How Does Estate Planning Work in South Carolina?

Probate on a $500,000 estate in South Carolina costs an estimated $27,462S.C. Code § 62-3-721 (court review of the reasonableness of compensation of any person employed by the personal representative, including any attorney; refunds of excessive compensation); § 62-1-111 (award of costs and expenses, including reasonable attorney's fees, in a formal proceeding); § 62-3-720 (litigation expense reimbursement)Verified Sep 8, 2026View source and takes 6 months to 9 months for a simple estate, with attorney fees of typically 2.1%S.C. Code § 62-3-721 (court review of the reasonableness of compensation of any person employed by the personal representative, including any attorney; refunds of excessive compensation); § 62-1-111 (award of costs and expenses, including reasonable attorney's fees, in a formal proceeding); § 62-3-720 (litigation expense reimbursement)Verified Sep 8, 2026View source to 3.3%S.C. Code § 62-3-721 (court review of the reasonableness of compensation of any person employed by the personal representative, including any attorney; refunds of excessive compensation); § 62-1-111 (award of costs and expenses, including reasonable attorney's fees, in a formal proceeding); § 62-3-720 (litigation expense reimbursement)Verified Sep 8, 2026View source of the estate. Estates under $45,000S.C. Code § 62-3-1201Verified Sep 8, 2026View source can use a small-estate procedure instead.

Frequently Asked Questions

A simple estate in South Carolina typically takes 6 months to 9 months through probate, and an average estate 9 months to 18 months; a contested one runs longer. The creditor claim period of 8 monthsS.C. Code § 62-3-803Verified Sep 8, 2026View source is the floor. A funded revocable trust avoids probate entirely.

South Carolina has adopted the Uniform Trust CodeS.C. Code Ann. § 62-7-101 et seq.Verified Jul 15, 2026View source and does not require witnesses for trust executionS.C. Code Ann. § 62-7-101 et seq.Verified Jul 15, 2026View source. Notarization is not required for validityS.C. Code Ann. § 62-7-101 et seq.Verified Jul 15, 2026View source, though many financial institutions require notarized trust documents. South Carolina has no separate trust creditor-notice step — the settlor's debts stay subject to the general claims and limitations period (up to 8 monthsS.C. Code § 62-7-505(a)(3) (post-death revocable-trust property subject to creditor claims only to the extent the probate estate is inadequate, "unless barred by Section 62-3-801, et seq."); § 62-3-801 et seq. (probate PR creditor-notice regime — 8-month bar). The South Carolina Trust Code creates no independent trustee duty or option to publish notice to creditors; claims run through the probate estate. Verified 2026-06-19.Verified Jul 15, 2026View source), which the trustee settles before distributing.

A healthcare power of attorney in South Carolina requires 2 witnessesS.C. Code Ann. § 62-5-504Verified Jul 15, 2026View source to be valid. A financial power of attorney requires 2 witnesses and notarizationS.C. Code § 62-8-101 et seq.Verified Sep 20, 2026View source. A financial power of attorney is durable by default, so it stays in effect if you become incapacitatedS.C. Code § 62-8-101 et seq.Verified Sep 20, 2026View source.

In South Carolina, the executor files an inventory of the estate's assets within 90 daysS.C. Code §§ 62-3-706, 62-3-707, 62-3-708Verified Sep 15, 2026View source of appointment. A revocable trust skips the court-supervised inventory, so a trustee distributes without filing one.

In South Carolina, divorce automatically revokes a beneficiary designation that names a former spouseS.C. Code Ann. § 62-2-507Verified Sep 15, 2026View source on the covered accounts, so the asset does not pass to the ex-spouse unless the designation is renewed after the divorce.

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South Carolina Estate Planning Resources

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