Do I Need a Transfer on Death Deed in Connecticut?
Connecticut does not authorize transfer on death deeds; sole-name real property goes through probate, at least 6 months for a simple estate, unless held in a trust or with a right of survivorship.
No. Connecticut does not allow transfer on death deeds. Connecticut has not adopted the Uniform Real Property Transfer on Death Act or any TOD deed statute.
Because Connecticut has no TOD deed, real property passes outside probate through: Revocable living trust; Joint tenancy with right of survivorship; Survivorship deed forms (including survivor life-estate/remainder forms); Life estate deed. The Connecticut trust vs. will comparison sets the routes side by side.
35 jurisdictions allow a transfer on death deed for real property; Connecticut is not one of them. A revocable living trust does the same work in every state and covers the other assets as well.
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New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
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Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
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New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate in Connecticut
Free forms for planning your estate in Connecticut: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Healthcare Power of Attorney
Connecticut requires 2CGS § 19a-575aVerified Oct 15, 2026View source witnesses for a healthcare power of attorney; notarization is not requiredCGS § 19a-575aVerified Oct 15, 2026View source.
HIPAA Release
In Connecticut, a HIPAA release names who may receive your records and, as the state requires, names HIV/AIDS-related informationConn. Gen. Stat. § 19a-581(9), § 19a-583(a), § 19a-585(a) (P.A. 89-246; last amended P.A. 21-196). Verified 2026-06-20.Verified Jun 20, 2026View source expressly before a provider releases it.
Financial Power of Attorney
Connecticut treats a power of attorney as durable by defaultConn. Gen. Stat. §§ 1-1d, 1-350c, 1-350d, 1-350e, 1-350f, 1-350h, 1-350i, 1-350k, 1-350l, 1-350r, 1-351, 1-352, 1-362, 1-365; § 47-10Verified Sep 18, 2026View source, and it is signed before 2Conn. Gen. Stat. §§ 1-1d, 1-350c, 1-350d, 1-350e, 1-350f, 1-350h, 1-350i, 1-350k, 1-350l, 1-350r, 1-351, 1-352, 1-362, 1-365; § 47-10Verified Sep 18, 2026View source witnesses.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Living Will
In Connecticut, the living will is the Document Concerning Health Care and Withholding or Withdrawal of Life Support SystemsConn. Gen. Stat. ch. 368w, §§ 19a-570 to 19a-580g (living will: § 19a-575)Verified Sep 27, 2026View source, a document of its own, apart from the healthcare power of attorney.
Last Will and Testament
In Connecticut, a will is signed before 2Conn. Gen. Stat. § 45a-251Verified Oct 18, 2026View source witnesses, and a self-proving affidavit signed with it lets the court admit it without witness testimonyConn. Gen. Stat. § 45a-251Verified Oct 18, 2026View source.
Codicil to a Will
In Connecticut, a codicil is signed before 2Conn. Gen. Stat. § 45a-251Verified Oct 18, 2026View source witnesses, like a will; the statute on the witnesses' affidavit names the will aloneConn. Gen. Stat. § 45a-285Verified Oct 25, 2026View source.
Tools for Planning Your Estate in Connecticut
Free tools for planning your estate in Connecticut: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
Do I Need a Vehicle TOD?
Connecticut allows a transfer-on-death beneficiary designation on a vehicle titleConn. Gen. Stat. 14-16(b)Verified Oct 21, 2026View source, filed through the Connecticut Department of Motor Vehicles (DMV).
How Much Is the Federal Gift Tax?
Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
What Does Estate Planning Actually Cost?
An attorney-prepared revocable trust in Connecticut runs $4,460Estimate: 10 hours at $446, Clio's Connecticut Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $6,690Estimate: 15 hours at $446, Clio's Connecticut Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source and a simple will $1,164Estimate: 3 hours at $388, Clio's Connecticut Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $2,328Estimate: 6 hours at $388, Clio's Connecticut Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source, against $0 to $549 up front plus a subscription with an online service.
How Much Life Insurance Do I Need?
In Connecticut, four years at a public university cost about $120,184NCES Digest of Education Statistics 2023, Table 330.20, public 4-year in-state tuition, fees, room and board, academic year 2022-23Verified Oct 17, 2026View source and the cost of living is near the U.S. averageBEA Regional Price Parities, all items, by state, 2024Verified Oct 17, 2026View source; the state levies an estate taxConn. Gen. Stat. § 12-391Verified Sep 15, 2026View source above $15,000,000Conn. Gen. Stat. § 12-391Verified Sep 15, 2026View source.
Are My Beneficiary Designations Protected?
Connecticut does not revoke an ex-spouse as beneficiary at divorceConn. Gen. Stat. § 45a-257cVerified Sep 15, 2026View source; employer plans under ERISA follow federal rules either way, so a 401(k) beneficiary changes only by a new designation.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
How Much Does Probate Cost?
Probate on a $500,000 estate in Connecticut costs an estimated $29,174CT Probate Court Rules of Procedure, Rule 39 (reasonable compensation; no statutory percentage; Hayward v. Plant factors); C.G.S. § 45a-294 (will contest expenses only)Verified Sep 8, 2026View source. Attorney fees run 2.2%Modeled estimate under CT Probate Court Rules of Procedure, Rule 39 (reasonable compensation; no statutory percentage; Hayward v. Plant factors); C.G.S. § 45a-294 (will contest expenses only): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 3.5%Modeled estimate under CT Probate Court Rules of Procedure, Rule 39 (reasonable compensation; no statutory percentage; Hayward v. Plant factors); C.G.S. § 45a-294 (will contest expenses only): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate under a reasonable-compensation standard.
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Connecticut Estate Planning Resources
In-depth guides covering Connecticut probate laws, trust requirements, and estate planning strategies.