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Serious Diagnosis
A serious diagnosis changes priorities. Healthcare proxies, financial powers of attorney, and the documents that ensure your wishes are honored.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
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Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
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New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn moreForms for Planning Your Estate in Iowa
Free forms for planning your estate in Iowa: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for Iowa.
Healthcare Power of Attorney
Iowa allows a choice for a healthcare power of attorney: 2Iowa Code § 144B.5Verified Jul 15, 2026View source witnesses or a notary.
HIPAA Release
In Iowa, a HIPAA release names who may receive your records and, as the state requires, names HIV/AIDS-related information, mental health records and genetic informationIowa Code § 141A.9(1), (2)(b); Iowa Code §§ 228.2(1)-(2), 228.3(1); Iowa Code § 729.6(3)(a)-(b)Verified Jun 19, 2026View source expressly before a provider releases them.
Financial Power of Attorney
Iowa treats a power of attorney as durable by defaultIowa Code § 633B.105Verified Sep 18, 2026View source, and it is signed before a notary.
Last Will and Testament
In Iowa, a will is signed before 2Iowa Code § 633.279Verified Oct 18, 2026View source witnesses, and a self-proving affidavit signed with it lets the court admit it without witness testimony.
Codicil to a Will
In Iowa, a codicil is signed before 2Iowa Code § 633.279Verified Oct 18, 2026View source witnesses, like a will, and the self-proving affidavit signed with it lets the court admit it without witness testimonyIowa Code §§ 633.3(43), 633.279(2)Verified Oct 25, 2026View source.
Tools for Planning Your Estate in Iowa
Free tools for planning your estate in Iowa: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for Iowa and read its answer.
Do I Need a TOD Deed?
Iowa does not authorize transfer on death deeds; sole-name real property goes through probate, at least 6 months for a simple estate, unless held in a trust or with a right of survivorship.
Do I Need a Vehicle TOD?
Iowa does not offer a transfer-on-death designation on a vehicle title; a vehicle passes by will, trust, joint title, or probate.
How Much Is the Federal Gift Tax?
Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
What Does Estate Planning Actually Cost?
An attorney-prepared revocable trust in Iowa runs $3,140Estimate: 10 hours at $314, Clio's Iowa Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $4,710Estimate: 15 hours at $314, Clio's Iowa Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source and a simple will $864Estimate: 3 hours at $288, Clio's Iowa Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $1,728Estimate: 6 hours at $288, Clio's Iowa Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source, against $0 to $549 up front plus a subscription with an online service.
How Much Life Insurance Do I Need?
In Iowa, four years at a public university cost about $82,188NCES Digest of Education Statistics 2023, Table 330.20, public 4-year in-state tuition, fees, room and board, academic year 2022-23Verified Oct 17, 2026View source and the cost of living is 12% below the U.S. averageBEA Regional Price Parities, all items, by state, 2024Verified Oct 17, 2026View source; no state estate or inheritance tax appliesNo state estate or inheritance tax. Iowa's inheritance tax is repealed for deaths on or after January 1, 2025 (Iowa Code § 450.98, 2021 Acts ch 177 / SF 619), as is the qualified use inheritance tax (§ 450B.8). Iowa's estate tax (Iowa Code ch. 451) and generation skipping transfer tax (ch. 450A) were repealed outright by 2014 Acts ch 1076 §25. The Iowa Department of Revenue confirms: "Iowa inheritance tax is not applicable for deaths occurring on or after 1/1/25."Verified Sep 15, 2026View source.
Are My Beneficiary Designations Protected?
Iowa automatically revokes an ex-spouse as beneficiary at divorceIowa Code § 598.20A; § 598.20B; § 633A.3107Verified Sep 15, 2026View source; employer plans under ERISA follow federal rules either way, so a 401(k) beneficiary changes only by a new designation.
How Do I Sign Estate Documents?
In Iowa, a will is signed before 2Iowa Code § 633.279Verified Oct 18, 2026View source witnesses, and notarization is not required.
Will My Estate Documents Transfer?
Iowa recognizes a will signed under the law of the place where it was signedIowa Code § 633.283Verified Oct 18, 2026View source; a will signed in Iowa itself needs 2Iowa Code § 633.279Verified Oct 18, 2026View source witnesses, and notarization is not required.
Iowa Estate Planning Resources
In-depth guides covering Iowa probate laws, trust requirements, and estate planning strategies.
