Do I Need a Vehicle Transfer on Death Designation in Rhode Island?
Answer a few questions about how your vehicle is titled to see whether a transfer-on-death designation applies for avoiding probate on a vehicle.
Frequently Asked Questions
No. Rhode Island does not offer a vehicle transfer-on-death designation. Rhode Island has not enacted a transfer-on-death (TOD) or beneficiary designation for motor vehicle certificates of title. Title 31, Chapter 31-3.1 (Certificates of Title and Security Interests) has no provision for issuing a title in beneficiary form. The sole death-transfer statute, RI Gen. Laws 31-3.1-37, passes title to the surviving spouse on the owner's death (unless the will provides otherwise); it does not allow an owner to name a TOD beneficiary on the title in advance.
Because Rhode Island does not offer a vehicle TOD designation, the vehicle transfers through: Surviving-spouse transfer: under RI Gen. Laws 31-3.1-37, a motor vehicle passes to the surviving spouse (unless the will provides otherwise). The DMV reissues registration and a new certificate of title on a certified death certificate and the deceased's registration, with no title or registration fee charged to the surviving spouse., Probate transfer: when an executor/administrator is appointed, the DMV accepts the original Notice of Appointment from Probate Court, and the executor/administrator signs the title as seller to transfer the vehicle., Sole Heir Affidavit (next of kin / adult children / parents, where there is no surviving spouse and no executor): a completed Sole Heir Affidavit replaces the title assignment, submitted with the certificate of title and the original death certificate., Small-estate transfer: where there are no survivors and no executor, a Voluntary Executor under the small-estate statute (RI Gen. Laws 33-24.1), obtained at the city or town hall, may transfer the vehicle with the title and original death certificate.. To keep other assets out of probate, SimplyTrust sets up a revocable trust online.
Without a vehicle TOD option, a Rhode Island vehicle typically passes through the estate unless it is jointly titled or held in a trust, or qualifies for a small-estate transfer. Compare your options with the trust vs. will comparison.
Rhode Island Estate Planning Resources
In-depth guides covering Rhode Island probate laws, trust requirements, and estate planning strategies.




