How Do I Claim a Deceased Person's Unclaimed Property?

Choose the state where the person lived to see who may claim the unclaimed property, the documents the claim needs, and the other states and federal databases to search.

Search the unclaimed property program of every state where the person lived, worked or held an account, under their full name and any former or married names. MissingMoney.com searches most states at once, and a state it does not cover is searched on its own official site.

The state of the owner's last-known address in the holding company's records, and the company's own home state where it has no address on record. A person who lived in several states can have property in each of them, so every state they lived, worked or banked in is searched.

Each state sets its own rule. 48 of the 51 jurisdictions state a route for a claim without letters from a probate court, and the state pages print each one with the documents it asks for.

Yes, through every state's official program and through MissingMoney.com. A finder charges a share of what it recovers, and anything a finder can locate can be claimed directly at no cost.

They sit outside the state programs, in federal and national databases: the Treasury (TreasuryDirect), PBGC, the IRS, the FDIC, the NCUA, the NAIC Life Insurance Policy Locator and the VA.

Forms for Settling an Estate

Free forms for settling an estate: the probate petition, small estate affidavit, notice to creditors, inventory, and closing forms.

Free

Petition for Probate and Letters

Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.

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Free

Notice to Creditors

Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.

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Free

Renunciation of Executor

Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.

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Free

Affidavit of Heirship

Prepare the sworn statement of a deceased person's family history and heirs for recording in the county land records, with your state's recording instructions.

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Free

Small Estate Affidavit

Collect a small estate's property without probate — the sworn affidavit presented to banks and other holders, with a presentation letter for each.

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Free

Estate Inventory

Prepare the probate inventory of estate property — every asset at its date-of-death value, composed to your state's statute, with the state's filing or delivery instructions.

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Free

Estate Closing

Prepare the paperwork that closes the estate — the state's closing statement, petition for discharge, or final account, with the state's closing instructions and the optional federal forms.

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Free

IRS Form 1310

Claim a refund due a deceased taxpayer on the official form, on the box the form routes you to, with what the form says to attach.

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Tools for Settling an Estate

Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines, and inheritance taxes.

How Much Can an Executor Charge?

Calculate how much an executor can charge for administering an estate.

Use Calculator

Can I Self-File Probate?

Whether your state lets you open probate yourself, and what it costs with a lawyer and without one.

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How Do I Get Letters Testamentary?

See the court that issues Letters Testamentary or Letters of Administration, the petition, the bond, and the documents to file.

See the Steps

What Are the Creditor Claim Deadlines?

Find creditor claim deadlines, notice requirements, and payment priority order for your state.

Check Deadlines

What Happens When an Estate Is Insolvent?

See the order your state pays an insolvent estate's debts and which claims go unpaid.

Check the Payment Order

How Do I Open an Estate Account When Someone Dies?

Compare estate-account opening requirements bank by bank: channels, required documents, and steps.

See Bank Requirements

What Social Security Survivor Benefits Can I Get?

Which Social Security survivor benefit a spouse, former spouse, child or parent can get, what share it pays, and the lump-sum death payment.

Check Survivor Benefits

What Is the Estate's Personal Property Worth for Probate?

Estimate the fair market value of household items for probate and see how it affects fees.

Estimate Value

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