Michigan Department of Treasury, Unclaimed Property
Michigan · Unclaimed Property
unclaimedproperty.michigan.govState Unclaimed Property in Michigan
The Michigan Department of Treasury holds unclaimed property — dormant bank accounts, uncashed checks, stock, insurance payouts, and contents of abandoned safe deposit boxes — until the owner or their heirs claim it. There is never a charge to search or file a claim.
Steps to take when someone dies
Required Documents
- Proof of death
- Proof of relationship to the owner: as applicable, when claiming as an heir, devisee or beneficiary
- Letters of Authority: if a personal representative is claiming for an estate in probate
State Unclaimed Property in Michigan: key facts
What Michigan says9
- Official search
unclaimedproperty.michigan.gov offers a free search with secure online document upload.1
- Fees
There is never a charge to search or file a claim.1
- Who may claim for a deceased owner
If the owner is deceased, Treasury accepts a claim from a biological heir or devisee of the original owner, a beneficiary, or the personal representative if the estate is currently in probate.2
A biological heir, devisee, or beneficiary claims a deceased owner's property directly. Treasury does not require Letters of Authority from an heir or devisee; they are needed only where a personal representative is claiming for an estate in probate.2
- Documents for an heir or estate claim
The claimant uploads proof of death and the requested supporting documentation through the portal.2
As applicable, the claimant provides proof of relationship to the owner or proof of authority to act for the estate.2
- Claiming without a probate order
MCL 700.3983 lets heirs use a sworn statement on SCAO form PC 598 when the estate includes no real property, its value net of liens is within the adjusted limit, at least 28 days have passed since death, and no personal representative has been appointed or applied for.3, 4
For a decedent who died in 2026 the limit is $53,000: the statutory $50,000 adjusted for inflation under MCL 700.1210, as certified annually by the Department of Treasury.5, 6
- Processing time
MCL 567.245 requires the administrator to consider each claim within 90 days after it is filed.7
Treasury asks claimants to allow 90 days for processing.2
- How an approved claim is paid
Treasury asks claimants to allow approximately 6 weeks from the time the claim begins the approval process to receive payment. Allowed claims are paid to the verified claimant.2
- If a claim is denied
MCL 567.245 requires the administrator to give written notice to the claimant if the claim is denied in whole or in part.7
- Deadline to claim
There is no time limit for filing a claim. Treasury serves as custodian and holds the funds until the rightful owner or their heirs come forward.2
Governing law: MCL 567.221 et seq. (Uniform Unclaimed Property Act, Act 29 of 1995)
Deadlines2
Forms Michigan uses1
- PC 598: Affidavit of Decedent's Successor for Delivery of Certain Assets Owned by Decedent
The sworn statement heirs use under MCL 700.3983 to settle a qualifying small estate with no personal representative appointed or applied for.4, 3
Sources7
- 1.Michigan Unclaimed Property (Michigan Department of Treasury)
- 2.Michigan Unclaimed Property Frequently Asked Questions: Claims
- 3.MCL 700.3983, Collection of personal property by affidavit
- 4.SCAO form PC 598, Affidavit of Decedent's Successor for Delivery of Certain Assets Owned by Decedent
- 5.Notice of cost-of-living adjustments, Estates and Protected Individuals Code (Michigan State Treasurer), January 30, 2026
- 6.MCL 700.1210, Cost-of-living adjustment of dollar amounts
- 7.MCL 567.245, Consideration of claims
Michigan unclaimed property
Michigan Department of Treasury, Unclaimed Property
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Tools for Planning and Settling an Estate in Michigan
Free calculators and checklists for planning or settling an estate in Michigan: will and trust costs, probate, executor pay, and inheritance taxes.
How Do I Settle an Estate?
Settling an estate in Michigan: the personal representative files the estate inventory within 91 daysMCL 700.3706, 700.3707, 700.3708Verified Sep 15, 2026View source of appointment; creditors have 4 monthsMCL 700.3801, 700.3803, 700.3804, 700.3805, 700.3806; MCR 5.208, MCR 5.106Verified Oct 18, 2026View source to present claims; a simple estate closes in 5 months to 7 months.
What Is the Estate's Personal Property Worth for Probate?
Estimate the fair market value of household items for probate and see how it affects fees.
Who Inherits Without a Will?
Without a will in Michigan, a surviving spouse takes the first $301,000 plus half of the restMCL § 700.2102Verified Sep 10, 2026View source when every child of either spouse is a child of both, and descendants divide what passes to them per capita at each generationMCL § 700.2106Verified Sep 10, 2026View source.
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