How Do I Claim a Deceased Person's Unclaimed Property in Utah?

In Utah, a deceased owner's unclaimed property is claimed from the Utah State Treasurer, Unclaimed Property Division.

State Where the Person Lived

Where the Estate Stands

Letters have been issuedA small estate affidavitNothing has been filed

Property Held in This State

Utah names 4 routes for a deceased owner's unclaimed property.

Where to search and file

Utah State Treasurer, Unclaimed Property Division

Phone: 1-801-715-3300
Toll-free: 1-888-217-1203
Website: Search and claim →

MyCash at mycash.utah.gov is the free official search and online claim portal.

Letters of Office for the personal representative, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

For: The personal representative of an estate in probate, or one whose appointment is pending
Conditions: Once an application to appoint a personal representative is pending or one has been appointed, only the personal representative may claim.
The copy of the Letters of Office is certified within 60 days.
The estate is still open.
Documents: The affidavit, every question answered, signed before a notary
A copy of the death certificate
A copy of the Letters of Office, certified within 60 days
A complete copy of the will, and of any trust the will mentions, where there was a valid will
A clear copy of the claimant's photo identification, or a notarized claim form
Proof of the deceased owner's Social Security number, normally on the death certificate
Proof that the deceased owner lived or received mail at the address the holder reported
Form: Letters of Office for the personal representative, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

Certified Decree of Distribution for a closed estate, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

For: The heirs or beneficiaries of an estate closed in probate
Conditions: Where the personal property in the estate was worth more than $100,000, the Division requires probate, so the claim rests on the decree or on the personal representative.
Documents: The affidavit, every question answered, signed before a notary
A copy of the death certificate
A certified copy of the Decree of Distribution
The probated will, with the court's stamp or seal on it, where there was a will
A clear copy of the claimant's photo identification, or a notarized claim form
Proof of the deceased owner's Social Security number, normally on the death certificate
Proof that the deceased owner lived or received mail at the address the holder reported
Form: Certified Decree of Distribution for a closed estate, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

This route is for an estate of $100,000 or less.

For: An heir of an owner whose estate was not probated
Limit: An estate of $100,000 or less
Conditions: No application to appoint a personal representative is pending, and none has been appointed.
The personal property in the estate, wherever located, less liens and encumbrances, was worth no more than $100,000 at the date of death or the date of the affidavit.
Each heir claims a share on their own affidavit, or assigns that share to another heir on the affidavit or on a notarized Release By Heir.
Payment follows the will and any trust it names; where there is no valid will, or the owner died more than three years ago and the will was not probated, it follows Utah's intestacy rules.
Documents: The affidavit, every question answered, listing the heirs, signed before a notary
A copy of the death certificate
A complete copy of the will, and of any trust the will mentions, where there was a valid will
Documentation of the claimant's relationship or right to claim, such as an obituary listing the survivors, or a birth, marriage or adoption record
A clear copy of the claimant's photo identification, or a notarized claim form
Proof of the deceased owner's Social Security number, normally on the death certificate
Proof that the deceased owner lived or received mail at the address the holder reported
A notarized Release By Heir from any heir who authorizes another heir to claim the funds
Form: Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

A single claim for all the heirs, with a small estate affidavit under Utah Code section 75-3-1201 and the Division's fiduciary form

For: One or more heirs claiming for every heir, where more than one person is entitled to the property
Limit: Property held for the owner of $100,000 or less
Conditions: More than one person is entitled to claim the property.
The affidavit states that the whole estate, less liens and encumbrances, is worth no more than $100,000, that 30 days have passed since the death and that no personal representative has been sought or appointed.
Each claimant agrees to receive the property as a fiduciary, pay each heir their share, and indemnify the state.
Documents: An affidavit that meets the requirements of Utah Code section 75-3-1201
The Division's form, signed by each claimant, accepting the fiduciary and indemnity terms

Notarization and finders

Notarization: The claim form must be notarized.
Finders: A finder agreement made before the property has been with the Division for 24 months is void, and a finder's fee is capped at 20 percent of the amount collected. A finder charging a contingent fee files a notarized copy of the contract and a Utah private detective license.

Federal and national databases

MissingMoney.com: The national database endorsed by the National Association of Unclaimed Property Administrators searches the participating states at once for free and links to each one's official program. Most states participate; a state that does not is searched on its own official site.
The Treasury (TreasuryDirect): Unredeemed savings bonds; claims are made on FS Form 1048, as the Treasury Hunt search was withdrawn
PBGC: Unclaimed pensions from terminated plans, searched at pbgc.gov
The IRS: Undelivered tax refunds
The FDIC: Unclaimed deposits and checks from failed banks, searched by name, business name or check number
The NCUA: Unclaimed share accounts at liquidated federally insured credit unions, listed by last name and first initialamacmail@ncua.gov
The NAIC Life Insurance Policy Locator: A deceased person's life insurance and annuities; a participating insurer contacts the beneficiary if it finds onehelp@naic.org
The VA: Unclaimed VA life insurance

Governing law: Utah Code Title 67, Chapter 4a (Revised Uniform Unclaimed Property Act)

General information about claiming a deceased person's unclaimed property, not legal advice. Consult a licensed attorney for legal questions. Data verified Aug 24, 2026

File the claim with the Utah State Treasurer, Unclaimed Property Division. The search and the claim start at the office's site. A claim for a deceased owner needs the Division's own Affidavit for Collection of Unclaimed Property with every question answered, a clear copy of your photo identification or a notarized claim form, and verification that the deceased owner lived or received mail at the address reported by the holder.

Heirs can claim without letters from a probate court through the Affidavit for Collection of Unclaimed Personal Property (UCP 201501), for an estate of $100,000 or less. Utah Code 75-3-1201 lets a successor collect personal property on a small estate affidavit when the entire estate subject to administration, wherever located, less liens and encumbrances, does not exceed $100,000 and 30 days have elapsed since the death.

With letters from a probate court, the claim is made by the personal representative of an estate in probate, or one whose appointment is pending.

Every state where the person had an address can hold some of the property: the holding company reports it to the state of the owner's last-known address, and to its own home state where it has no address on record. MissingMoney.com searches most states at once. Insurance, savings bonds, pensions, refunds and failed-bank deposits sit in federal and national databases: the Treasury (TreasuryDirect), PBGC, the IRS, the FDIC, the NCUA, the NAIC Life Insurance Policy Locator and the VA.

A finder agreement made before the property has been with the Division for 24 months is void, and a finder's fee is capped at 20 percent of the amount collected. A finder charging a contingent fee files a notarized copy of the contract and a Utah private detective license. The same property can be claimed directly through the state's own program, which charges no fee.

Claiming Unclaimed Property in Utah

Property goes to the state of the owner's last-known address in the holding company's records. Where the records show no address, it goes to the state where the company is organized, so a deceased person's property can sit in any state they once lived in or where a company that owed them is based. A search for a deceased Utah resident therefore covers Utah and every other state where the person lived, worked or held an account.

Utah names 4 routes for a deceased owner's unclaimed property. With letters from a probate court, the claim is made by the personal representative of an estate in probate, or one whose appointment is pending. Without letters, heirs claim through the Affidavit for Collection of Unclaimed Personal Property (UCP 201501), for an estate of $100,000 or less.

Whether the claim form needs a notary is the program's own rule: The claim form must be notarized.

Utah holds the property until a valid claim is paid. There is no deadline for the owner or their heirs to file a claim; Utah holds unclaimed property in a custodial capacity until the rightful owner or heir is found. Utah Code 67-4a-904 requires the administrator to allow or deny the claim and notify the claimant of the decision within 90 days of filing.

Searching and claiming are free through a state's official unclaimed property program or missingmoney.com. Third-party finders or locators charge a fee, usually a percentage of the amount recovered, and the same property can always be claimed directly at no cost.

SimplyTrust Editorial·Updated October 26, 2026

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Data sourced from Utah statutes and official state code. How we research.

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How Do I Claim a Deceased Person's Unclaimed Property in Utah?

Utah names 4 routes for a deceased owner's unclaimed property.

Where to search and file

Letters of Office for the personal representative, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)Affidavit for Collection of Unclaimed Personal Property (UCP 201501, Utah Unclaimed Property Division)Verified Oct 26, 2026View source

Certified Decree of Distribution for a closed estate, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)Affidavit for Collection of Unclaimed Personal Property (UCP 201501, Utah Unclaimed Property Division)Verified Oct 26, 2026View source

Affidavit for Collection of Unclaimed Personal Property (UCP 201501)Affidavit for Collection of Unclaimed Personal Property (UCP 201501, Utah Unclaimed Property Division)Verified Oct 26, 2026View source

A single claim for all the heirs, with a small estate affidavit under Utah Code section 75-3-1201 and the Division's fiduciary formUtah Code 67-4a-903 (current version, effective 2026-05-06)Verified Oct 26, 2026View source

Notarization and finders

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IRS Form 1310

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IRS Form 56

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Hire an Utah Probate Attorney

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Utah Estate Settlement Resources

Utah names 4 routes for a deceased owner's unclaimed property.

Where to search and file

Letters of Office for the personal representative, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)Affidavit for Collection of Unclaimed Personal Property (UCP 201501, Utah Unclaimed Property Division)Verified Oct 26, 2026View source

Certified Decree of Distribution for a closed estate, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)Affidavit for Collection of Unclaimed Personal Property (UCP 201501, Utah Unclaimed Property Division)Verified Oct 26, 2026View source

Affidavit for Collection of Unclaimed Personal Property (UCP 201501)Affidavit for Collection of Unclaimed Personal Property (UCP 201501, Utah Unclaimed Property Division)Verified Oct 26, 2026View source

A single claim for all the heirs, with a small estate affidavit under Utah Code section 75-3-1201 and the Division's fiduciary formUtah Code 67-4a-903 (current version, effective 2026-05-06)Verified Oct 26, 2026View source

Notarization and finders

Federal and national databases

Letters of Office for the personal representative, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

Certified Decree of Distribution for a closed estate, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

A single claim for all the heirs, with a small estate affidavit under Utah Code section 75-3-1201 and the Division's fiduciary form

Letters of Office for the personal representative, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

Certified Decree of Distribution for a closed estate, with the Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

Affidavit for Collection of Unclaimed Personal Property (UCP 201501)

A single claim for all the heirs, with a small estate affidavit under Utah Code section 75-3-1201 and the Division's fiduciary form