How Do I Claim a Deceased Person's Unclaimed Property in Alabama?

In Alabama, a deceased owner's unclaimed property is claimed from the Alabama State Treasurer, Unclaimed Property DivisionCode of Ala. 1975, Title 35, Chapter 12 (Uniform Disposition of Unclaimed Property Act of 2004); §§ 35-12-83, 35-12-84Verified Aug 24, 2026View source. A probate-appointed executor or administrator files on behalf of the estate under that appointment, with Letters Testamentary or Letters of AdministrationClaiming Property FAQ (Alabama Unclaimed Property)Verified Aug 24, 2026View source.

File the claim with the Alabama State Treasurer, Unclaimed Property DivisionCode of Ala. 1975, Title 35, Chapter 12 (Uniform Disposition of Unclaimed Property Act of 2004); §§ 35-12-83, 35-12-84Verified Aug 24, 2026View source. The search and the claim start at the office's site. A probate-appointed executor or administrator files on behalf of the estate under that appointment, with Letters Testamentary or Letters of AdministrationClaiming Property FAQ (Alabama Unclaimed Property)Verified Aug 24, 2026View source.

Heirs can claim without letters from a probate court through the Claim by Spouse of a Person Who Died Intestate, with the Affidavit by Spouse of Person Who Died Intestate, for property held for the owner of $3,000 or lessCode of Ala. 1975, § 35-12-84, Filing of a Claim - Intestate and Small ClaimsVerified Oct 26, 2026View source. Code of Ala. § 35-12-84(a) lets the surviving spouse, or if none the surviving children, or if none the surviving parents, of an owner who died intestate claim without a probate court orderUnclaimed Property Law, Code of Ala. 1975, §§ 35-12-83, 35-12-84 (Alabama State Treasurer)Verified Aug 24, 2026View source. The claim on that route includes: The executed claim form; The Affidavit by Spouse of Person Who Died Intestate, signed before a notary; A copy of the claimant's driver's license or government-issued identification card; A copy of the certified death certificate of the spouse; The Statement of No Estate from the probate court of the county where the owner livedCode of Ala. 1975, § 35-12-84, Filing of a Claim - Intestate and Small ClaimsVerified Oct 26, 2026View source.

The Division's claiming FAQ says an executor or administrator named by a probate court over the owner's estate is authorized to file a claim on behalf of the estate. If the deceased owner had no will or estate, the surviving spouse or children may be able to file a claimClaiming Property FAQ (Alabama Unclaimed Property)Verified Aug 24, 2026View source. With letters from a probate court, the claim is made by the executor or administrator a probate court named over the owner's estateClaiming Property FAQ (Alabama Unclaimed Property)Verified Oct 26, 2026View source.

Every state where the person had an address can hold some of the property: the holding company reports it to the state of the owner's last-known address, and to its own home state where it has no address on record. MissingMoney.com searches most states at once. Insurance, savings bonds, pensions, refunds and failed-bank deposits sit in federal and national databases: the Treasury (TreasuryDirect), PBGC, the IRS, the FDIC, the NCUA, the NAIC Life Insurance Policy Locator and the VA.

A finder's agreement made before 24 months have passed since the property reached the Treasurer is void, except an attorney's agreement to file a claim. A later agreement must be in writing, state that the Treasurer returns the property for free, and cap the fee at 10 percent of the amount claimedCode of Ala. 1975, § 35-12-93Verified Oct 26, 2026View source. The same property can be claimed directly through the state's own program, which charges no fee.

Forms for Settling an Estate in Alabama

Free forms for settling an estate in Alabama: the probate petition, small estate affidavit, notice to creditors, inventory, and closing forms.

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Petition for Probate and Letters

In Alabama, the petition asks the Probate Court of the county where the decedent was domiciled to appoint the personal representative, whose authority is proved by Letters Testamentary or Letters of Administration; every appointment goes through the courtAla. Code §§ 43-2-20, 43-2-40 (letters granted by the probate court; Alabama has no registrar/informal-appointment track)Verified Sep 8, 2026View source.

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Notice to Creditors

In Alabama, the notice to creditors is published for 3Ala. Code §§ 43-2-60, 43-2-61, 43-2-350, 43-2-354, 43-2-371Verified Oct 18, 2026View source weeks in a local newspaper, and creditors have 6 monthsAla. Code § 43-2-350Verified Sep 8, 2026View source from the personal representative's appointment to present claims.

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Renunciation of Executor

In Alabama, a person named as executor may renounce the right to serveAla. Code § 43-2-25Verified Sep 22, 2026View source before anyone is appointed.

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Estate Inventory

In Alabama, the personal representative files the estate inventory within 60 daysAla. Code §§ 43-2-835, 43-2-836Verified Sep 15, 2026View source of appointment.

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Estate Closing

In Alabama, the personal representative is discharged by court orderAla. Code §§ 43-2-628, 43-2-516Verified Sep 15, 2026View source, and a final accounting is required.

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IRS Form 1310

Claim a refund due a deceased taxpayer on the official form, on the box the form routes you to, with what the form says to attach.

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Letter of Instruction

Prepare the letter a bank or insurer requests during estate settlement, addressed to its claims department.

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IRS Form 56

Notify the IRS that you are the fiduciary of an estate, a trust or a person, or end a notice filed before, on the official form.

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Tools for Settling an Estate in Alabama

Free tools for settling an estate in Alabama: whether probate is needed, executor and trustee pay, creditor deadlines, and inheritance taxes.

How Much Can an Executor Charge?

Alabama pays executors reasonable compensationAla. Code § 43-2-848 (reasonable compensation capped at 2.5% of property received/controlled + 2.5% of disbursements; court may award more for extraordinary services)Verified Sep 8, 2026View source, typically 2.2%Estimated from the 16 state statutes that set an executor fee schedule (median and interquartile range at this estate value)Verified Sep 8, 2026View source to 3.8%Estimated from the 16 state statutes that set an executor fee schedule (median and interquartile range at this estate value)Verified Sep 8, 2026View source of the estate.

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Can I Self-File Probate?

In Alabama, informal probate is not availableAla. Code §§ 43-2-20, 43-2-40 (letters granted by the probate court; Alabama has no registrar/informal-appointment track)Verified Sep 8, 2026View source, so self-filing means a formal court petition rather than a registrar filing.

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How Do I Get Letters Testamentary?

In Alabama, the Judge of probate issues Letters Testamentary or Letters of Administration once the Probate Court of the county where the decedent was domiciled appoints the personal representative; every appointment goes through the courtAla. Code §§ 43-2-20, 43-2-40 (letters granted by the probate court; Alabama has no registrar/informal-appointment track)Verified Sep 8, 2026View source.

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What Are the Creditor Claim Deadlines?

In Alabama, creditors have 6 monthsAla. Code § 43-2-350Verified Sep 8, 2026View source from the personal representative's appointment to present claims; late claims are barred.

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What Happens When an Estate Is Insolvent?

When an estate owes more than it holds, Alabama pays the claims in 6Ala. Code § 43-2-371Verified Sep 23, 2026View source classes in statutory order, beginning with funeral expenses.

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How Do I Open an Estate Account When Someone Dies?

Compare estate-account opening requirements bank by bank: channels, required documents, and steps.

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What Social Security Survivor Benefits Can I Get?

Which Social Security survivor benefit a spouse, former spouse, child or parent can get, what share it pays, and the lump-sum death payment.

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Hire an Alabama Probate Attorney

Browse 70 probate firms in Alabama with addresses, contact info, and practice details.

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Alabama Estate Settlement Resources

In-depth guides covering Alabama probate, estate administration, and settling an estate.