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Home→Agencies→Unclaimed Property→Kentucky

State Unclaimed Property in Kentucky

The Kentucky State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, stocks, and similar assets — until the owner or their heirs claim it. Heirs of a deceased owner file a claim with a death certificate and proof of authority to act for the estate.

OverviewWhen someone dies

Unclaimed Property

Kentucky

treasury.ky.gov/unclaimedproperty/Pages/overview.aspx→

Administering agency

Kentucky State Treasurer — Unclaimed Property Division

Phone502-564-4722
WebsiteVisit website →

Authority

KRS Chapter 393A (Revised Uniform Unclaimed Property Act); KRS 393A.510, 393A.520

Verified Jun 2026

State Unclaimed Property in Kentucky: key facts

Administering office
Kentucky State Treasurer, Unclaimed Property Division.
Official search
Search by name at missingmoney.com or through treasury.ky.gov (free search and claims).
Dormancy
Property is generally turned over to the State Treasury after about three years without owner contact.
Decedent claim documents
The claimant must be the executor, administrator, or next of kin: a copy of the death certificate, proof of the owner's Social Security number, and an executor/administrator's court appointment (filed with the Treasury within 60 days of issuance).
Small estate option
Heirs of an estate with personal property totaling $30,000 or less (KRS 395.455) may use a court petition to dispense with full administration (form AOC-830). Per 20 KAR 1:040, the Treasury accepts a small estate affidavit as an alternative to a full court appointment when documenting authority to claim.
Claim processing time
The Treasury reviews claims in the order received; no fixed processing timeline is published. Processing time depends on current claim volume. Contact the Unclaimed Property Division at 502-564-4722 to check the status of a pending claim.

When someone dies

Steps after a death in Kentucky

3-step process for Kentucky State Treasurer — Unclaimed Property Division.

View details →

Unclaimed Property

Kentucky

treasury.ky.gov/unclaimedproperty/Pages/overview.aspx→

Administering agency

Kentucky State Treasurer — Unclaimed Property Division

Phone502-564-4722
WebsiteVisit website →

Authority

KRS Chapter 393A (Revised Uniform Unclaimed Property Act); KRS 393A.510, 393A.520

Verified Jun 2026