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EIN ApplicationGet the tax ID number (EIN) banks require to open an estate account or trust account after someone dies.Petition for Probate and LettersOpen probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.Notice to CreditorsNotify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.Renunciation of ExecutorDecline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.Affidavit of HeirshipPrepare the sworn statement of a deceased person's family history and heirs for recording in the county land records, with your state's recording instructions.Small Estate AffidavitCollect a small estate's property without probate — the sworn affidavit presented to banks and other holders, with a presentation letter for each.Estate InventoryPrepare the probate inventory of estate property — every asset at its date-of-death value, composed to your state's statute, with the state's filing or delivery instructions.Estate ClosingPrepare the paperwork that closes the estate — the state's closing statement, petition for discharge, or final account, with the state's closing instructions and the optional federal forms.Letter of InstructionPrepare the letter a bank or insurer requests during estate settlement, addressed to its claims department.Digital Assets Recovery LetterPrepare a letter requesting a deceased person's online accounts, points, and balances from the program that holds them.
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Someone I love died
Death Certificate CalculatorCalculate how many certified death certificates you need and see ordering info for your state.Probate Decision ToolFind out if an estate needs probate or qualifies for simplified procedures.Estate Settlement PlanPersonalized plan for settling an estate after someone passes away.What to Do When Someone Dies ChecklistA step-by-step checklist for the days, weeks, and months after a death, with state rules noted where they apply.
I'm an executor
Probate Cost CalculatorEstimate attorney fees, executor fees, court costs, and timeline for probating an estate.Executor Fee CalculatorCalculate how much an executor can charge for administering an estate.Self-File Probate AssessmentWhether your state lets you open probate yourself, and what it costs with a lawyer and without one.Executor Appointment GuideSee the court, petition, bond, and documents needed to be appointed and receive your Letters.Creditor Claims DeadlinesFind creditor claim deadlines, notice requirements, and payment priority order for your state.Insolvent Estate CalculatorSee the order your state pays an insolvent estate's debts and which claims go unpaid.Estate Account Opening GuideCompare estate-account opening requirements bank by bank: channels, required documents, and steps.Personal Property Value EstimatorEstimate the fair market value of household items for probate and see how it affects fees.
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Trustee Compensation CalculatorFind out what fair compensation looks like for serving as trustee.Trust Settlement PlanPersonalized plan for settling a trust after the grantor passes away.
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Who Inherits CalculatorFind out who inherits your estate and how much they get if you die without a will.Estate & Inheritance Tax CalculatorCalculate federal estate tax, state estate tax, and inheritance tax for an estate.Inheritance Tax GuideInheritance tax by state, federal tax on inheritance, and timeline estimates for receiving money, property, or retirement assets.Step-Up Basis CalculatorCalculate the new cost basis on inherited assets under IRC § 1014 and project capital gains tax savings.Inherited IRA Withdrawal RulesSee which federal withdrawal rules apply to an inherited IRA, Roth IRA, or employer plan, the deadline year, and the missed-withdrawal tax.Post-Death Tax Filing GuideFind out which tax returns need to be filed after someone dies and whether tax clearance is required.
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EIN ApplicationPetition for Probate and LettersNotice to CreditorsRenunciation of ExecutorAffidavit of HeirshipSmall Estate AffidavitEstate InventoryEstate ClosingLetter of InstructionDigital Assets Recovery Letter
Someone I love died
Death Certificate CalculatorProbate Decision ToolEstate Settlement PlanWhat to Do When Someone Dies Checklist
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Home→Financial Institutions→Settling an Estate

Settling an Estate at Banks, Brokerages, and Insurers

Each institution's own death claim page: the documents it asks for, the steps it follows, where to send them, and how an estate account or an executor reaches the account.

AllPlanning aheadSettling an estate
All StatesAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
All Categories710Banks200Brokerages85Credit Unions165Insurance Companies123Retirement Plan Providers45Annuity Providers36Transfer Agents5State Pension Systems7Mortgage Servicers25Student Loan Servicers13Auto Finance Companies28HSA Providers4Crypto Platforms13Credit Card Issuers17Personal Loan Lenders11Buy Now, Pay Later7Credit Bureaus4

710 institutions

Mercedes-Benz Financial Services

Mercedes-Benz Financial Services logo

Death claim: 8 steps and MBFS Lease Maturity Department (lease returns and lease-end; MBFS runs no estate or trust department)

Mercedes-Benz Financial Services

Mercer Advisors

Mercer Advisors logo

Death claim: 3 steps, 8 required documents and Estate Planning / Wealth Strategy (documents prepared through the law firm Advanced Services Law Group, Inc.)

Mercer Advisors

Merchants Bank of Indiana

Merchants Bank of Indiana logo

Death claim: 5 steps and Contact Center

Merchants Bank of Indiana

Mercury

Mercury logo

Death claim: 5 steps, 8 required documents and Business account support (Mercury business accounts, IO card, working capital, venture debt)

Mercury

Merrick Bank

Merrick Bank logo

Death claim: 4 steps, 8 required documents and Merrick Bank Deposit Services (Certificates of Deposit — beneficiary designations, and settlement of a deceased owner's time deposit)

Merrick Bank

Merrill

Merrill logo

Death claim: 8 steps, 14 required documents and Merrill Life Services

Merrill

MetLife

MetLife logo

Death claim: 6 steps, 14 required documents and Individual Life Insurance Claims

MetLife

Mid Atlantic Trust

Mid Atlantic Trust logo

Death claim: 6 steps and IRA Services (Auto Rollover and Missing Participant IRAs)

Mid Atlantic Trust

MHV FCU

MHV FCU logo

Death claim: 6 steps and 9 required documents

MHV FCU

MidFirst

MidFirst logo

Death claim: 4 steps, 8 required documents and MidFirst Private Wealth - Trust Services (trust administration, estate administration and settlement, corporate executor)

MidFirst

MIDFLORIDA

MIDFLORIDA logo

Death claim: 4 steps, 7 required documents and Southeast Trust Company, LLC (trust administration and estate settlement; wholly owned by MIDFLORIDA)

MIDFLORIDA

Midland National

Midland National logo

Death claim: 9 steps and 14 required documents

Midland National

Midland States

Midland States logo

Death claim: 4 steps, 8 required documents and Midland Trust Company (trust and estate administration)

Midland States

Milliman

Milliman logo

Death claim: 5 steps and 2 required documents

Milliman

Mission Fed

Mission Fed logo

Death claim: 5 steps, 8 required documents and Member Services

Mission Fed

Mission Lane

Mission Lane logo

Death claim: 5 steps and 5 required documents

Mission Lane

MissionSquare

MissionSquare logo

Death claim: 8 steps, 8 required documents and Workflow Management Team (beneficiary designation forms)

MissionSquare

Modern Woodmen

Modern Woodmen logo

Death claim: 6 steps, 8 required documents and Members' Service Department (beneficiary changes, assignments)

Modern Woodmen

MOHELA

MOHELA logo

Death claim: 3 steps and 4 required documents

MOHELA

Moneta

Moneta logo

Death claim: 5 steps, 9 required documents and Moneta Trust (corporate trustee)

Moneta

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Forms

  • EIN Application
  • Petition for Probate and Letters
  • Notice to Creditors
  • Renunciation of Executor
  • Affidavit of Heirship
  • Small Estate Affidavit
  • Estate Inventory
  • Estate Closing
  • Letter of Instruction
  • Digital Assets Recovery Letter
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SimplyTrust is not a law firm and does not provide legal advice, legal counsel, or attorney review. Information on this platform is for general informational purposes only. Use of SimplyTrust does not create an attorney-client relationship. You are solely responsible for all documents you create. Laws, fees, forms, and office details change. Information here may contain errors or be out of date; confirm current requirements with the relevant court, agency, brand, or statute before acting. For advice tailored to your circumstances, consult a licensed attorney in your state.

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