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Home→Tools→TOD Deed Assessment→Iowa

Do I Need a Transfer on Death Deed in Iowa?

Answer a few questions about the property to see whether a transfer on death deed applies for avoiding probate on real estate.

Frequently Asked Questions

No. Iowa does not currently allow transfer on death deeds. Iowa has not adopted the Uniform Real Property Transfer on Death Act or any TOD deed statute for real property. Iowa Code Chapter 633D (§§633D.1–633D.12) authorizes TOD registration for securities only; Chapter 633F is the Iowa Uniform Custodial Trust Act and does not create a TOD deed. Chapter 633G does not exist in the Iowa Code.

Because Iowa does not allow TOD deeds, alternatives for avoiding probate on real property include: Revocable living trust, Joint tenancy with right of survivorship, Life estate deed. Compare your options with the trust vs. will comparison.

Without a TOD deed option, real property in Iowa typically passes through probate unless held in a trust or with joint tenancy. Use the Iowa probate calculator to estimate what that would cost.

TOD Deeds in Iowa

Iowa does not currently allow transfer on death deeds (No). Iowa has not adopted the Uniform Real Property Transfer on Death Act or any TOD deed statute for real property. Iowa Code Chapter 633D (§§633D.1–633D.12) authorizes TOD registration for securities only; Chapter 633F is the Iowa Uniform Custodial Trust Act and does not create a TOD deed. Chapter 633G does not exist in the Iowa Code. Without this option, real property passes through probate unless held in a trust or with joint tenancy.

Because TOD deeds are unavailable, the primary alternative for avoiding probate on real estate in Iowa is a revocable trust. Probate for simple estates takes at least 6 monthsIowa Code §§ 633.31Verified May 31, 2026, and estates under $50,000Iowa Code § 633.356Verified May 31, 2026 may qualify for simplified procedures. The probate calculator shows the full cost picture.

The trust vs. will comparison outlines the differences for Iowa families weighing their options for avoiding probate on real property and other assets.

SimplyTrustSimplyTrust Editorial·Updated May 31, 2026

Legal Sources

  • Iowa Code § 633.356
  • Iowa Code §§ 633.31

Data sourced from Iowa statutes and official state code. How we research.

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Iowa Estate Planning Resources

In-depth guides covering Iowa probate laws, trust requirements, and estate planning strategies.

Find out if a TOD deed is right for you

Select your state to see if a transfer on death deed can keep your property out of probate.

This tool provides general information about transfer on death deeds and is not legal advice. TOD deed availability and requirements vary by state. Consult a licensed attorney for guidance specific to your situation.

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