Montana Department of Revenue, Unclaimed Property

Montana · Unclaimed Property

revenue.mt.gov/unclaimed-property

State Unclaimed Property in Montana

The Montana Department of Revenue holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. Search and claims are free through the state TransAction Portal (TAP); the Department warns that you do not need to pay a third party to claim property.

Steps to take when someone dies

1
Search the TransAction Portal (tap.dor.mt.gov) for the deceased's name and prior addresses, and run a nationwide search at missingmoney.com.
2
File a claim through TAP as the estate representative or heir, with:
  • •A copy of the death certificate
  • •Court-issued personal representative documents if the estate was probated
  • •A Decedent Family History form and affidavit of heirship where there is no estate
3
Respond to any Department request for additional documents within the stated deadline so the claim is not denied.
4
The Department reviews and completes the claim within 90 days of receiving all required documentation.

Required Documents

  • Copy of the death certificate
  • Court-issued personal representative documents: for an open estate. Letters Testamentary or Letters of Administration.

Timeline

The Department completes a claim within 90 days of receiving all required documentation.

State Unclaimed Property in Montana: key facts

What Montana says6

Official search

Search the TransAction Portal (TAP) at tap.dor.mt.gov; a nationwide search runs at missingmoney.com.1

Fees

The Department of Revenue states that searching and filing a claim through the TransAction Portal is free, and that you do not need to pay a third party to claim your property.2

Documents for an heir or estate claim

An heir or estate claim includes a copy of the death certificate and, for an open estate, court-issued personal representative documents (Letters Testamentary or Letters of Administration).3

Where there is no estate, the claim includes a Decedent Family History form and an affidavit of successor or heirship, which the Department provides in the claim packet.3

Processing time

Mont. Code Ann. 70-9-815(2) gives the administrator 90 days after a claim is filed to allow or deny it and give the claimant written notice of the decision.4

The Department states that it has 90 days to complete a claim once all required documentation is received.2

How an approved claim is paid

Under Mont. Code Ann. 70-9-815(3), the property or the net proceeds of its sale is delivered or paid to the claimant within 30 days after a claim is allowed.4

Under the Montana Auto Pay Program (Mont. Code Ann. 70-9-815(5), added by HB 88 in 2025), the Department can match property to its owner from tax records and mail a check of $1,000 or less without a claim. A recipient of a MAPP letter is told not to file a claim for those funds.4

Claiming without a probate order

The Department states that an estate is required for the sole purpose of distributing unclaimed property only when the decedent's property subject to administration totals $100,000 or more; under that, a court order is generally not required.3

Without a full probate, heirs claim by submitting an Affidavit of Heirship and a Decedent Family History form provided by the Department, following the laws of intestate succession.3

The $100,000 threshold matches the small estate affidavit limit in Mont. Code Ann. 72-3-1101(1)(a): a probate estate, less liens and encumbrances, that does not exceed $100,000.5

Mont. Code Ann. 72-3-1101(2) lets the Department refund unclaimed property worth $5,000 or less to a successor of the decedent, regardless of the value of the estate.5

Governing law: Mont. Code Ann. Title 70, Chapter 9, Part 8 (Uniform Unclaimed Property Act); 70-9-815; 72-3-1101

Forms Montana uses2

Affidavit of Heirship

An heir's claim where there is no estate, following the laws of intestate succession.3

Decedent Family History form

An heir's claim where there is no estate, filed with the Affidavit of Heirship.3

Sources5

Montana unclaimed property

Montana Department of Revenue, Unclaimed Property

Office

Montana Department of Revenue, Unclaimed Property, 125 N Roberts Street, 3rd Floor, Helena, MT 59601-4558
Verified Aug 2026

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