Do I Need a Transfer on Death Deed in Missouri?

A beneficiary deed in Missouri requires notary acknowledgment. The signed deed must be recorded at the county recorder of deeds before death to be effective. Must be filed of record with the recorder of deeds in the city or county where the property is situated prior to the death of the owner. Consideration and delivery to the beneficiary are not required. St. Louis City is an independent city (not part of any county) with its own Recorder of Deeds. RSMo 461.025.RSMo 461.003 to 461.081Verified Aug 24, 2026

Yes. A beneficiary deedis revocable at any time during the owner's lifetime. Revocation methods in Missouri include: Recording a written revocation of the beneficiary deed, executed and filed with the same recorder of deeds before the owner's death, Recording a subsequent beneficiary deed for the same property, Inter vivos conveyance of the property, Dissolution or annulment of marriage (revokes transfer to former spouse or relative of former spouse).RSMo 461.003 to 461.081Verified Aug 24, 2026

Missouri allows beneficiary deeds for all types of real property, including homes, land, condominiums, and commercial properties.RSMo 461.003 to 461.081Verified Aug 24, 2026

Yes. Missouri allows multiple beneficiaries on a beneficiary deed. If multiple beneficiaries are named, they take title as tenants in common unless the deed specifies otherwise.RSMo 461.003 to 461.081Verified Aug 24, 2026

A beneficiary deed transfers the property directly to the beneficiary at death, bypassing probate for that asset. Other assets not covered by a TOD deed, trust, or beneficiary designation still go through probate. Use the Missouri probate calculator to estimate the cost of probating remaining assets.