Iowa allows estates with personal property of $100,000Iowa Code § 633.356Verified Sep 8, 2026View source or less to use the Small Estate AffidavitIowa Code § 633.356Verified Sep 8, 2026View source, which avoids full probate administration. The Small Estate Affidavit is presented directly to the bank, employer, or other holder of the property — it is not filed with a court. The waiting period is 40 daysIowa Code § 633.356Verified Sep 8, 2026View source after death. Estates up to $200,000Iowa Code § 633.356Verified Sep 8, 2026View source may qualify for Small Estate AdministrationIowa Code § 633.356Verified Sep 8, 2026View source.
Probate costs in Iowa typically include attorney fees set by the court and capped at a statutory scheduleIowa Code § 633.198 ("such reasonable fee as may be determined by the court...but not in excess of the schedule of fees provided in this part for personal representatives" — § 633.197 ceiling: 6% first $1K, 4% next $4K, 2% over $5K)Verified Sep 8, 2026View source, executor fees, court filing fees, and publication costs. On a $500,000 estate, total costs run about $21,555Iowa Code § 633.198 ("such reasonable fee as may be determined by the court...but not in excess of the schedule of fees provided in this part for personal representatives" — § 633.197 ceiling: 6% first $1K, 4% next $4K, 2% over $5K)Verified Sep 8, 2026View source, roughly 4% of estate value, varying with complexity. Estimate executor compensation separately with the Iowa executor fee calculator.
Iowa intestacy law decides. Iowa follows separate property rulesIowa Code § 633.211Verified Sep 10, 2026View source: the surviving spouse's share depends on whether children survive and whose children they are. The estate passes to the closest surviving relatives, in most cases the spouse and children first, then in order: Parents; Issue of your mother and issue of your father; Grandparents and their issue; Great-grandparents and their issue; Issue of a deceased spouse; Escheat to the State of IowaIowa Code § 633.211Verified Sep 10, 2026View source.
No. Iowa imposes no state estate tax and no inheritance taxNo state estate or inheritance tax. Iowa's inheritance tax is repealed for deaths on or after January 1, 2025 (Iowa Code § 450.98, 2021 Acts ch 177 / SF 619), as is the qualified use inheritance tax (§ 450B.8). Iowa's estate tax (Iowa Code ch. 451) and generation skipping transfer tax (ch. 450A) were repealed outright by 2014 Acts ch 1076 §25. The Iowa Department of Revenue confirms: "Iowa inheritance tax is not applicable for deaths occurring on or after 1/1/25."Verified Sep 15, 2026View source. Only the federal estate tax applies, on an estate above $15,000,00026 USC 2001(c), 2010; P.L. 119-21 §70106Verified Sep 15, 2026View source, an exemption the One Big Beautiful Bill Act (P.L. 119-21 §70106) set permanently from 2026 and indexes for inflation.
A will in Iowa costs what the provider charges. An online service runs $0 to $299 up front. An attorney in Iowa charges around $288Clio Compare Lawyer Rates, Iowa: Wills and Estates rate (2025 data)Verified Oct 15, 2026View source an hour for wills and estates work, which puts a simple will at $864Estimate: 3 hours at $288, Clio's Iowa Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $1,728Estimate: 6 hours at $288, Clio's Iowa Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source. The document is only part of the cost: probate adds about $21,555Iowa Code § 633.198 ("such reasonable fee as may be determined by the court...but not in excess of the schedule of fees provided in this part for personal representatives" — § 633.197 ceiling: 6% first $1K, 4% next $4K, 2% over $5K)Verified Sep 8, 2026View source on a $500,000 estate in fees the heirs pay later.