Office of the Maine State Treasurer, Unclaimed Property
Maine · Unclaimed Property
maineunclaimedproperty.govState Unclaimed Property in Maine
The Office of the Maine State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance proceeds, and similar assets — until the owner or their heirs claim it. Heirs of a deceased owner file a claim with proof of death and proof of their authority to act for the estate.
Steps to take when someone dies
- •The Estate Affidavit, signed before a notary — the decedent's name, date of birth, date of death, and residence come from the death certificate
- •For an unprobated estate, the Affidavit of a Small Estate in Maine plus legal proof of relationship, if the claim is up to $40,000 and the check is to be payable to the claimant
- •Any further documents the Treasurer requests in writing
Required Documents
- Legal proof of relationship to the decedent: with the Affidavit of a Small Estate in Maine, for an unprobated estate claim up to $40,000
- Probate documents or proof of relationship: if the Treasurer requests them in writing
State Unclaimed Property in Maine: key facts
What Maine says10
- Official search
Search and file claims online for free at maineunclaimedproperty.gov.1
- Property held by other states
For property held by other states, the Treasurer points to the multi-state search at missingmoney.com.1
- Who may claim for a deceased owner
The most appropriate person, the surviving spouse or personal representative, completes and submits an Affidavit and Agreement Supporting Claim for a Deceased Person with the claim form.2
- Documents for an heir or estate claim
For a deceased owner, the claimant files the Treasurer's Estate Affidavit, a notarized form, with the claim.2, 3
The Treasurer requests any further documents, such as probate documents or proof of relationship, in writing.2, 3
- Claiming without a probate order
For an unprobated estate, the claimant may pair the Affidavit of a Small Estate in Maine with the Treasurer's Estate Affidavit and legal proof of relationship, and the check can then be made payable to the claimant for claims up to $40,000.3
The Treasurer's Forms page states that the small-estate form can be used with the Estate Affidavit for estates not probated through the courts, but the claimant is taking on the responsibility of a personal representative.4
Under 18-C M.R.S. §3-1201, the entire estate, less liens and encumbrances, must not exceed $40,000, adjusted for inflation under 18-C M.R.S. §1-108 and published annually by each county probate court.5
The statute also requires that 30 days have elapsed since the death and that no appointment of a personal representative is pending or granted in any jurisdiction.5
- Processing time
Under 33 M.R.S. §2154, the administrator must approve or deny a claim within 90 days after the claim is filed and completed.6
A claim is complete when the claimant has provided all the information and documentation the administrator requested to prove legal ownership.6
- If a claim is denied
Under 33 M.R.S. §2154, if the administrator takes no action on a claim within the 90-day period, the claim is deemed denied.6
- How an approved claim is paid
Checks are made payable to the estate of the deceased owner, not to the claimant, unless the small-estate route is used.2
Under 33 M.R.S. §2155, once a claim is approved the administrator must pay within 30 days.7
Under 33 M.R.S. §2155(2), property the administrator holds is subject to a claim for the owner's enforceable Maine debts: child support arrearages including collection costs, a final court judgment, and state or federal taxes, penalties and interest determined to be delinquent.7
- Deadline to claim
The Treasurer states there is no time limit to claim. Maine holds unclaimed funds in trust, with the State Treasurer as custodian, until they are claimed by the owner or an heir, and the State never takes ownership of the money.2
- Fees
The Treasurer states there is no fee for this service.2
Governing law: 33 M.R.S. Chapter 45 (Maine Revised Unclaimed Property Act); 33 M.R.S. 2153-2155
Deadlines2
Forms Maine uses3
- Estate Affidavit (Affidavit and Agreement Supporting Claim for a Deceased Person)
Filed with the claim for a deceased owner and signed before a notary; the decedent's name, date of birth, date of death and residence come from the death certificate.2, 3
- Affidavit of a Small Estate in Maine
Paired with the Estate Affidavit and legal proof of relationship for an unprobated estate, so the check can be made payable to the claimant for claims up to $40,000.8, 3
- Mail-In Claim Form
Mailed to the Treasurer with the claim documents, as the alternative to filing the claim online.1
Other offices involved1
- County probate courts
Publish the inflation-adjusted small-estate limit under 18-C M.R.S. §1-108 each year5
Maine unclaimed property
Office of the Maine State Treasurer, Unclaimed Property
Phone
Toll-free (calls from within Maine)
Claim documents
TTY
Mailing address
Website
Tools for Planning and Settling an Estate in Maine
Free calculators and checklists for planning or settling an estate in Maine: will and trust costs, probate, executor pay, and inheritance taxes.
How Do I Settle an Estate?
Settling an estate in Maine: the personal representative files the estate inventory within 90 days18-C MRSA §§ 3-706, 3-707, 3-708Verified Sep 15, 2026View source of appointment; creditors have 4 months18-C MRS §§ 3-801, 3-803, 3-805, 3-806Verified Oct 18, 2026View source to present claims; a simple estate closes in 4 months to 6 months.
What Is the Estate's Personal Property Worth for Probate?
Estimate the fair market value of household items for probate and see how it affects fees.
Who Inherits Without a Will?
Without a will in Maine, a surviving spouse takes the entire estate18-C M.R.S. § 2-102Verified Sep 10, 2026View source when every child of either spouse is a child of both, and descendants divide what passes to them per capita at each generation18-C M.R.S. § 2-106Verified Sep 10, 2026View source.
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