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In-depth guides covering Missouri probate laws, trust requirements, and estate planning strategies.
Free Missouri beneficiary deed form. Transfer property at death without probate. notary acknowledgment. Record before death. PDF.
Step 1 of 3
Enter your information as the property owner (transferor). If the property is jointly owned, you’ll add the second owner below.
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A beneficiary deed in Missouri transfers real property directly to a named beneficiary upon the owner's death, without probate.RSMo 461.003 to 461.081Verified Jun 1, 2026 The deed is revocable during your lifetime. Use the TOD deed checker to see if this is the right fit.
Missouri requires the owner's signature and notary acknowledgment.RSMo 461.003 to 461.081Verified Jun 1, 2026 No witnesses are required. See all Missouri signing requirements.
Yes. A Missouri beneficiary deed must be recorded with the County Recorder of Deeds before death to be effective.RSMo 461.003 to 461.081Verified Jun 1, 2026 An unrecorded deed has no legal effect. Must be filed of record with the recorder of deeds in the city or county where the property is situated prior to the death of the owner. Consideration and delivery to the beneficiary are not required. St. Louis City is an independent city (not part of any county) with its own Recorder of Deeds. RSMo 461.025.
Yes. Missouri allows multiple beneficiaries on a beneficiary deed. Unless specified otherwise, they take title as tenants in common.
Yes. You can revoke at any time by recording a revocation instrument, executing a new beneficiary deed for the same property, or transferring the property during your lifetime.
No. A beneficiary deed only transfers the specific real property named in it. Bank accounts, investments, and other property pass through whatever else you have in place — a will (probate) or a trust. A revocable living trust covers everything in one document, including the property this deed transfers. Set up a trust if you want a single instrument for the whole estate.
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