Death notification, 3 survivor benefits, and required documents
VCF Helpline
September 11th Victim Compensation Fund, P.O. Box 34500, Washington, DC 20043 (overnight: 1220 L Street NW, Suite 100 - Box 408, Washington, DC 20005-4018)
VCF Helpline (Deceased Claims Assistance)
Claims Management System (Online Filing)
The September 11th Victim Compensation Fund (VCF) is a federally funded program administered by the U.S. Department of Justice that provides compensation for physical harm or death caused by the September 11, 2001 terrorist attacks or the debris removal efforts in the immediate aftermath. The VCF was reactivated by the James Zadroga 9/11 Health and Compensation Act of 2010 and permanently authorized by the Never Forget the Heroes: James Zadroga, Ray Pfeifer, and Luis Alvarez Permanent Authorization of the September 11th Victim Compensation Fund Act, signed July 29, 2019, which extended the claim filing deadline to October 1, 2090. When a victim dies of a 9/11-related condition, the Personal Representative of the estate files a deceased claim on the victim's behalf.
Claims for deceased victims may be submitted only by the Personal Representative of the victim, regardless of cause of death. The Personal Representative must be appointed by a state probate or surrogates court (such as through Letters Testamentary or Letters of Administration). If the victim previously filed a personal injury claim with the VCF, the action depends on cause of death: if the victim died of causes unrelated to 9/11, file a Personal Representative amendment to the existing personal injury claim; if the victim died as a result of an eligible 9/11-related condition (or cause is unclear), register a new deceased claim. Do not take both actions for the same victim. If the victim never filed a VCF claim, the Personal Representative registers a new deceased claim through the online Claims Management System at claims.vcf.gov.
Deadline: If the victim previously registered a timely VCF personal injury claim, the deceased claim is automatically considered timely. Otherwise, the Personal Representative must register the deceased claim within two years of the later of: (1) the victim's date of death, or (2) the date the VCF (through the Private Physician Process) verifies the condition that caused death as 9/11-related. The Claim Filing Deadline itself is October 1, 2090 for everyone, but the Registration Deadline can be much sooner.
The 9/11 VCF offers 3 benefits for surviving family members.
When a victim dies as a result of an eligible 9/11-related physical condition, the VCF pays a wrongful death award to the estate in addition to any personal injury losses suffered while the victim was alive. The award has two parts: (1) the personal injury award for losses suffered while alive (pain and suffering, past lost earnings), and (2) the wrongful death award for the family (future lost earnings and presumed non-economic loss). Offsets such as life insurance, death benefits, and Social Security survivor benefits reduce the wrongful death portion but not the personal injury portion.
Amount: Per the VCF policy for deceased claims, presumed non-economic loss for wrongful death is generally $250,000 for the decedent plus an additional $100,000 on account of the spouse and on account of each dependent of the deceased individual (as defined in the regulations), in addition to economic loss and any personal injury award.
The VCF compensates documented out-of-pocket burial or memorial expenses for victims who died as a result of an eligible 9/11-related physical injury or condition. This is paid as part of the economic loss calculation in the deceased claim.
If the victim filed a personal injury claim while alive but had not yet received payment when they died, the VCF makes every effort to issue payment of the non-economic personal injury award once the proper Personal Representative is validated and consistent with any limitations in the court-issued Letters of Administration. Economic loss attributable to the personal injury is then recalculated as part of the deceased claim review.
When someone dies
8-step process, 8 required documents, and 3 survivor benefits.
View details →The VCF covers individuals who were present at one of three crash sites during the eligible exposure period: the World Trade Center or the surrounding New York City Exposure Zone between September 11, 2001 and May 30, 2002; the Pentagon site between September 11, 2001 and November 19, 2001; or the Shanksville, Pennsylvania site between September 11, 2001 and October 3, 2001. Eligibility is not limited to first responders — residents, students, visitors, volunteers, office workers, and cleanup/debris removal workers may also qualify.
VCF Helpline
September 11th Victim Compensation Fund, P.O. Box 34500, Washington, DC 20043 (overnight: 1220 L Street NW, Suite 100 - Box 408, Washington, DC 20005-4018)
VCF Helpline (Deceased Claims Assistance)
Claims Management System (Online Filing)