State Public Pensions in Maine
The Maine Public Employees Retirement System administers retirement benefits for State of Maine employees, teachers, and participating local district employees. Survivor and death benefits depend on whether the member was active or already retired and the payment option they elected.
Steps to take when someone dies
Required Documents
- Marriage certificate: when MainePERS requests it
- Divorce decree: when MainePERS requests it
- Social Security numbers: when MainePERS requests them
- Death certificate: when MainePERS requests it
- Birth or adoption paperwork: when MainePERS requests it
- Personal representative documentation: when MainePERS requests it
- Estate tax identification number: when MainePERS requests it
- Trust documentation: when MainePERS requests it
State Public Pensions in Maine: key facts
What Maine says5
- Reporting a death
A death is reported to MainePERS online through its notification-of-death form, by phone, or by mail to MainePERS Survivor Benefits.1
Reporting promptly stops benefits in a timely manner and helps prevent overpayments.1
- Death after retirement
A continuing benefit is paid to a beneficiary only if the retiree elected one of the reduced payment options (Options 1-8).2
The Full Benefit option pays the retiree the highest monthly benefit but nothing to a beneficiary. All benefits stop effective the first of the month following the retiree's death.2
- Death before retirement
MainePERS Form CL-0722-A lets the beneficiaries select one, and no more than one, of: a refund of the member's contributions and allowable interest; a reduced monthly retirement allowance (Automatic Option 2); or the statutory Survivor Benefit.3
Automatic Option 2 is available if the member was active, a disability retiree, or had met retirement eligibility but had not yet retired. The Survivor Benefit is paid only to a spouse, dependent children, parents, or other designated beneficiaries.3
- Line-of-duty death
Where a member's death before retirement was due to a work-incurred illness or injury, the applicable accidental death benefits may be paid instead.3
- Who receives the benefit
Death benefits are paid according to the valid beneficiary designation on file. Without one, 5 M.R.S. 17953 pays the first of these living at the member's death: surviving spouse; child or children regardless of age; the older parent; or the member's estate.4
Governing law: 5 M.R.S. 17953 (death before service retirement)
Retirement systems1
- Maine Public Employees Retirement System (MainePERS)
State employees and teachers (the State Employee and Teacher Plan), participating local district (PLD) employees, legislators and judges5
Phone: 1-800-451-9800
Sources5
- 1.Notification of Death (MainePERS)
- 2.Choosing a Benefit Payment Option (MainePERS, Rev. 3/25)
- 3.Form CL-0722-A, Information Regarding Pension Beneficiary Designation for Pre-Retirement Death Benefits (MainePERS, Rev. 11/24)
- 4.5 M.R.S. §17953, Death before service retirement
- 5.Maine Public Employees Retirement System (MainePERS)
Maine public pension benefits
Maine Public Employees Retirement System (MainePERS)
Phone
Report a death
Mailing address
Website
Tools for Planning and Settling an Estate in Maine
Free calculators and checklists for planning or settling an estate in Maine: will and trust costs, probate, executor pay, and inheritance taxes.
How Do I Settle an Estate?
Settling an estate in Maine: the personal representative files the estate inventory within 90 days18-C MRSA §§ 3-706, 3-707, 3-708Verified Sep 15, 2026View source of appointment; creditors have 4 months18-C MRS §§ 3-801, 3-803, 3-805, 3-806Verified Oct 18, 2026View source to present claims; a simple estate closes in 4 months to 6 months.
Are My Beneficiary Designations Protected?
Maine automatically revokes an ex-spouse as beneficiary at divorce18-C M.R.S. § 2-804Verified Sep 15, 2026View source; employer plans under ERISA follow federal rules either way, so a 401(k) beneficiary changes only by a new designation.
Who Inherits Without a Will?
Without a will in Maine, a surviving spouse takes the entire estate18-C M.R.S. § 2-102Verified Sep 10, 2026View source when every child of either spouse is a child of both, and descendants divide what passes to them per capita at each generation18-C M.R.S. § 2-106Verified Sep 10, 2026View source.
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