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Home→Agencies→Medicaid Estate Recovery→New Jersey

Medicaid Estate Recovery in New Jersey

New Jersey recovers Medicaid payments broadly — not only long-term care, but all services including managed-care (HMO) capitation — from the estates of recipients who received assistance at age 55 or older, and from recipients who were permanently institutionalized at any age.

OverviewWhen someone dies

Medicaid Recovery

New Jersey

nj.gov/humanservices/dmahs→

Administering agency

New Jersey Division of Medical Assistance and Health Services (DMAHS) — Estate Recovery

WebsiteVisit website →

Authority

N.J.S.A. 30:4D-7.2; N.J.A.C. 10:49-14

Verified May 2026

Medicaid Estate Recovery in New Jersey: key facts

Recovery scope
All Medicaid services paid on behalf of the recipient, including institutional care, non-institutional services, and HMO capitation payments — not limited to nursing-home costs.
Who is subject
Recipients age 55 or older when assistance was received, and recipients who were permanently institutionalized at any age.
Recovery deferred
While there is a surviving spouse, a surviving child under age 21, or a surviving child who is blind or permanently and totally disabled.
Hardship waiver
An undue-hardship waiver may be requested through DMAHS. DMAHS may also place a lien against the recipient's real property.

Frequently asked questions

No. New Jersey recovers all Medicaid services paid on the recipient's behalf — including institutional care, non-institutional services, and managed-care (HMO) capitation payments — from the estates of recipients who received assistance at age 55 or older or who were permanently institutionalized at any age.

Recovery is deferred while there is a surviving spouse, a surviving child under age 21, or a surviving child who is blind or permanently and totally disabled.

When someone dies

Steps after a death in New Jersey

4-step process for New Jersey Division of Medical Assistance and Health Services (DMAHS) — Estate Recovery.

View details →

Medicaid Recovery

New Jersey

nj.gov/humanservices/dmahs→

Administering agency

New Jersey Division of Medical Assistance and Health Services (DMAHS) — Estate Recovery

WebsiteVisit website →

Authority

N.J.S.A. 30:4D-7.2; N.J.A.C. 10:49-14

Verified May 2026