at missingmoney.com.
Heir claim documents
A copy of the death certificate, a currently dated Certificate of Appointment from the Probate Court (or other court order authorizing the claimant to act), and proof of ownership of the property.
Decision window
The Treasurer considers a filed claim within 90 days and gives written notice if it is denied (S.C. Code 27-18-250).
Small estate option
Estates with a net probate value at or below $45,000 qualify for the small estate affidavit procedure under S.C. Code 62-3-1201 (threshold raised from $25,000 by 2025 Act No. 26, effective May 8, 2025). A qualifying heir may collect personal property — potentially including unclaimed property — by sworn affidavit rather than opening a full probate estate; the Treasurer may still require a death certificate and proof of heirship.

When someone dies

Steps after a death in South Carolina

3-step process for South Carolina Office of the State Treasurer — Unclaimed Property Program.

View details →

Unclaimed Property

South Carolina

treasurer.sc.gov/what-we-do/for-citizens/unclaimed-property-program→

Administering agency

South Carolina Office of the State Treasurer — Unclaimed Property Program

Phone803-737-4771
WebsiteVisit website →

Authority

S.C. Code Title 27, Chapter 18 (Uniform Unclaimed Property Act (1981)); 27-18-250

Verified Jun 2026