State Unclaimed Property in Oklahoma

State Unclaimed Property in Oklahoma: key facts

Administering office

Oklahoma State Treasurer, Unclaimed Property Division, 4841 N. Sewell Ave., Oklahoma City, OK 73118; 405-521-4273.

Official search

yourmoney.ok.gov (free search and online claims); unclaimed@treasurer.ok.gov.

Deceased owner — statutory rule

Under 60 O.S. 674.2 (rewritten effective November 1, 2025), the State Treasurer may not pay a claim on a deceased owner's property unless the claimant provides a certified copy of court or other lawful documents establishing entitlement. If the property is worth $10,000 or more at the time the claim is paid, the claimant must also provide a certified copy of a government-issued record evidencing the owner's death. The Treasurer may require other reasonable documentation.

Deceased owner — the Treasurer's claim rule

OAC 735:80-7-2(b)(11) still sets a value split: for property over $10,000, a certified copy of Letters of Administration or Letters Testamentary naming the claimant as personal representative, or a certified Decree of Distribution showing entitlement; for $10,000 or less, a copy of the death certificate and a signed affidavit that the claimant is entitled to the property, the exact relationship and basis of entitlement, that there has been no probate and none is contemplated, and that the claimant will indemnify the State for any loss, including attorney fees, if another claimant asserts a prior right.

Bank and credit union accounts

If the unclaimed property came from an account previously held by a bank, credit union, or savings and loan association, the claimant may use the small estate affidavit under 6 O.S. 906 — available where the deceased's aggregate single-ownership deposits were $50,000 or less, the owner left no will, and no probate is pending.

Claim form and timing

The claim must be filed on the form the State Treasurer prescribes — failure to use it voids the claim — and must include a legible copy of the claimant's valid driver license or other accepted photo identification. The Treasurer considers each claim within 90 days of filing and gives written notice if it is denied in whole or in part (60 O.S. 674).

Payment to heirs

Under OAC 735:80-7-4, the Treasurer may issue the voucher to a court-appointed executor or personal representative, to a court-appointed guardian, in accordance with a court decree of distribution, or to an heir for distribution to other heirs. The Treasurer is not required to locate all heirs; paying one claimant who has proven an interest satisfies the obligation.

Governing law: Uniform Unclaimed Property Act, 60 O.S. 651 et seq.; 60 O.S. 674, 674.2; OAC 735:80

Steps to take when someone dies

1. Search yourmoney.ok.gov for the deceased's name and prior addresses, and run a multi-state search at missingmoney.com.
2. File a claim on the State Treasurer's prescribed form as the estate representative or heir, with proof of identity plus:
   • A certified copy of court or other lawful documents establishing entitlement — Letters of Administration, Letters Testamentary, or a Decree of Distribution (60 O.S. 674.2(A); OAC 735:80-7-2(b)(11)(A))
   • $10,000 or more: also a certified copy of a government-issued record evidencing the owner's death (60 O.S. 674.2(B))
   • $10,000 or less: the Treasurer's rule accepts a copy of the death certificate plus a signed affidavit of entitlement and indemnity (OAC 735:80-7-2(b)(11)(B))
   • Bank, credit union, or savings and loan accounts: the 6 O.S. 906 small estate affidavit may be used instead (60 O.S. 674.2(C))
3. Submit the claim to the Unclaimed Property Division and respond to any request for additional documentation. The Treasurer decides the claim within 90 days of filing.

Frequently asked questions