Montana Department of Revenue, Unclaimed Property
Montana · Unclaimed Property
revenue.mt.gov/unclaimed-propertyState Unclaimed Property in Montana
The Montana Department of Revenue holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. Search and claims are free through the state TransAction Portal (TAP); the Department warns that you do not need to pay a third party to claim property.
Steps to take when someone dies
- •A copy of the death certificate
- •Court-issued personal representative documents if the estate was probated
- •A Decedent Family History form and affidavit of heirship where there is no estate
Required Documents
- Copy of the death certificate
- Court-issued personal representative documents: for an open estate. Letters Testamentary or Letters of Administration.
Timeline
The Department completes a claim within 90 days of receiving all required documentation.
State Unclaimed Property in Montana: key facts
What Montana says6
- Official search
Search the TransAction Portal (TAP) at tap.dor.mt.gov; a nationwide search runs at missingmoney.com.1
- Fees
The Department of Revenue states that searching and filing a claim through the TransAction Portal is free, and that you do not need to pay a third party to claim your property.2
- Documents for an heir or estate claim
An heir or estate claim includes a copy of the death certificate and, for an open estate, court-issued personal representative documents (Letters Testamentary or Letters of Administration).3
Where there is no estate, the claim includes a Decedent Family History form and an affidavit of successor or heirship, which the Department provides in the claim packet.3
- Processing time
Mont. Code Ann. 70-9-815(2) gives the administrator 90 days after a claim is filed to allow or deny it and give the claimant written notice of the decision.4
The Department states that it has 90 days to complete a claim once all required documentation is received.2
- How an approved claim is paid
Under Mont. Code Ann. 70-9-815(3), the property or the net proceeds of its sale is delivered or paid to the claimant within 30 days after a claim is allowed.4
Under the Montana Auto Pay Program (Mont. Code Ann. 70-9-815(5), added by HB 88 in 2025), the Department can match property to its owner from tax records and mail a check of $1,000 or less without a claim. A recipient of a MAPP letter is told not to file a claim for those funds.4
- Claiming without a probate order
The Department states that an estate is required for the sole purpose of distributing unclaimed property only when the decedent's property subject to administration totals $100,000 or more; under that, a court order is generally not required.3
Without a full probate, heirs claim by submitting an Affidavit of Heirship and a Decedent Family History form provided by the Department, following the laws of intestate succession.3
The $100,000 threshold matches the small estate affidavit limit in Mont. Code Ann. 72-3-1101(1)(a): a probate estate, less liens and encumbrances, that does not exceed $100,000.5
Mont. Code Ann. 72-3-1101(2) lets the Department refund unclaimed property worth $5,000 or less to a successor of the decedent, regardless of the value of the estate.5
Governing law: Mont. Code Ann. Title 70, Chapter 9, Part 8 (Uniform Unclaimed Property Act); 70-9-815; 72-3-1101
Montana unclaimed property
Montana Department of Revenue, Unclaimed Property
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Tools for Planning and Settling an Estate in Montana
Free calculators and checklists for planning or settling an estate in Montana: will and trust costs, probate, executor pay, and inheritance taxes.
How Do I Settle an Estate?
Settling an estate in Montana: the personal representative files the estate inventory within 270 daysMCA §§ 72-3-607, 72-3-609Verified Sep 15, 2026View source of appointment; creditors have 4 monthsMCA §§ 72-3-801, 72-3-803, 72-3-804, 72-3-805, 72-3-807Verified Oct 18, 2026View source to present claims; a simple estate closes in 4 months to 6 months.
What Is the Estate's Personal Property Worth for Probate?
Estimate the fair market value of household items for probate and see how it affects fees.
Who Inherits Without a Will?
Without a will in Montana, a surviving spouse takes the entire estateMCA § 72-2-112Verified Sep 10, 2026View source when every child of either spouse is a child of both, and descendants divide what passes to them per capita with representationMCA § 72-2-116Verified Sep 10, 2026View source.
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