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Home→Agencies→Unclaimed Property→Minnesota

State Unclaimed Property in Minnesota

The Minnesota Department of Commerce holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. Heirs of a deceased owner file a claim on the form prescribed by the commissioner with proof of death and authority to act for the estate.

OverviewWhen someone dies

Unclaimed Property

Minnesota

unclaimedproperty.mn.gov→

Administering agency

Minnesota Department of Commerce — Unclaimed Property

Phone651-539-1500
WebsiteVisit website →

Authority

Minn. Stat. 345.31 to 345.60; §§ 345.49, 345.50

Verified Jun 2026

State Unclaimed Property in Minnesota: key facts

Administering office
Minnesota Department of Commerce, Unclaimed Property program.
Official search
unclaimedproperty.mn.gov (free search and online claims); a multi-state search is available at missingmoney.com.
Heir claim documents
A claim on the commissioner's prescribed form with proof of death; a claimant relying on a will, trust, or court order may submit only the portions needed to establish the claim (Minn. Stat. 345.49).
Phone
651-539-1500 (Twin Cities); 1-800-657-3602 (Greater Minnesota).
Small estate option
Heirs may collect personal property (including intangible assets and debts owed to the decedent) without opening full probate by presenting a Minn. Stat. 524.3-1201 affidavit when the net probate estate is $75,000 or less and at least 30 days have elapsed since death. The paying party is discharged to the same extent as dealing with a personal representative (Minn. Stat. 524.3-1202).

When someone dies

Steps after a death in Minnesota

3-step process for Minnesota Department of Commerce — Unclaimed Property.

View details →

Unclaimed Property

Minnesota

unclaimedproperty.mn.gov→

Administering agency

Minnesota Department of Commerce — Unclaimed Property

Phone651-539-1500
WebsiteVisit website →

Authority

Minn. Stat. 345.31 to 345.60; §§ 345.49, 345.50

Verified Jun 2026