Massachusetts State Treasurer, Unclaimed Property Division
Massachusetts · Unclaimed Property
findmassmoney.govState Unclaimed Property in Massachusetts
The Massachusetts State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, stocks, and safe-deposit contents — until the owner or their heirs claim it. Property is reported to the Treasurer after a holder has been unable to reach the owner for three years.
Steps to take when someone dies
- •Letters of Authority (MPC 751) if the estate was probated — a copy of the original court appointment
- •The Treasurer's Affidavit of Heirs form if the estate was not probated and the claim is under $1,000
- •Proof of death and identification
Required Documents
- Letters of Authority for Personal Representative: if the estate was probated. A copy of the original court appointment, issued by the Probate and Family Court on form MPC 751.
- Attested copy of the Voluntary Administration Statement: if the estate passed through voluntary administration. Issued by the Register of Probate; the voluntary personal representative presents it to the holder.
- Proof of death: on either route
- Identification: on either route
State Unclaimed Property in Massachusetts: key facts
What Massachusetts says6
- Official search
Search findmassmoney.gov for free and file a claim online.1
- Dormancy period
Property is generally turned over to the Treasurer after three years of no owner contact.2
- Documents for an heir or estate claim
If the estate was probated, the Division asks for a copy of the original court appointment: the Probate and Family Court's Letters of Authority for Personal Representative (MPC 751).3, 4
If the estate was not probated, the claim uses the Treasurer's Affidavit of Heirs form, which the Division limits to claims under $1,000.3
- Claiming without a probate order
For an estate that was not probated and a claim under $1,000, the Treasurer's Affidavit of Heirs form is notarized and lists all beneficiaries under intestate law.3, 5
Under M.G.L. c. 190B § 3-1201, voluntary administration can substitute for full probate for an estate consisting entirely of personal property of $25,000 or less, excluding the value of a car, with no real estate.6, 7
Voluntary administration is filed at least 30 days after death, if no petition for appointment of a personal representative has been filed.6, 7
Voluntary administration results in no court appointment and no Letters of Authority. The Register of Probate issues an attested copy of the Voluntary Administration Statement (MPC 170), which the voluntary personal representative presents to the holder.8
- Processing time
Allow up to 180 days once the Unclaimed Property Division has received all required documentation.9, 10, 11
Some claims are approved automatically; most need additional information to verify the claimant is the rightful owner or heir. Claim status can be checked online at findmassmoney.gov.9
- Deadline to claim
Under M.G.L. c. 200A, s. 10, a person claiming an interest in property surrendered to the State Treasurer may establish the claim at any time thereafter.12
The Division states there is no time limit for filing claims; the state holds unclaimed property in perpetuity for the rightful owners.13
Governing law: M.G.L. c. 200A
Forms Massachusetts uses2
- Affidavit of Heirs
A claim for an estate that was not probated where the claim is under $1,000; notarized, listing all beneficiaries under intestate law.3, 5
Other offices involved2
Sources13
- 1.Find Mass Money (Massachusetts State Treasurer, Unclaimed Property Division)
- 2.FAQ, General (Unclaimed Property Division)
- 3.Forms (Unclaimed Property Division)
- 4.MUPC Estate Administration Procedural Guide: General considerations
- 5.Affidavit of Heirs (Massachusetts State Treasurer)
- 6.M.G.L. c. 190B, s. 3-1201
- 7.File a voluntary administration for an estate (Mass.gov)
- 8.MUPC Estate Administration Procedural Guide: Voluntary administration
- 9.Claim Status Search (Unclaimed Property Division)
- 10.Unclaimed Property Division (Mass.gov)
- 11.Find unclaimed property (Mass.gov)
- 12.M.G.L. c. 200A, s. 10
- 13.FAQ, Claiming Property (Unclaimed Property Division)
Massachusetts unclaimed property
Massachusetts State Treasurer, Unclaimed Property Division
Tools for Planning and Settling an Estate in Massachusetts
Free calculators and checklists for planning or settling an estate in Massachusetts: will and trust costs, probate, executor pay, and inheritance taxes.
How Do I Settle an Estate?
Settling an estate in Massachusetts: the personal representative files the estate inventory within 90 daysMGL c. 190B §§ 3-706, 3-707, 3-708Verified Sep 15, 2026View source of appointment; creditors have 12 monthsMGL c. 190B §§ 3-306, 3-801, 3-803, 3-804, 3-805, 3-806Verified Oct 18, 2026View source to present claims; a simple estate closes in 6 months to 9 months.
What Is the Estate's Personal Property Worth for Probate?
Estimate the fair market value of household items for probate and see how it affects fees.
Who Inherits Without a Will?
Without a will in Massachusetts, a surviving spouse takes the entire estateM.G.L. c. 190B § 2-102Verified Sep 10, 2026View source when every child of either spouse is a child of both, and descendants divide what passes to them per capita at each generationM.G.L. c. 190B § 2-106Verified Sep 10, 2026View source.
Hire a Probate Attorney
Browse vetted attorneys handling probate matters across all 50 states.