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Home→Agencies→Medicaid Estate Recovery→Kentucky

Medicaid Estate Recovery in Kentucky

Kentucky recovers Medicaid payments for a period of institutionalization — nursing facility, ICF-IID, and home- and community-based waiver services, plus related hospital, physician, and prescription costs — from the estate of a deceased recipient who was 55 or older or permanently institutionalized. The amount recovered cannot exceed what Medicaid paid on the recipient's behalf.

OverviewWhen someone dies

Medicaid Recovery

Kentucky

chfs.ky.gov/agencies/dms/dpi/tpl/Pages/estaterecovery.aspx→

Administering agency

Cabinet for Health and Family Services — Department for Medicaid Services (Estate Recovery)

Phone502-564-4958
WebsiteVisit website →

Authority

907 KAR 1:585

Verified May 2026

Medicaid Estate Recovery in Kentucky: key facts

Recovery scope
Payments for a period of institutionalization: nursing facility, ICF-IID, and home- and community-based waiver services, plus related prescription drugs, hospital, and physician services. Recovery cannot exceed what Medicaid paid.
Who is subject
A recipient age 55 or older who received covered services, or a recipient permanently institutionalized (in a nursing facility or ICF-IID for six months or more) at any age.
Exemptions
No recovery while there is a surviving spouse, or a surviving child who is under 21 or who is blind or disabled (as defined in 42 U.S.C. 1382c).
Undue hardship / cost
Recovery is waived where it would work an undue hardship — for example a sole income-producing family farm or business conveyed to a recipient family member. Recovery is not pursued when the estate's date-of-death value is $10,000 or less or below the cost of recovering.

Frequently asked questions

Kentucky recovers payments for a period of institutionalization, which covers nursing facility, ICF-IID, and home- and community-based waiver services, along with related prescription drug, hospital, and physician costs. Recovery cannot exceed the amount Medicaid paid on the recipient's behalf.

The estate representative makes a written request to the Department for Medicaid Services within thirty days of the notice of intent to recover, showing the asset is a sole income-producing family farm or business conveyed to a recipient family member. The Department decides within thirty days, and a denial can be appealed.

When someone dies

Steps after a death in Kentucky

4-step process for Cabinet for Health and Family Services — Department for Medicaid Services (Estate Recovery).

View details →

Medicaid Recovery

Kentucky

chfs.ky.gov/agencies/dms/dpi/tpl/Pages/estaterecovery.aspx→

Administering agency

Cabinet for Health and Family Services — Department for Medicaid Services (Estate Recovery)

Phone502-564-4958
WebsiteVisit website →

Authority

907 KAR 1:585

Verified May 2026