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Home→Tools→TOD Deed Assessment→Montana

Do I Need a Transfer on Death Deed in Montana?

Answer a few questions about the property to see whether a transfer on death deed applies for avoiding probate on real estate.

Frequently Asked Questions

Yes. Montana allows transfer on death deeds.MCA 72-6-401 to 72-6-418Verified May 14, 2026 The deed transfers real property to a named beneficiary at death without probate. See how this compares to a trust with the probate calculator.

A transfer on death deed in Montana requires notarization (standard acknowledgment). The signed deed must be recorded at the county clerk and recorder before death to be effective.MCA 72-6-401 to 72-6-418Verified May 14, 2026

Yes. A transfer on death deedis revocable at any time during the owner's lifetime. Revocation methods in Montana include: Recording another TOD deed that revokes the original expressly or by inconsistency, Recording an instrument of revocation that expressly revokes the TOD deed, Recording an inter vivos deed that expressly revokes the TOD deed.MCA 72-6-401 to 72-6-418Verified May 14, 2026

Montana allows transfer on death deeds for all types of real property, including homes, land, condominiums, and commercial properties.MCA 72-6-401 to 72-6-418Verified May 14, 2026

Yes. Montana allows multiple beneficiaries on a transfer on death deed. If multiple beneficiaries are named, they take title as tenants in common unless the deed specifies otherwise.MCA 72-6-401 to 72-6-418Verified May 14, 2026

A transfer on death deed transfers the property directly to the beneficiary at death, bypassing probate for that asset. Other assets not covered by a TOD deed, trust, or beneficiary designation still go through probate. Use the Montana probate calculator to estimate the cost of probating remaining assets.

TOD Deeds in Montana

Montana allows transfer on death deeds (YesMCA 72-6-401 to 72-6-418Verified May 14, 2026), which transfer real property directly to a named beneficiary at death without probate. The deed is revocable during the owner's lifetime and does not affect the ability to sell, mortgage, or otherwise use the property.

Probate in Montana takes at least 4 monthsMCA § 72-3-1101 (small estate $100K, 30-day wait, personal property onlyVerified May 14, 2026 for simple estates. A TOD deed eliminates probate for the property it covers, regardless of value. For estates under $100,000MCA § 72-3-1101Verified May 14, 2026, simplified procedures exist, but they still involve court paperwork. Compare the costs with the Montana probate calculator.

A TOD deed covers only real property and requires a separate deed for each parcel. A revocable trust covers all asset types in a single document and avoids probate for everything it holds. For families with multiple assets beyond real estate, the trust vs. will comparison shows the trade-offs.

SimplyTrustSimplyTrust Editorial·Updated May 14, 2026

Legal Sources

  • MCA § 72-3-1101
  • MCA § 72-3-1101 (small estate $100K, 30-day wait, personal property only
  • MCA 72-6-401 to 72-6-418

Data sourced from Montana statutes and official state code. How we research.

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In-depth guides covering Montana probate laws, trust requirements, and estate planning strategies.

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