Oklahoma State Treasurer, Unclaimed Property Division
Oklahoma · Unclaimed Property
oklahoma.gov/treasurer/unclaimed-property.htmlState Unclaimed Property in Oklahoma
The Oklahoma State Treasurer holds unclaimed property — dormant bank accounts, uncashed checks, insurance proceeds, and similar assets — until the owner or their heirs claim it. Heirs of a deceased owner file a claim, and the documents they must provide depend on the value of the property and on what kind of account it came from.
Steps to take when someone dies
- •A certified copy of court or other lawful documents establishing entitlement — Letters of Administration, Letters Testamentary, or a Decree of Distribution (60 O.S. 674.2(A); OAC 735:80-7-2(b)(11)(A))
- •$10,000 or more: also a certified copy of a government-issued record evidencing the owner's death (60 O.S. 674.2(B))
- •$10,000 or less: the Treasurer's rule accepts a copy of the death certificate plus a signed affidavit of entitlement and indemnity (OAC 735:80-7-2(b)(11)(B))
- •Bank, credit union, or savings and loan accounts: the 6 O.S. 906 small estate affidavit may be used instead (60 O.S. 674.2(C))
Required Documents
- Certified copy of court or other lawful documents establishing entitlement: Letters of Administration, Letters Testamentary, or a Decree of Distribution.
- Certified copy of a government-issued record evidencing the owner's death: if the property is worth $10,000 or more at the time the claim is paid
- Copy of the death certificate: under the Treasurer's rule, for property of $10,000 or less
- Signed affidavit of entitlement and indemnity: under the Treasurer's rule, for property of $10,000 or less
- Small estate affidavit under 6 O.S. 906: for property from a bank, credit union, or savings and loan account
- Legible copy of the claimant's valid driver license: Or other accepted photo identification.
State Unclaimed Property in Oklahoma: key facts
What Oklahoma says7
- Official search
The free search and online claims are at yourmoney.ok.gov.1
- Documents for an heir or estate claim
Under 60 O.S. 674.2, rewritten effective November 1, 2025, the State Treasurer may not pay a claim on a deceased owner's property unless the claimant provides a certified copy of court or other lawful documents establishing entitlement. The Treasurer may require other reasonable documentation.2
Under 60 O.S. 674.2, if the property is worth $10,000 or more at the time the claim is paid, the claimant must also provide a certified copy of a government-issued record evidencing the owner's death.2
The Treasurer's rule, OAC 735:80-7-2(b)(11), still sets a value split: for property over $10,000, a certified copy of Letters of Administration or Letters Testamentary naming the claimant as personal representative, or a certified Decree of Distribution showing entitlement.3
- Claiming without a probate order
For property of $10,000 or less, OAC 735:80-7-2(b)(11) accepts a copy of the death certificate and a signed affidavit that the claimant is entitled to the property, stating the exact relationship and basis of entitlement.3
The affidavit also states that there has been no probate and none is contemplated, and that the claimant will indemnify the State for any loss, including attorney fees, if another claimant asserts a prior right.3
Under 60 O.S. 674.2, if the unclaimed property came from an account previously held by a bank, credit union, or savings and loan association, the claimant may use the small estate affidavit under 6 O.S. 906.2
The 6 O.S. 906 affidavit covers deposits held in the sole owner's name where the aggregate single-ownership deposits were $50,000 or less, the owner left no will, and no probate is pending. The known heirs swear to jurisdiction, heirship, and intestacy.4
The 58 O.S. 393 successor affidavit is presented to banks and other holders of the decedent's assets, not to the State Treasurer's unclaimed property program, which has its own documentary rules under 60 O.S. 674.2 and OAC 735:80.5
- Processing time
Under 60 O.S. 674, the State Treasurer considers each claim within 90 days after it is filed.2
- If a claim is denied
Under 60 O.S. 674, the State Treasurer gives the claimant written notice if the claim is denied in whole or in part.2
- Deadline to claim
The Uniform Unclaimed Property Act sets no filing deadline: under 60 O.S. 674, a person "claiming an interest in any property paid or delivered to the State Treasurer may file with the State Treasurer a claim on a form prescribed by the State Treasurer and verified by the claimant."2
Under OAC 735:80-7-8, even when property has been sold at public sale, the original owner "or their heirs, devisees, and assigns, if located subsequent to the sale of property, shall be entitled to the proceeds realized from the sale."3
- How an approved claim is paid
Under OAC 735:80-7-4, the Treasurer may issue the voucher to a court-appointed executor or personal representative, to a court-appointed guardian, in accordance with a court decree of distribution, or to an heir for distribution to other heirs.3
The Treasurer is not required to locate all heirs; paying one claimant who has proven an interest satisfies the obligation.3
Governing law: Uniform Unclaimed Property Act, 60 O.S. 651 et seq.; 60 O.S. 674, 674.2; OAC 735:80
Forms Oklahoma uses1
- Claim form prescribed by the State Treasurer
Every claim is filed on the State Treasurer's prescribed form; under 60 O.S. 674, failure to use it voids the claim.2
Sources5
- 1.Oklahoma Unclaimed Property search (yourmoney.ok.gov)
- 2.Oklahoma Statutes Title 60 (Uniform Unclaimed Property Act, 60 O.S. 651 et seq.; 674; 674.2)
- 3.OAC 735:80, Unclaimed Property (Oklahoma State Treasurer, Chapter 80 rules)
- 4.Oklahoma Statutes Title 6 (6 O.S. 906)
- 5.Oklahoma Statutes Title 58 (58 O.S. 393)
Oklahoma unclaimed property
Oklahoma State Treasurer, Unclaimed Property Division
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