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Home→Agencies→Unclaimed Property→Tennessee

State Unclaimed Property in Tennessee

The Tennessee Department of Treasury holds unclaimed property — dormant bank accounts, uncashed checks, insurance proceeds, and similar assets — until the owner or their heirs claim it. The free official search and claim portal is ClaimItTN.gov. Heirs of a deceased owner file a claim with proof of death and proof of authority to act for the estate.

OverviewWhen someone dies

Unclaimed Property

Tennessee

treasury.tn.gov/Unclaimed-Property/Claim-Unclaimed-Property/Find-Your-Missing-Money→

Administering agency

Tennessee Department of Treasury — Unclaimed Property Division

Phone866-370-9429
WebsiteVisit website →

Authority

Tenn. Code Title 66, Chapter 29, Part 1 (Uniform Unclaimed Property Act)

Verified Jul 2026

State Unclaimed Property in Tennessee: key facts

Administering office
Tennessee Department of Treasury, Unclaimed Property Division.
Official search
ClaimItTN.gov — free search and online claims, hosted at unclaimedproperty.tn.gov.
Estate claim documents
Certified death certificate of the original owner, certified Letters Testamentary or of Administration naming the executor, and the estate's federal tax identification number (FEIN). The check is issued to the estate in care of the executor or administrator.
Heir claim documents
Certified death certificate of the original owner; the probated will (or, if there was no will, an obituary showing how many heirs there may be); and a certified birth certificate for each heir. Each heir files a separate claim and is paid separately.
Deadline
There is no time limit to claim property held by the Treasury; it is held until the owner or their heirs claim it.
Estate claim vs. heir claim
Any claim valued at $10,000 or more must use the Estate Claim (pay the estate) option. Below $10,000, heirs may instead file an Heir Claim, which splits the funds among the heirs.
Dormancy
Property is reported to the Treasury as abandoned after the holder has been unable to contact the owner for a set period — typically 1 to 3 years.

Governing law: Tenn. Code Title 66, Chapter 29, Part 1 (Uniform Unclaimed Property Act)

When someone dies

Steps after a death in Tennessee

3-step process for Tennessee Department of Treasury — Unclaimed Property Division.

View details →
SimplyTrustSimplyTrust Editorial·Updated July 14, 2026

Sources

  • treasury.tn.gov
  • law.justia.com

Data sourced from State Unclaimed Property in Tennessee primary sources (4 pages reviewed). How we research.

Unclaimed Property

Tennessee

treasury.tn.gov/Unclaimed-Property/Claim-Unclaimed-Property/Find-Your-Missing-Money→

Administering agency

Tennessee Department of Treasury — Unclaimed Property Division

Phone866-370-9429
WebsiteVisit website →

Authority

Tenn. Code Title 66, Chapter 29, Part 1 (Uniform Unclaimed Property Act)

Verified Jul 2026
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