How Do I Claim a Deceased Person's Unclaimed Property in Arizona?

In Arizona, a deceased owner's unclaimed property is claimed from the Arizona Department of Revenue, Unclaimed Property Unit. An heir files a notarized Affidavit for Collection of Personal Property (ADOR 10695) with the decedent's death certificate attached.

State Where the Person Lived

Where the Estate Stands

Letters have been issuedA small estate affidavitNothing has been filed

Property Held in This State

Arizona names 3 routes for a deceased owner's unclaimed property.

Where to search and file

Arizona Department of Revenue, Unclaimed Property Unit

Phone: 1-877-492-9957
Website: Search and claim →

The Department's page azdor.gov/unclaimed-property directs searches to missingmoney.com, the site the Department authorizes to list Arizona owners. Searching and filing a claim are free.

Letters of Office

For: The court-appointed personal representative; once an appointment is applied for or made, only the representative may claim
Documents: A signed Claim for Unclaimed Property (Form 600UP)
A copy of the claimant's official photo identification, or the claim form signed before a notary
The decedent's death certificate
A notarized Affidavit for Collection of Personal Property (ADOR 10695)
A copy of the Letters of Office certified within the last 60 days
Proof that the deceased owner lived at, or received mail at, the address the holder reported

Certified Decree of Distribution

For: The distributees of a closed probate estate
Documents: A signed Claim for Unclaimed Property (Form 600UP)
A copy of the claimant's official photo identification, or the claim form signed before a notary
The decedent's death certificate
A notarized Affidavit for Collection of Personal Property (ADOR 10695)
The certified Decree of Distribution for the closed estate
Proof that the deceased owner lived at, or received mail at, the address the holder reported

Affidavit for Collection of Personal Property (ADOR 10695)

This route is for an estate of $200,000 or less.

For: An heir of the deceased owner, or a devisee named in the will, where no personal representative has been appointed or applied for
Limit: An estate of $200,000 or less
Conditions: No application to appoint a personal representative is pending and no personal representative has been appointed.
Where there is a will, payment follows the terms of the will and of any trust it mentions.
An heir may assign their share to another heir of equal succession; the assigning heir completes the whole affidavit, and the heir accepting payment files the claim with an affidavit of their own.
Documents: A signed Claim for Unclaimed Property (Form 600UP)
A copy of the claimant's official photo identification, or the claim form signed before a notary
The decedent's death certificate, attached to the affidavit
The Affidavit for Collection of Personal Property (ADOR 10695), signed before a notary, listing the decedent's heirs
A complete copy of the will, where there is one, with the trust it mentions or a Certificate of Trust Existence
Proof that the deceased owner lived at, or received mail at, the address the holder reported
Form: Affidavit for Collection of Personal Property (ADOR 10695)

Notarization and finders

Notarization: The claim form must be notarized.
Finders: An agreement to locate or recover the property made between the date it is presumed abandoned and 24 months after it reaches the Department is void, except an owner's agreement with an attorney to file a claim. A later agreement must be in writing and charge no more than 30 percent.

Federal and national databases

MissingMoney.com: The national database endorsed by the National Association of Unclaimed Property Administrators searches the participating states at once for free and links to each one's official program. Most states participate; a state that does not is searched on its own official site.
The Treasury (TreasuryDirect): Unredeemed savings bonds; claims are made on FS Form 1048, as the Treasury Hunt search was withdrawn
PBGC: Unclaimed pensions from terminated plans, searched at pbgc.gov
The IRS: Undelivered tax refunds
The FDIC: Unclaimed deposits and checks from failed banks, searched by name, business name or check number
The NCUA: Unclaimed share accounts at liquidated federally insured credit unions, listed by last name and first initialamacmail@ncua.gov
The NAIC Life Insurance Policy Locator: A deceased person's life insurance and annuities; a participating insurer contacts the beneficiary if it finds onehelp@naic.org
The VA: Unclaimed VA life insurance

Governing law: A.R.S. Title 44, Chapter 3 (Revised Arizona Unclaimed Property Act); §§ 44-301 et seq., 44-317

General information about claiming a deceased person's unclaimed property, not legal advice. Consult a licensed attorney for legal questions. Data verified Aug 24, 2026

File the claim with the Arizona Department of Revenue, Unclaimed Property Unit. The search and the claim start at the office's site. An heir files a notarized Affidavit for Collection of Personal Property (ADOR 10695) with the decedent's death certificate attached.

Heirs can claim without letters from a probate court through the Affidavit for Collection of Personal Property (ADOR 10695), for an estate of $200,000 or less. A.R.S. § 14-3971(B)(2) requires probate where the personal property in the estate, less liens and encumbrances, exceeds $200,000; the personal representative then claims instead of an heir.

An heir or personal representative files the claim for a deceased owner's property. With letters from a probate court, the claim is made by the court-appointed personal representative; once an appointment is applied for or made, only the representative may claim.

Every state where the person had an address can hold some of the property: the holding company reports it to the state of the owner's last-known address, and to its own home state where it has no address on record. MissingMoney.com searches most states at once. Insurance, savings bonds, pensions, refunds and failed-bank deposits sit in federal and national databases: the Treasury (TreasuryDirect), PBGC, the IRS, the FDIC, the NCUA, the NAIC Life Insurance Policy Locator and the VA.

An agreement to locate or recover the property made between the date it is presumed abandoned and 24 months after it reaches the Department is void, except an owner's agreement with an attorney to file a claim. A later agreement must be in writing and charge no more than 30 percent. The same property can be claimed directly through the state's own program, which charges no fee.

Claiming Unclaimed Property in Arizona

Property goes to the state of the owner's last-known address in the holding company's records. Where the records show no address, it goes to the state where the company is organized, so a deceased person's property can sit in any state they once lived in or where a company that owed them is based. A search for a deceased Arizona resident therefore covers Arizona and every other state where the person lived, worked or held an account.

Arizona names 3 routes for a deceased owner's unclaimed property. With letters from a probate court, the claim is made by the court-appointed personal representative; once an appointment is applied for or made, only the representative may claim. Without letters, heirs claim through the Affidavit for Collection of Personal Property (ADOR 10695), for an estate of $200,000 or less.

Whether the claim form needs a notary is the program's own rule: The claim form must be notarized.

Arizona holds the property until a valid claim is paid. A.R.S. § 44-317(E) allows a claim to be filed within 35 years after the final day of the fiscal year in which the Department received the property. Ownership does not revert to the State before then. A.R.S. § 44-317(B) requires the Department to allow or deny a claim within 90 days after it is filed.

Searching and claiming are free through a state's official unclaimed property program or missingmoney.com. Third-party finders or locators charge a fee, usually a percentage of the amount recovered, and the same property can always be claimed directly at no cost.

SimplyTrust Editorial·Updated October 26, 2026

Legal Sources

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Data sourced from Arizona statutes and official state code. How we research.

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How Do I Claim a Deceased Person's Unclaimed Property in Arizona?

Arizona names 3 routes for a deceased owner's unclaimed property.

Where to search and file

Letters of OfficeEvidence: Owner Who Is Deceased (Arizona Department of Revenue, Unclaimed Property)Verified Oct 26, 2026View source

Certified Decree of DistributionADOR 10695, Affidavit for Collection of Personal PropertyVerified Oct 26, 2026View source

Affidavit for Collection of Personal Property (ADOR 10695)ADOR 10695, Affidavit for Collection of Personal PropertyVerified Oct 26, 2026View source

Notarization and finders

Federal and national databases

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Hire an Arizona Probate Attorney

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Arizona Estate Settlement Resources

Arizona names 3 routes for a deceased owner's unclaimed property.

Where to search and file

Letters of OfficeEvidence: Owner Who Is Deceased (Arizona Department of Revenue, Unclaimed Property)Verified Oct 26, 2026View source

Certified Decree of DistributionADOR 10695, Affidavit for Collection of Personal PropertyVerified Oct 26, 2026View source

Affidavit for Collection of Personal Property (ADOR 10695)ADOR 10695, Affidavit for Collection of Personal PropertyVerified Oct 26, 2026View source

Notarization and finders

Federal and national databases

Letters of Office

Certified Decree of Distribution

Affidavit for Collection of Personal Property (ADOR 10695)

Letters of Office

Certified Decree of Distribution

Affidavit for Collection of Personal Property (ADOR 10695)