State Unclaimed Property in Maine

The Office of the Maine State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance proceeds, and similar assets — until the owner or their heirs claim it. Heirs of a deceased owner file a claim with proof of death and proof of their authority to act for the estate.

Unclaimed Property

Maine

maineunclaimedproperty.gov

Administering agency

Office of the Maine State Treasurer — Unclaimed Property

Authority

33 M.R.S. Chapter 45 (Maine Revised Unclaimed Property Act); 33 M.R.S. 2153-2155

Verified Aug 2026

State Unclaimed Property in Maine: key facts

Administering office
Office of the Maine State Treasurer, Unclaimed Property.
Official search
maineunclaimedproperty.gov (free search and online claims).
Phone
Toll-free in Maine 1-888-283-2808; (207) 624-7470.
Heir claim documents
For a deceased owner, the claimant files the Treasurer's Estate Affidavit (a notarized form) with the claim. Checks are made payable to the estate of the deceased owner, not to the claimant. The Treasurer requests any further documents — probate documents, proof of relationship — in writing.
Small estate option
For an unprobated estate, the claimant may pair the Affidavit of a Small Estate in Maine (18-C M.R.S. §3-1201) with the Treasurer's Estate Affidavit and legal proof of relationship, and the check can then be made payable to the claimant rather than the estate, for claims up to $40,000. The statute requires that the entire estate, less liens and encumbrances, not exceed $40,000 (adjusted for inflation under 18-C M.R.S. §1-108 and published annually by each county probate court); that 30 days have elapsed since death; and that no personal representative appointment is pending or granted in any jurisdiction. The claimant takes on the responsibility of a personal representative.
Claim decision deadline
Under 33 M.R.S. §2154, the administrator must approve or deny a claim within 90 days after the claim is filed and completed. A claim is complete when the claimant has provided all the information and documentation the administrator requested to prove legal ownership. If the administrator takes no action within the 90-day period, the claim is deemed denied. Once approved, the administrator must pay within 30 days (33 M.R.S. §2155).
Debts that reduce a payout
Under 33 M.R.S. §2155(2), property the administrator holds is subject to a claim for the owner's enforceable Maine debts: child support arrearages (including collection costs), a final court judgment, and state or federal taxes, penalties and interest determined to be delinquent.

Governing law: 33 M.R.S. Chapter 45 (Maine Revised Unclaimed Property Act); 33 M.R.S. 2153-2155

Steps to take when someone dies

  1. Search maineunclaimedproperty.gov for the deceased's name and prior addresses, and run a multi-state search at missingmoney.com (the search the Treasurer itself points to for other states).
  2. File the claim online, or mail the Mail-In Claim Form to Office of the State Treasurer, Attn: Unclaimed Property, 39 State House Station, Augusta, ME 04333-0039, together with:
    • The Estate Affidavit, signed before a notary — the decedent's name, date of birth, date of death, and residence come from the death certificate
    • For an unprobated estate, the Affidavit of a Small Estate in Maine plus legal proof of relationship, if the claim is up to $40,000 and the check is to be payable to the claimant
    • Any further documents the Treasurer requests in writing
  3. Upload any documents the Treasurer requests afterward at maineunclaimedproperty.gov/app/claim-doc-upload, or email up.claimstatus@maine.gov, rather than refiling the claim.
  4. The Treasurer reviews the claim and verifies ownership before releasing the funds. Checks are made payable to the estate of the deceased owner unless the small-estate route is used.

Office of the Maine State Treasurer — Unclaimed Property

Phone: 1-888-283-2808

Visit the agency website →

Frequently asked questions

Search maineunclaimedproperty.gov for the deceased's name, then file a claim with the Treasurer's Estate Affidavit — a notarized form completed by the surviving spouse or personal representative. Checks are made payable to the estate of the deceased owner, not to the claimant, unless the claim is an unprobated estate of up to $40,000 filed with the Affidavit of a Small Estate in Maine and legal proof of relationship.

The Office of the Maine State Treasurer holds unclaimed property under the Maine Revised Unclaimed Property Act (33 M.R.S. Chapter 45) and returns it to owners and their heirs at no charge.

No. The Treasurer states there is no time limit and no fee. Maine holds unclaimed funds in trust, with the State Treasurer as custodian, until they are claimed by the owner or an heir — the State never takes ownership of the money.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from State Unclaimed Property in Maine primary sources (11 pages reviewed). How we research.