Michigan Department of Treasury, Unclaimed Property

Michigan · Unclaimed Property

unclaimedproperty.michigan.gov

State Unclaimed Property in Michigan

The Michigan Department of Treasury holds unclaimed property — dormant bank accounts, uncashed checks, stock, insurance payouts, and contents of abandoned safe deposit boxes — until the owner or their heirs claim it. There is never a charge to search or file a claim.

Steps to take when someone dies

1
Search unclaimedproperty.michigan.gov for the deceased's name, maiden name, and prior addresses, and run a multi-state search at missingmoney.com.
2
Start a claim through the portal as the heir or estate representative.
3
Provide proof of death and, as applicable, proof of your relationship to the owner or of your authority to act for the estate, and upload the documentation the portal requests.
4
A qualifying small estate can be settled instead by sworn statement under MCL 700.3983 (SCAO form PC 598) — no real property, value at or below the adjusted limit ($53,000 for 2026 deaths), and at least 28 days after death.
5
The Department of Treasury must consider each claim within 90 days of filing and give written notice of any denial (MCL 567.245); allowed claims are then paid to the verified claimant.

Required Documents

  • Proof of death
  • Proof of relationship to the owner: as applicable, when claiming as an heir, devisee or beneficiary
  • Letters of Authority: if a personal representative is claiming for an estate in probate

State Unclaimed Property in Michigan: key facts

What Michigan says9

Official search

unclaimedproperty.michigan.gov offers a free search with secure online document upload.1

Fees

There is never a charge to search or file a claim.1

Who may claim for a deceased owner

If the owner is deceased, Treasury accepts a claim from a biological heir or devisee of the original owner, a beneficiary, or the personal representative if the estate is currently in probate.2

A biological heir, devisee, or beneficiary claims a deceased owner's property directly. Treasury does not require Letters of Authority from an heir or devisee; they are needed only where a personal representative is claiming for an estate in probate.2

Documents for an heir or estate claim

The claimant uploads proof of death and the requested supporting documentation through the portal.2

As applicable, the claimant provides proof of relationship to the owner or proof of authority to act for the estate.2

Claiming without a probate order

MCL 700.3983 lets heirs use a sworn statement on SCAO form PC 598 when the estate includes no real property, its value net of liens is within the adjusted limit, at least 28 days have passed since death, and no personal representative has been appointed or applied for.3, 4

For a decedent who died in 2026 the limit is $53,000: the statutory $50,000 adjusted for inflation under MCL 700.1210, as certified annually by the Department of Treasury.5, 6

Processing time

MCL 567.245 requires the administrator to consider each claim within 90 days after it is filed.7

Treasury asks claimants to allow 90 days for processing.2

How an approved claim is paid

Treasury asks claimants to allow approximately 6 weeks from the time the claim begins the approval process to receive payment. Allowed claims are paid to the verified claimant.2

If a claim is denied

MCL 567.245 requires the administrator to give written notice to the claimant if the claim is denied in whole or in part.7

Deadline to claim

There is no time limit for filing a claim. Treasury serves as custodian and holds the funds until the rightful owner or their heirs come forward.2

Governing law: MCL 567.221 et seq. (Uniform Unclaimed Property Act, Act 29 of 1995)

Deadlines2

Administrator's decision on a claim

within 90 days of the date the claim is filed; the administrator gives written notice to the claimant if the claim is denied in whole or in part7

Earliest use of the small-estate sworn statement on SCAO form PC 598

at least 28 days after the date of death3

Forms Michigan uses1

PC 598: Affidavit of Decedent's Successor for Delivery of Certain Assets Owned by Decedent

The sworn statement heirs use under MCL 700.3983 to settle a qualifying small estate with no personal representative appointed or applied for.4, 3

Sources7

Michigan unclaimed property

Michigan Department of Treasury, Unclaimed Property

Hours

Monday through Friday, 9 a.m. to 2 p.m.
Verified Aug 2026

Tools for Planning and Settling an Estate in Michigan

Free calculators and checklists for planning or settling an estate in Michigan: will and trust costs, probate, executor pay, and inheritance taxes.

How Do I Settle an Estate?

Settling an estate in Michigan: the personal representative files the estate inventory within 91 daysMCL 700.3706, 700.3707, 700.3708Verified Sep 15, 2026View source of appointment; creditors have 4 monthsMCL 700.3801, 700.3803, 700.3804, 700.3805, 700.3806; MCR 5.208, MCR 5.106Verified Oct 18, 2026View source to present claims; a simple estate closes in 5 months to 7 months.

Get Plan

What Is the Estate's Personal Property Worth for Probate?

Estimate the fair market value of household items for probate and see how it affects fees.

Estimate Value

Who Inherits Without a Will?

Without a will in Michigan, a surviving spouse takes the first $301,000 plus half of the restMCL § 700.2102Verified Sep 10, 2026View source when every child of either spouse is a child of both, and descendants divide what passes to them per capita at each generationMCL § 700.2106Verified Sep 10, 2026View source.

Use Calculator

Hire a Probate Attorney

Browse vetted attorneys handling probate matters across all 50 states.

Browse firms

All Michigan tools