Do I Need a Transfer on Death Deed in Maryland?

A transfer-on-death deed in Maryland requires notary acknowledgmentMd. Code, Real Prop. §§ 14-1001 to 14-1014Verified Oct 18, 2026View source. The signed deed must be recorded at the department of land records, clerk of the circuit court before death to take effectMd. Code, Real Prop. §§ 14-1001 to 14-1014Verified Oct 18, 2026View source. Recording a Maryland transfer-on-death deed, or a revocation of one, does not require the tax collector's certificate under Real Property section 3-104(b) or the county assessment office endorsement under section 3-104(g)(8). A complete intake sheet and a copy of the instrument (with any survey) for the State Department of Assessments and Taxation are still required. Ownership moves in the assessment records to the designated beneficiary only after the transferor's death, and only if no revocation was recorded after the deed.

Yes. A transfer-on-death deed is revocable at any time during the owner's life, and Maryland revokes one by: Recording an executed and acknowledged later transfer-on-death deed that revokes the deed expressly or by inconsistency, before the transferor's death; Recording an executed and acknowledged instrument of revocation that expressly revokes the deed, before the transferor's death; Recording an executed and acknowledged inter vivos deed that revokes the transfer-on-death deed expressly or by inconsistency, before the transferor's deathMd. Code, Real Prop. § 14-1008Verified Oct 17, 2026View source. A will cannot revoke it.

Maryland allows transfer-on-death deeds for all types of real property, including homes, land, condominiums, and commercial propertiesMd. Code, Real Prop. §§ 14-1001 to 14-1014Verified Oct 17, 2026View source.

Yes. Maryland allows multiple beneficiaries on a transfer-on-death deedMd. Code, Real Prop. §§ 14-1001 to 14-1014Verified Oct 17, 2026View source; they take title as joint tenants unless the deed says otherwise. A successor beneficiary can be named to take if a primary beneficiary dies first.