Does Indiana allow transfer on death deeds?

Yes. Indiana allows transfer on death deeds under IC 32-17-14-1 to 32-17-14-32. The deed transfers real property to a named beneficiary at death without probate.

Do I Need a Transfer on Death Deed in Indiana?

Answer a few questions about the property to see whether a transfer on death deed applies for avoiding probate on real estate.

State where property is located

Find out if a TOD deed is right for you

Select your state to see if a transfer on death deed can keep your property out of probate.

This tool provides general information about transfer on death deeds and is not legal advice. TOD deed availability and requirements vary by state. Consult a licensed attorney for guidance specific to your situation.

Frequently Asked Questions

Yes. Indiana allows transfer on death deeds. The deed transfers real property to a named beneficiary at death without probate. See how this compares to a trust with the probate calculator.

A transfer on death deed in Indiana requires notary acknowledgment. The signed deed must be recorded at the county recorder before death to be effective. Must be recorded in the county where the property is located during the transferor's lifetime; void if not recorded before death. County auditor endorsement is necessary to record a TOD deed. IC 32-17-14-11(i) (as amended by HB 1213/P.L.6-2025, eff. Jul 1, 2025); IC 36-2-11-14 and IC 36-2-9-18 (as amended by SEA 18/P.L.99-2024, eff. Jul 1, 2024).

Yes. A transfer on death deedis revocable at any time during the owner's lifetime. Revocation methods in Indiana include: Recording a subsequent deed revoking, omitting, or changing the beneficiary designation, Recording an acknowledged affidavit revoking or changing the designation (IC 32-21-2-3), Inter vivos conveyance of the property (terminates designation).

Indiana allows transfer on death deeds for all types of real property, including homes, land, condominiums, and commercial properties.

Yes. Indiana allows multiple beneficiaries on a transfer on death deed. If multiple beneficiaries are named, they take title as tenants in common unless the deed specifies otherwise.

A transfer on death deed transfers the property directly to the beneficiary at death, bypassing probate for that asset. Other assets not covered by a TOD deed, trust, or beneficiary designation still go through probate. Use the Indiana probate calculator to estimate the cost of probating remaining assets.

TOD Deeds in Indiana

Indiana allows transfer on death deeds (Yes), which transfer real property directly to a named beneficiary at death without probate. The deed is revocable during the owner's lifetime and does not affect the ability to sell, mortgage, or otherwise use the property.

Probate in Indiana takes at least 6 months for simple estates. A TOD deed eliminates probate for the property it covers, regardless of value. For estates under $100,000, simplified procedures exist, but they still involve court paperwork. Compare the costs with the Indiana probate calculator.

A TOD deed covers only real property and requires a separate deed for each parcel. A revocable trust covers all asset types in a single document and avoids probate for everything it holds. For families with multiple assets beyond real estate, the trust vs. will comparison shows the trade-offs.

SimplyTrust Editorial·Updated July 15, 2026

Legal Sources

Data sourced from Indiana statutes and official state code. How we research.

Is this your situation?

Get a complete guide for your specific circumstances.

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

Learn more