State Unclaimed Property in Virginia

The Virginia Department of the Treasury holds unclaimed property — dormant bank accounts, uncashed checks, insurance payouts, and similar assets — until the owner or their heirs claim it. The official search and claim portal is vamoneysearch.gov.

Unclaimed Property

Virginia

vamoneysearch.gov

Administering agency

Virginia Department of the Treasury — Unclaimed Property Division

Authority

Va. Code Title 55.1, Chapter 25 (Virginia Disposition of Unclaimed Property Act); §§ 55.1-2501, 55.1-2532, 55.1-2533

Verified Aug 2026

State Unclaimed Property in Virginia: key facts

Administering office
Virginia Department of the Treasury, Division of Unclaimed Property. Claims questions: 1-800-468-1088 or ucpmail@trs.virginia.gov. Claims and claim evidence: Virginia Department of the Treasury, Unclaimed Property Division, PO Box 2485, Richmond, VA 23218-2485.
Dormancy period
Five years is the general rule under Va. Code § 55.1-2501 — property unclaimed for more than five years after it became payable is presumed abandoned. Shorter periods apply to some property: one year for wages, utility deposits, business refunds, and property held by courts.
Official search
vamoneysearch.gov — the Commonwealth's free "Click and Claim" search and online claim portal.
Automatic return (no claim)
Under Va. Code § 55.1-2532(A), the Treasury administrator may pay unclaimed property without a claim being filed when the property is cash, the apparent owner is a verified sole natural-person owner, and the amount does not exceed $5,000.
Heir claim documents
Under Va. Code § 55.1-2532, the preferred proof is a certificate of qualification as executor or order appointing an administrator/personal representative; alternatively a Small Estate Act affidavit naming the claimant as successor, or a court order or final accounting showing distribution to the claimant.
Small affidavit option
If none of those documents exist, the death occurred at least one year before the claim, and the claim is $25,000 or less, the Treasury administrator may accept an affidavit of entitlement.
Small Estate Act affidavit
Under Va. Code § 64.2-601, heirs may use a Small Estate Act affidavit (instead of full probate) if the decedent's entire personal probate estate does not exceed $75,000 and at least 60 days have elapsed since death. This affidavit is expressly recognized as qualifying proof under Va. Code § 55.1-2532 for unclaimed property claims.
Claim processing time
Virginia does not specify a fixed number of days. Under Va. Code § 55.1-2533, the Treasury administrator must pay approved claims "as soon as practical."

Governing law: Va. Code Title 55.1, Chapter 25 (Virginia Disposition of Unclaimed Property Act); §§ 55.1-2501, 55.1-2532, 55.1-2533

Steps to take when someone dies

  1. Search vamoneysearch.gov for the deceased's name and any prior Virginia addresses.
  2. File a claim through vamoneysearch.gov as the estate representative or heir, supported by:
    • A certificate of qualification as executor or order appointing the administrator if the estate was probated
    • A Virginia Small Estate Act affidavit naming the claimant as successor if probate was not required
    • Proof of death and the claimant's identification
  3. Complete the claim by uploading the signed claim form and supporting documents through the portal's secure upload link, or by mailing them to the Unclaimed Property Program at PO Box 2485, Richmond, VA 23218-2485.
  4. The Treasury administrator reviews the claim, approves or denies it, and pays approved claims as soon as practical under Va. Code § 55.1-2533.

Virginia Department of the Treasury — Unclaimed Property Division

Phone: 1-800-468-1088

Visit the agency website →

Frequently asked questions

Search vamoneysearch.gov, then file a claim with proof of death and proof of authority — a certificate of qualification as executor or appointment order for an administrator if the estate was probated, or a Virginia Small Estate Act affidavit naming the claimant as successor if it was not.

No. The Virginia Disposition of Unclaimed Property Act sets no time limit on an owner's or heir's claim — the periods of limitation in Va. Code § 55.1-2528 run against the administrator's enforcement actions toward holders, not against claimants. Virginia holds the property until it is claimed.

Yes, if the property was interest-bearing to the owner while the holder had it. Under Va. Code § 55.1-2533, the administrator adds interest at five percent, or the lesser rate the property actually earned, compounded annually. Interest accrues from the date the property is delivered to the administrator until the date payment is made to the owner, and no interest is payable for any period before July 1, 1981.

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Sources

Data sourced from State Unclaimed Property in Virginia primary sources (8 pages reviewed). How we research.