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Serious Diagnosis
A serious diagnosis changes priorities. Healthcare proxies, financial powers of attorney, and the documents that ensure your wishes are honored.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
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Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
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New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn moreForms for Planning Your Estate in Tennessee
Free forms for planning your estate in Tennessee: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for Tennessee.
Healthcare Power of Attorney
Tennessee allows a choice for a healthcare power of attorney: 2Tenn. Code Ann. § 68-11-1805; Tenn. Comp. R. & Regs. 0720-36-.13Verified Oct 15, 2026View source witnesses or a notary.
HIPAA Release
In Tennessee, a HIPAA release names who may receive your records and, as the state requires, names mental health records and substance abuse treatment recordsTenn. Code Ann. §§ 33-3-103, 33-3-104 (Acts 2000, ch. 947, § 1; § 33-3-104 amended by Acts 2004, ch. 565, § 3 and Acts 2013, ch. 238, § 4)Verified Jun 11, 2026View source expressly before a provider releases them.
Financial Power of Attorney
Tennessee requires explicit durability language for a power of attorney to survive incapacityT.C.A. § 34-6-102Verified Oct 21, 2026View source, and it is signed with no witness or notary requirementT.C.A. §§ 34-6-101 to 34-6-112; §§ 66-22-101, 66-24-101, 66-26-101, 66-26-103Verified Oct 21, 2026View source.
Last Will and Testament
In Tennessee, a will is signed before 2T.C.A. § 32-1-104Verified Oct 19, 2026View source witnesses, and a self-proving affidavit signed with it lets the court admit it without witness testimony.
Codicil to a Will
In Tennessee, a codicil is signed before 2T.C.A. § 32-1-104Verified Oct 19, 2026View source witnesses, like a will; the statute on the witnesses' affidavit names the will aloneT.C.A. § 32-2-110Verified Oct 25, 2026View source.
Tools for Planning Your Estate in Tennessee
Free tools for planning your estate in Tennessee: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for Tennessee.
Do I Need a TOD Deed?
Tennessee does not authorize transfer on death deeds; sole-name real property goes through probate, at least 6 months for a simple estate, unless held in a trust or with a right of survivorship.
Do I Need a Vehicle TOD?
Tennessee does not offer a transfer-on-death designation on a vehicle title; a vehicle passes by will, trust, joint title, or probate.
How Much Is the Federal Gift Tax?
Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
What Does Estate Planning Actually Cost?
An attorney-prepared revocable trust in Tennessee runs $3,150Estimate: 10 hours at $315, Clio's Tennessee Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $4,725Estimate: 15 hours at $315, Clio's Tennessee Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source and a simple will $903Estimate: 3 hours at $301, Clio's Tennessee Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $1,806Estimate: 6 hours at $301, Clio's Tennessee Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source, against $0 to $549 up front plus a subscription with an online service.
How Much Life Insurance Do I Need?
In Tennessee, four years at a public university cost about $85,116NCES Digest of Education Statistics 2023, Table 330.20, public 4-year in-state tuition, fees, room and board, academic year 2022-23Verified Oct 17, 2026View source and the cost of living is 8% below the U.S. averageBEA Regional Price Parities, all items, by state, 2024Verified Oct 17, 2026View source; no state estate or inheritance tax appliesNo Tennessee death tax is payable. The inheritance tax (Tenn. Code Ann. Title 67, ch. 8, pt. 3) remains codified but is switched off: § 67-8-318 (Acts 2012, ch. 1057, § 3) — "This part does not apply in the case of any decedent who died in 2016 or in any subsequent year"; TN DOR — "The inheritance tax is no longer imposed after December 31, 2015. Please DO NOT file for decedents with dates of death in 2016 or after." The separate Tennessee estate tax (Title 67, ch. 8, pt. 2, § 67-8-204) is a federal-credit pickup keyed to the credit "allowable ... by § 2011 of the Internal Revenue Code" (§ 67-8-202(1)); 26 U.S.C. § 2011 was repealed (Pub. L. 113-295 § 221(a)(95)(A)(i)), so that tax computes to $0. The gift tax (pt. 1) likewise does not apply to gifts made on or after Jan. 1, 2012 (§ 67-8-118).Verified Sep 15, 2026View source.
Are My Beneficiary Designations Protected?
Tennessee does not revoke an ex-spouse as beneficiary at divorceTenn. Code Ann. § 32-1-202 (wills only)Verified Sep 15, 2026View source; employer plans under ERISA follow federal rules either way, so a 401(k) beneficiary changes only by a new designation.
How Do I Sign Estate Documents?
In Tennessee, a will is signed before 2T.C.A. § 32-1-104Verified Oct 19, 2026View source witnesses, and notarization is not required.
Will My Estate Documents Transfer?
Tennessee recognizes a will signed under the law of the place where it was signedT.C.A. § 32-1-107Verified Oct 19, 2026View source; a will signed in Tennessee itself needs 2T.C.A. § 32-1-104Verified Oct 19, 2026View source witnesses, and notarization is not required.
Tennessee Estate Planning Resources
In-depth guides covering Tennessee probate laws, trust requirements, and estate planning strategies.
