State Unclaimed Property in Alabama

The Alabama State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. Heirs of a deceased owner file a claim with proof of death and authority to act for the estate.

Administering agency

Alabama State Treasurer — Unclaimed Property Division

Authority

Code of Ala. 1975, Title 35, Chapter 12 (Uniform Disposition of Unclaimed Property Act of 2004); §§ 35-12-83, 35-12-84

Verified Aug 2026

State Unclaimed Property in Alabama: key facts

Administering office
Alabama State Treasurer, Unclaimed Property Division.
Official search
unclaimed.alabama.gov (free search and online claims).
Heir claim documents
A probate-appointed executor or administrator files on behalf of the estate under that appointment (Letters Testamentary or Letters of Administration). If the owner died with no will and no estate was opened, the surviving spouse or children may file instead under the § 35-12-84(a) route, using the documents that section lists.
Decision window
The Treasurer allows or denies a filed claim within 120 days and gives written notice (§ 35-12-83(b)).
Payment after approval
Within 30 days after a claim is allowed, the property or net sale proceeds must be delivered or paid to the claimant (§ 35-12-83(c)).
Typical processing time
The Division states a claim usually takes 6 to 8 weeks on average, inside the 120-day statutory ceiling.
Intestate heir claim without probate
Under Code of Ala. § 35-12-84(a), the surviving spouse — or, if none, the surviving child(ren), or, if none, the surviving parent(s) — of an owner who died intestate may claim without a probate court order when the aggregate value of the property does not exceed the amount allowed in § 43-2-692. Since Act 2025-431 rewrote the Alabama Small Estates Act (effective October 1, 2025), that ceiling is the "small estate amount" — the combined homestead allowance, exempt property, and family allowance, CPI-adjusted under § 43-8-116 (§§ 43-2-691(7), 43-2-696.02) — which is $47,000 for exemptions claimed on or after April 1, 2024, rising to $51,175 for exemptions claimed on or after April 1, 2027. The claim must include written confirmation from the probate court that no estate has been opened or filed, an affidavit signed by all beneficiaries agreeing on a division, documentation showing heir rights, and authorization to release the claimant's name and address to subsequent claimants. The Treasurer publishes a "Statement of No Estate" form for the probate-court confirmation.
Small claim ($200 or less)
Separately, under § 35-12-84(c), a person may claim property held in his or her own name when the aggregate value is $200 or less, supported by an affidavit swearing to the authenticity of the claim and the lack of matching documentation.

Governing law: Code of Ala. 1975, Title 35, Chapter 12 (Uniform Disposition of Unclaimed Property Act of 2004); §§ 35-12-83, 35-12-84

Steps to take when someone dies

  1. Search unclaimed.alabama.gov for the deceased's name and prior addresses, and run a multi-state search at missingmoney.com.
  2. File a claim as the estate representative or heir:
    • Letters Testamentary or Letters of Administration if a probate court appointed you executor or administrator
    • If the owner died intestate and no estate was opened, the § 35-12-84(a)(2) documents — the probate court's written "Statement of No Estate" confirmation, an affidavit signed by all beneficiaries agreeing on a division, documentation showing heir rights, and the release authorization
    • Proof of death and identification
  3. The Treasurer reviews and issues a decision within 120 days of a filed claim; the Division states claims average 6 to 8 weeks.

Alabama State Treasurer — Unclaimed Property Division

Phone: 888-844-8400

Visit the agency website →

Frequently asked questions

Search unclaimed.alabama.gov, then file a claim with proof of death and proof of authority. If a probate court named you executor or administrator, you file on behalf of the estate under that appointment. If the owner died with no will and no estate was opened, the surviving spouse or children may file under Code of Ala. 1975 § 35-12-84(a) with the probate court's "Statement of No Estate" confirmation, an affidavit signed by all beneficiaries agreeing on a division, and documentation showing heir rights.

Under Code of Ala. 1975 § 35-12-83(b), the State Treasurer allows or denies a filed claim within 120 days and gives the claimant written notice of the decision. The Unclaimed Property Division states that a claim takes 6 to 8 weeks on average, and § 35-12-83(c) requires payment within 30 days after a claim is allowed.

Alabama holds unclaimed property until it is claimed, so there is generally no deadline for heirs to file a claim.

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Sources

Data sourced from State Unclaimed Property in Alabama primary sources (10 pages reviewed). How we research.