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Home→Agencies→Public Pensions→Illinois

State Public Pensions in Illinois

Illinois public employees belong to one of several separate retirement systems depending on their employer. Survivor and death benefits are set by the member's system and depend on whether the member was active or retired and the payment option elected, so beneficiaries report the death to the specific system that covered the deceased.

OverviewWhen someone dies

Public Pensions

Illinois

ilsrs.illinois.gov→

Administering agency

Illinois public retirement systems (SERS, TRS, IMRF, SURS)

WebsiteVisit website →
Verified May 2026

State Public Pensions in Illinois: key facts

Main systems
State Retirement Systems of Illinois (SERS, for state employees), Teachers' Retirement System (TRS), Illinois Municipal Retirement Fund (IMRF, for local government), and State Universities Retirement System (SURS).
Retiree death
The continuing benefit depends on the survivor or payment option the member elected at retirement; a surviving spouse or beneficiary may receive a monthly survivor annuity or a lump sum.
Pre-retirement death
A death benefit or survivor annuity may be payable to the designated beneficiary or surviving spouse, depending on the member's service and the system's rules.
System contacts
SERS 217-785-7444; TRS 1-877-927-5877; IMRF 1-800-275-4673; SURS 1-800-275-7877.

When someone dies

Steps after a death in Illinois

4-step process for Illinois public retirement systems (SERS, TRS, IMRF, SURS).

View details →

Public Pensions

Illinois

ilsrs.illinois.gov→

Administering agency

Illinois public retirement systems (SERS, TRS, IMRF, SURS)

WebsiteVisit website →
Verified May 2026