Massachusetts State Treasurer, Unclaimed Property Division

Massachusetts · Unclaimed Property

findmassmoney.gov

State Unclaimed Property in Massachusetts

The Massachusetts State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, stocks, and safe-deposit contents — until the owner or their heirs claim it. Property is reported to the Treasurer after a holder has been unable to reach the owner for three years.

Steps to take when someone dies

1
Search findmassmoney.gov for the deceased's name and prior addresses, and run a multi-state search at missingmoney.com.
2
File a claim as the estate representative or heir:
  • •Letters of Authority (MPC 751) if the estate was probated — a copy of the original court appointment
  • •The Treasurer's Affidavit of Heirs form if the estate was not probated and the claim is under $1,000
  • •Proof of death and identification
3
The Treasurer reviews the claim; allow up to 180 days after the Division has all required documentation.

Required Documents

  • Letters of Authority for Personal Representative: if the estate was probated. A copy of the original court appointment, issued by the Probate and Family Court on form MPC 751.
  • Attested copy of the Voluntary Administration Statement: if the estate passed through voluntary administration. Issued by the Register of Probate; the voluntary personal representative presents it to the holder.
  • Proof of death: on either route
  • Identification: on either route

State Unclaimed Property in Massachusetts: key facts

What Massachusetts says6

Official search

Search findmassmoney.gov for free and file a claim online.1

Dormancy period

Property is generally turned over to the Treasurer after three years of no owner contact.2

Documents for an heir or estate claim

If the estate was probated, the Division asks for a copy of the original court appointment: the Probate and Family Court's Letters of Authority for Personal Representative (MPC 751).3, 4

If the estate was not probated, the claim uses the Treasurer's Affidavit of Heirs form, which the Division limits to claims under $1,000.3

Claiming without a probate order

For an estate that was not probated and a claim under $1,000, the Treasurer's Affidavit of Heirs form is notarized and lists all beneficiaries under intestate law.3, 5

Under M.G.L. c. 190B § 3-1201, voluntary administration can substitute for full probate for an estate consisting entirely of personal property of $25,000 or less, excluding the value of a car, with no real estate.6, 7

Voluntary administration is filed at least 30 days after death, if no petition for appointment of a personal representative has been filed.6, 7

Voluntary administration results in no court appointment and no Letters of Authority. The Register of Probate issues an attested copy of the Voluntary Administration Statement (MPC 170), which the voluntary personal representative presents to the holder.8

Processing time

Allow up to 180 days once the Unclaimed Property Division has received all required documentation.9, 10, 11

Some claims are approved automatically; most need additional information to verify the claimant is the rightful owner or heir. Claim status can be checked online at findmassmoney.gov.9

Deadline to claim

Under M.G.L. c. 200A, s. 10, a person claiming an interest in property surrendered to the State Treasurer may establish the claim at any time thereafter.12

The Division states there is no time limit for filing claims; the state holds unclaimed property in perpetuity for the rightful owners.13

Governing law: M.G.L. c. 200A

Forms Massachusetts uses2

Affidavit of Heirs

A claim for an estate that was not probated where the claim is under $1,000; notarized, listing all beneficiaries under intestate law.3, 5

MPC 170: Voluntary Administration Statement

Starts a voluntary administration at least 30 days after death; the Register of Probate issues an attested copy for the holder.7, 8

Other offices involved2

Probate and Family Court

Issues Letters of Authority for a personal representative4

Register of Probate

Issues the attested copy of a Voluntary Administration Statement8

Sources13

Massachusetts unclaimed property

Massachusetts State Treasurer, Unclaimed Property Division

Hours

Monday through Friday, 8:45 a.m. to 3:30 p.m. EST
Verified Aug 2026

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