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Home→Agencies→Unclaimed Property→Massachusetts

State Unclaimed Property in Massachusetts

The Massachusetts State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, stocks, and safe-deposit contents — until the owner or their heirs claim it. Property is reported to the Treasurer after a holder has been unable to reach the owner for three years.

OverviewWhen someone dies

Unclaimed Property

Massachusetts

findmassmoney.gov→

Administering agency

Massachusetts State Treasurer — Unclaimed Property Division

Phone617-367-0400
WebsiteVisit website →

Authority

M.G.L. c. 200A

Verified Jun 2026

State Unclaimed Property in Massachusetts: key facts

Administering office
Massachusetts State Treasurer, Unclaimed Property Division.
Official search
findmassmoney.gov (free search and online claims).
Dormancy period
Property is generally turned over to the Treasurer after three years of no owner contact.
Heir claim documents
If the estate was probated, Letters of Authority (Letters Testamentary or Letters of Administration). If the estate was not probated, the Treasurer's Affidavit of Heirs form. Claims take roughly 180 days to process.
Small estate option
For estates that were not probated: use the Treasurer's Affidavit of Heirs form (findmassmoney.gov/docs/MA_Affidavit_of_Heirs.pdf), notarized, listing all beneficiaries per intestate law. The same form applies when the estate has been closed and the claim value is under $1,000. For estates with personal property of $25,000 or less and no real estate, voluntary administration under M.G.L. c. 190B § 3-1201 can substitute for full probate; a court-issued Voluntary Administration Statement then serves as the Letters of Authority.
Claim processing time
Approximately 180 days from the date the Unclaimed Property Division receives all required documentation. Some claims are approved automatically; most require additional verification. Claim status can be checked online at findmassmoney.gov.

When someone dies

Steps after a death in Massachusetts

3-step process for Massachusetts State Treasurer — Unclaimed Property Division.

View details →

Unclaimed Property

Massachusetts

findmassmoney.gov→

Administering agency

Massachusetts State Treasurer — Unclaimed Property Division

Phone617-367-0400
WebsiteVisit website →

Authority

M.G.L. c. 200A

Verified Jun 2026