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Home→Agencies→Public Pensions→New Mexico

State Public Pensions in New Mexico

New Mexico's public-employee pensions are run by the Public Employees Retirement Association (PERA) for state and local government workers and the Educational Retirement Board (NMERB) for educators. Survivor and death benefits depend on whether the member was active or retired and the payment option elected.

OverviewWhen someone dies

Public Pensions

New Mexico

nmpera.org→

Administering agency

New Mexico Public Employees Retirement Association (PERA) and Educational Retirement Board (NMERB)

Phone1-866-678-0670
WebsiteVisit website →
Verified May 2026

State Public Pensions in New Mexico: key facts

Systems
Public Employees Retirement Association (PERA) for state and local government employees; Educational Retirement Board (NMERB) for public educators.
Active member death
A survivor pension is payable to a designated survivor beneficiary if the member is vested, married, or has minor children; otherwise the member's accumulated contributions and interest are refunded to the refund beneficiary.
Retiree death
Continuing benefits depend on the option elected at retirement — a straight-life option ends at death, while joint-survivor options continue a percentage (for example, NMERB's 100% or 50% survivor options) to the designated beneficiary.
Contacts
PERA: 1-866-678-0670 or (505) 542-6220. NMERB: 1-866-691-2345 (notify of a death; a copy of the death certificate is required).

When someone dies

Steps after a death in New Mexico

4-step process for New Mexico Public Employees Retirement Association (PERA) and Educational Retirement Board (NMERB).

View details →

Public Pensions

New Mexico

nmpera.org→

Administering agency

New Mexico Public Employees Retirement Association (PERA) and Educational Retirement Board (NMERB)

Phone1-866-678-0670
WebsiteVisit website →
Verified May 2026