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Home→Agencies→Unemployment Benefits→Illinois

State Unemployment Benefits in Illinois

The Illinois Department of Employment Security administers unemployment insurance. When a claimant dies before receiving benefits they were entitled to, IDES pays those benefits to the claimant's direct deposit account or debit card, and if it cannot, by paper check made payable to "The Estate or Heirs of" the claimant.

OverviewWhen someone dies

Unemployment

Illinois

ides.illinois.gov/unemployment.html→

Administering agency

Illinois Department of Employment Security (IDES)

Phone800-244-5631
WebsiteVisit website →

Authority

56 Ill. Adm. Code 2830.200

Verified Jul 2026

State Unemployment Benefits in Illinois: key facts

Administering agency
Illinois Department of Employment Security (IDES).
Claimant services phone
800-244-5631. Callers with a hearing impairment dial 711 for the Illinois Relay System (Illinois Relay TTY 800-526-0844) and ask the analyst to call IDES at 800-244-5631.
After a death
IDES first pays to the claimant's designated direct deposit account, then to the debit card it assigned them. Only if neither is possible does it issue a paper check, made payable to "The Estate or Heirs of" the claimant — never to more than one payee and never to a named individual. Any benefit checks already issued to the claimant and not presented for payment must be returned to the Director, or an affidavit submitted stating they were lost, stolen, or destroyed.
Certification when the claimant died before certifying
If the claimant died before certifying for benefits, an individual with first-hand knowledge of the matters asserted submits a completed certification form, an affidavit attesting to that first-hand knowledge, the truth of the matters asserted, and the individual's relationship to the claimant, and a certified copy of the death certificate — all within nine months after the date of death (56 Ill. Adm. Code 2830.200(b)).
Where the certification is filed
The certification form goes to a local unemployment office, in person or by certified mail. The forms are available at local unemployment offices or by calling Claimant Services at 800-244-5631.
Nine-month cutoff
If the certification form is not received within nine months after the date of death, any benefits due the deceased claimant revert to the State's unemployment trust fund. Eligibility never extends beyond the date the claimant died.

Governing law: 56 Ill. Adm. Code 2830.200

When someone dies

Steps after a death in Illinois

5-step process for Illinois Department of Employment Security (IDES).

View details →
SimplyTrustSimplyTrust Editorial·Updated July 14, 2026

Sources

  • ides.illinois.gov
  • ilga.gov

Data sourced from State Unemployment Benefits in Illinois primary sources (4 pages reviewed). How we research.

Unemployment

Illinois

ides.illinois.gov/unemployment.html→

Administering agency

Illinois Department of Employment Security (IDES)

Phone800-244-5631
WebsiteVisit website →

Authority

56 Ill. Adm. Code 2830.200

Verified Jul 2026
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