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Serious Diagnosis
A serious diagnosis changes priorities. Healthcare proxies, financial powers of attorney, and the documents that ensure your wishes are honored.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
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Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
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New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn moreForms for Planning Your Estate in Rhode Island
Free forms for planning your estate in Rhode Island: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for Rhode Island.
Healthcare Power of Attorney
Rhode Island allows a choice for a healthcare power of attorney: 2R.I. Gen. Laws § 23-4.10-2Verified Oct 15, 2026View source witnesses or a notary.
HIPAA Release
In Rhode Island, a HIPAA release names who may receive your records and, as the state requires, names HIV/AIDS-related information and genetic informationR.I. Gen. Laws § 23-6.3-7(a); cross-referencing R.I. Gen. Laws § 5-37.3-4(d) form requirements; R.I. Gen. Laws § 27-18-52(a)Verified Jun 19, 2026View source expressly before a provider releases them.
Financial Power of Attorney
Rhode Island requires explicit durability language for a power of attorney to survive incapacityR.I. Gen. Laws § 34-22-6.1Verified Oct 21, 2026View source, and it is signed before a notaryR.I. Gen. Laws § 18-16-2Verified Sep 20, 2026View source.
Lady Bird Deed
In Rhode Island, no statute authorizes a transfer on death deed; a Lady Bird deed is recognized by statuteR.I. Gen. Laws § 34-4-2.1Verified Oct 23, 2026View source: the owner keeps a life estate and the power to sell or convey the property without the grantee.
Last Will and Testament
In Rhode Island, a will is signed before 2R.I. Gen. Laws § 33-5-5Verified Oct 19, 2026View source witnesses, and the witnesses sign an affidavit at probate instead of a self-proving affidavit.
Codicil to a Will
In Rhode Island, a codicil is signed before 2R.I. Gen. Laws § 33-5-5Verified Oct 19, 2026View source witnesses, like a will.
Tools for Planning Your Estate in Rhode Island
Free tools for planning your estate in Rhode Island: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for Rhode Island.
Do I Need a TOD Deed?
Rhode Island does not authorize transfer on death deeds; sole-name real property goes through probate, at least 6 months for a simple estate, unless held in a trust or with a right of survivorship.
Do I Need a Vehicle TOD?
Rhode Island does not offer a transfer-on-death designation on a vehicle title; a vehicle passes by will, trust, joint title, or probate.
How Much Is the Federal Gift Tax?
Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
What Does Estate Planning Actually Cost?
An attorney-prepared revocable trust in Rhode Island runs $3,850Estimate: 10 hours at $385, Clio's Rhode Island Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $5,775Estimate: 15 hours at $385, Clio's Rhode Island Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source and a simple will $1,146Estimate: 3 hours at $382, Clio's Rhode Island Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $2,292Estimate: 6 hours at $382, Clio's Rhode Island Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source, against $0 to $549 up front plus a subscription with an online service.
How Much Life Insurance Do I Need?
In Rhode Island, four years at a public university cost about $116,656NCES Digest of Education Statistics 2023, Table 330.20, public 4-year in-state tuition, fees, room and board, academic year 2022-23Verified Oct 17, 2026View source and the cost of living is near the U.S. averageBEA Regional Price Parities, all items, by state, 2024Verified Oct 17, 2026View source; the state levies an estate taxR.I. Gen. Laws § 44-22-1.1Verified Sep 15, 2026View source above $1,838,056.
Are My Beneficiary Designations Protected?
Rhode Island does not revoke an ex-spouse as beneficiary at divorceR.I. Gen. Laws § 33-5-9.1Verified Sep 15, 2026View source; employer plans under ERISA follow federal rules either way, so a 401(k) beneficiary changes only by a new designation.
How Do I Sign Estate Documents?
In Rhode Island, a will is signed before 2R.I. Gen. Laws § 33-5-5Verified Oct 19, 2026View source witnesses, and notarization is not required.
Will My Estate Documents Transfer?
Rhode Island recognizes a will signed under the law of the place where it was signedR.I. Gen. Laws § 33-5-7Verified Oct 19, 2026View source; a will signed in Rhode Island itself needs 2R.I. Gen. Laws § 33-5-5Verified Oct 19, 2026View source witnesses, and notarization is not required.
Rhode Island Estate Planning Resources
In-depth guides covering Rhode Island probate laws, trust requirements, and estate planning strategies.
