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Home→Agencies→Public Pensions→Iowa

State Public Pensions in Iowa

IPERS is the retirement system for most Iowa public employees, including state and local government workers, teachers, and public safety members. The death benefit depends on whether the member died before or after retirement and, for retirees, on the payment option the member elected. A beneficiary must file an application; benefits are not paid automatically.

OverviewWhen someone dies

Public Pensions

Iowa

ipers.org→

Administering agency

Iowa Public Employees' Retirement System (IPERS)

Phone1-800-622-3849
WebsiteVisit website →
Verified May 2026

State Public Pensions in Iowa: key facts

System
Iowa Public Employees' Retirement System (IPERS), covering most state and local government employees, teachers, and public safety members.
Retiree death
The continuing benefit depends on the payment option elected: a joint-and-survivor option pays a contingent annuitant a lifetime monthly benefit, a single-life option pays no death benefit, and lump-sum or term-certain options pay remaining amounts.
Death before retirement
A beneficiary receives the larger of the actuarial present value of the accrued benefit or accumulated contributions plus a formula amount; a sole beneficiary may elect a lump sum or a lifetime monthly benefit.
Filing requirement
Benefits are not automatic; the beneficiary must apply. Benefits are paid according to the most recent beneficiary designation on file. Contact: 1-800-622-3849 or 515-281-0020; ipers.org.

When someone dies

Steps after a death in Iowa

4-step process for Iowa Public Employees' Retirement System (IPERS).

View details →

Public Pensions

Iowa

ipers.org→

Administering agency

Iowa Public Employees' Retirement System (IPERS)

Phone1-800-622-3849
WebsiteVisit website →
Verified May 2026