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Iowa does not authorize transfer on death deeds. 3 alternatives are available to transfer real property at death without probate.
Iowa has not adopted the Uniform Real Property Transfer on Death Act or any TOD deed statute for real property. Iowa Code Chapter 633D (§§633D.1–633D.12) authorizes TOD registration for securities only; Chapter 633F is the Iowa Uniform Custodial Trust Act and does not create a TOD deed. Chapter 633G does not exist in the Iowa Code.
Multiple real-property TOD deed bills have been introduced in the Iowa Legislature (HF 125, SF 408, HF 816, HF 2422). The most recent, HF 2422 (introduced Feb 12, 2026, 91st General Assembly), was referred to the House Judiciary Committee and died when the 2026 session adjourned ~May 3, 2026 without further action. The enrolled-bills list for the 91st GA contains no TOD deed legislation. None have been enacted.
These mechanisms transfer real property at death without probate in Iowa:
Consult a licensed attorney for help choosing the right mechanism for your situation.
Iowa legislators have introduced bills to authorize transfer on death deeds. The law has not been enacted as of the verification date (2026-05-31).
Iowa has not adopted the Uniform Real Property Transfer on Death Act or any TOD deed statute for real property. Iowa Code Chapter 633D (§§633D.1–633D.12) authorizes TOD registration for securities only; Chapter 633F is the Iowa Uniform Custodial Trust Act and does not create a TOD deed. Chapter 633G does not exist in the Iowa Code.
Iowa recognizes 3 alternatives for transferring real property outside of probate: Revocable living trust; Joint tenancy with right of survivorship; Life estate deed.
No. Real property transfers are governed by the state where the property is located. A TOD deed signed under another state's law has no effect on real property in Iowa.
Yes. Legislation authorizing transfer on death deeds has been proposed in Iowa, but is not currently enacted. Multiple real-property TOD deed bills have been introduced in the Iowa Legislature (HF 125, SF 408, HF 816, HF 2422). The most recent, HF 2422 (introduced Feb 12, 2026, 91st General Assembly), was referred to the House Judiciary Committee and died when the 2026 session adjourned ~May 3, 2026 without further action. The enrolled-bills list for the 91st GA contains no TOD deed legislation. None have been enacted.