Georgia Department of Revenue, Unclaimed Property Program

Georgia · Unclaimed Property

dor.georgia.gov/unclaimed-property-program

State Unclaimed Property in Georgia

The Georgia Department of Revenue holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. Searching and claiming are free, and an heir or estate representative files the claim on the Department's prescribed claim form.

Steps to take when someone dies

1
Search gaclaims.unclaimedproperty.com for the deceased's name and prior addresses; search other states through unclaimed.org.
2
Register for a free account and file a claim as the heir or estate representative. A claim filed on behalf of an estate must be submitted on a printed claim form, and the Department may request additional documentation:
  • •The claim form the commissioner prescribes. A claim that does not use it is void (O.C.G.A. 44-12-220(a))
  • •A legible copy of the claimant's valid driver's license, or other photographic identification the commissioner accepts
  • •A validly executed Unclaimed Property Power of Attorney (Form UP-1061) before Department staff may discuss another owner's claim or property with a third party
3
If the owner died, the Department holds $7,500 or less for them, and no Georgia probate proceeding is pending or has ever been filed, file the affidavit signed by all heirs under O.C.G.A. 44-12-220(i) instead of obtaining a probate court order.
4
Include a copy of the will with the heirs' affidavit if the owner died testate.
5
Track the claim status online; the Department mails a paper check, generally within 30 to 90 days.

Required Documents

  • Copy of the claimant's valid driver's license: A legible copy, or other photographic identification the commissioner accepts.
  • Affidavit signed by all heirs: when an heir claims without a probate order under O.C.G.A. 44-12-220(i). States that all heirs have agreed on a division of the estate and that funeral expenses, last-illness expenses and other lawful claims against the estate have been paid.
  • Copy of the will: when the heirs claim by affidavit and the owner died testate

State Unclaimed Property in Georgia: key facts

What Georgia says8

Official search

The Department's free search and online claims are at gaclaims.unclaimedproperty.com.1

To search on behalf of an estate, the Department asks for the decedent's name, Social Security number and/or the estate's Federal Employer Identification Number.2

Property held by other states

For property held by other states, the Department points to unclaimed.org.1

Who may claim for a deceased owner

For a claim without a probate order, O.C.G.A. 44-12-192(7.1) defines an heir as an adult who is the surviving spouse, child, parent or sibling of the deceased owner.3

Claiming without a probate order

Since July 1, 2026, O.C.G.A. 44-12-220(i) lets an heir claim without a probate court order when the Department holds $7,500 or less in total for the owner and no Georgia probate proceeding is pending or has ever been filed.4

Each person who receives property under O.C.G.A. 44-12-220(i) is personally liable for lawful claims against the estate, up to the value of the property received.4

Documents for an heir or estate claim

An heir claiming without a probate order files an affidavit signed by all heirs stating that they have agreed on a division of the estate and that funeral expenses, last-illness expenses and other lawful claims have been paid, plus a copy of the will if the owner died testate.4

O.C.G.A. 44-12-220(a) requires a claim on the form the commissioner prescribes, with a legible copy of the claimant's valid driver's license or other photographic identification the commissioner accepts. A claim not on the prescribed form is void.4

A claim on behalf of an estate or business is submitted on a printed claim form, and the Department may request additional documentation.1

Processing time

The Department pays most claims within 30 days of receiving them, though the process may take up to 90 days.5

How an approved claim is paid

The Department states that claims cannot be paid electronically: a paper check is mailed to the address the claimant registered when filing the claim.5

O.C.G.A. 44-12-220(c)(2), effective July 1, 2026, permits payment of an approved claim either by electronic transmission or by check.4

Deadline to claim

The Department sets no limit for claiming unclaimed property, except excess funds from the sale of an abandoned motor vehicle, which must be claimed within one year.6

Governing law: O.C.G.A. Title 44, Chapter 12, Article 5 (Disposition of Unclaimed Property Act); §§ 44-12-190 to 44-12-239.2

Deadlines1

Claim for excess funds from the sale of an abandoned motor vehicle

one year6

Forms Georgia uses2

Claim form

The form the commissioner prescribes for every claim; a claim on behalf of an estate or business is submitted on the printed form.4, 1

UP-1061: Unclaimed Property Power of Attorney

A validly executed form is required before Department staff may discuss another owner's claim or property with a third party.1

Not in Georgia's published guidance1

  • A proof-of-death and Letters Testamentary checklist

Sources6

Georgia unclaimed property

Georgia Department of Revenue, Unclaimed Property Program

Verified Aug 2026

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