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Home→Agencies→Unclaimed Property→New Jersey

State Unclaimed Property in New Jersey

The New Jersey Unclaimed Property Administration, within the Department of the Treasury, holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. Heirs of a deceased owner file a claim with proof of death and authority to act for the estate. The Administration never charges a fee to search or claim property.

OverviewWhen someone dies

Unclaimed Property

New Jersey

nj.gov/treasury/unclaimed-property→

Administering agency

New Jersey Unclaimed Property Administration — Department of the Treasury

WebsiteVisit website →

Authority

N.J.S.A. 46:30B (Uniform Unclaimed Property Act)

Verified Jun 2026

State Unclaimed Property in New Jersey: key facts

Administering office
New Jersey Unclaimed Property Administration, Department of the Treasury.
Official search
unclaimedfunds.nj.gov (free search and online claims). The Administration never charges a fee to search or claim.
Heir claim documents
A photocopy of the death certificate; a Surrogate's Certificate (executor), Letters of Administration (no will), or a Next of Kin letter for small estates under $10,000 with no surviving spouse — dated within one year of the claim; plus photo identification.
Decedent records
Probate documentation must come from the appropriate county Surrogate's Court.
Small estate option
For intestate estates under $10,000 with no surviving spouse: one next-of-kin (with written consent from all other next-of-kin of equal degree) may file an Affidavit of Next of Kin with the county Surrogate's Court in lieu of full administration, then use the resulting Next of Kin letter as proof of authority for the unclaimed-property claim. (Underlying authority: N.J.S. 3B:10-4, P.L. 2015, c.232.)

When someone dies

Steps after a death in New Jersey

3-step process for New Jersey Unclaimed Property Administration — Department of the Treasury.

View details →

Unclaimed Property

New Jersey

nj.gov/treasury/unclaimed-property→

Administering agency

New Jersey Unclaimed Property Administration — Department of the Treasury

WebsiteVisit website →

Authority

N.J.S.A. 46:30B (Uniform Unclaimed Property Act)

Verified Jun 2026