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Home→Agencies→Public Pensions→Massachusetts

State Public Pensions in Massachusetts

The Massachusetts State Retirement Board covers state employees, and the Massachusetts Teachers' Retirement System covers public-school educators. What continues after death depends on the allowance option the member elected at retirement and the beneficiary on file.

OverviewWhen someone dies

Public Pensions

Massachusetts

mass.gov/orgs/massachusetts-state-retirement-board→

Administering agency

Massachusetts State Retirement Board (MSRB) and Massachusetts Teachers' Retirement System (MTRS)

Phone617-367-9333
WebsiteVisit website →
Verified May 2026

State Public Pensions in Massachusetts: key facts

Systems
Massachusetts State Retirement Board (MSRB) for state employees; Massachusetts Teachers' Retirement System (MTRS) for public educators.
Retiree death
The continuing benefit depends on the option elected: Option A pays nothing to survivors; Option B pays the remaining balance of the member's accumulated deductions to the beneficiary; Option C pays a designated beneficiary a lifetime monthly allowance equal to two-thirds of the member's allowance.
Pre-retirement death
A survivor allowance or return of accumulated deductions may be payable to the designated beneficiary, depending on the member's service and the beneficiary designation.
Survivor Benefits contact (MSRB)
Survivor Benefits Direct Line, 617-367-9333 ext. 851; survivorbenefits@tre.state.ma.us.

When someone dies

Steps after a death in Massachusetts

4-step process for Massachusetts State Retirement Board (MSRB) and Massachusetts Teachers' Retirement System (MTRS).

View details →

Public Pensions

Massachusetts

mass.gov/orgs/massachusetts-state-retirement-board→

Administering agency

Massachusetts State Retirement Board (MSRB) and Massachusetts Teachers' Retirement System (MTRS)

Phone617-367-9333
WebsiteVisit website →
Verified May 2026