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Home→Agencies→Public Pensions→Missouri

State Public Pensions in Missouri

Missouri public retirement is run by several systems: MOSERS for state employees, PSRS/PEERS for public school teachers and education employees, and LAGERS for participating local government workers. Survivor and death benefits depend on the system, whether the member was active or retired, and the payment option elected.

OverviewWhen someone dies

Public Pensions

Missouri

mosers.org→

Administering agency

Missouri State Employees' Retirement System (MOSERS)

Phone800-827-1063
WebsiteVisit website →
Verified May 2026

State Public Pensions in Missouri: key facts

Systems
MOSERS (state employees), PSRS/PEERS (Public School and Education Employee Retirement Systems), and LAGERS (Local Government Employees Retirement System).
Retiree death
The continuing benefit depends on the payment option the member elected at retirement; a joint and survivor option may continue payments to a surviving beneficiary, while a single-life option generally ends at death.
Beneficiary payments
A surviving beneficiary may receive a survivor benefit, life insurance proceeds, or a refund of the member's contributions, depending on the system and election.
Contacts
MOSERS 800-827-1063; PSRS/PEERS 800-392-6848; LAGERS 800-447-4334.

When someone dies

Steps after a death in Missouri

4-step process for Missouri State Employees' Retirement System (MOSERS).

View details →

Public Pensions

Missouri

mosers.org→

Administering agency

Missouri State Employees' Retirement System (MOSERS)

Phone800-827-1063
WebsiteVisit website →
Verified May 2026