Free Colorado Notice to Creditors

In Colorado, the notice to creditors is published for 3 weeks in a local newspaper, and creditors have 4 months from first publication to present claims.

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The Colorado notice identifies the appointed representative and the address where claims are presented.

State Where the Estate Is Being Administered*

The state where the estate proceeding is filed. Only states where the personal representative prepares the creditor notice are listed.

Your Appointed Title*

As stated in your Letters or appointment order.

Your Full Legal Name*

Street Address*

The address where creditors present claims. It is printed in the notice.

City*

State

ZIP Code*

Telephone

Printed on the document. Leave blank to omit it.

Email Address*

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Yes. Colorado publishes JDF 943SC (Notice to Creditors by Publication). The personal representative completes it and arranges its publication.

The creditor claim period of 4 months runs from the first publication of the creditor notice, which follows the executor's appointment. A claim not presented in time is barred. Every claim is barred 12 months after the date of death, whether or not notice was given.

Claims are presented to the personal representative at the address in the notice, or the court, at the creditor's choice. The address in the notice is the one claims go to, so it is the representative's own, or the court's, as the statute directs.

Colorado does not require written notice to known creditors, and a creditor who is mailed one gets the later of the published period or the mailing window. A creditor who is mailed the notice must present the claim within the later of the time set in the notice to creditors by publication, or sixty days from the mailing or other delivery of the notice but not later than the date one year from the date of death. A mailed notice for each known creditor is part of the packet.

Once a week for 3 consecutive weeks, in the statute's terms: Daily or weekly newspaper published in the county where the estate is being administered; if there is no such newspaper, a newspaper of general circulation in an adjoining county (C.R.S. § 15-12-801(1)). Colorado requires the publisher's affidavit of publication to be filed with the court; the newspaper provides it after the final run. The Colorado creditor claims tool sets the publication beside the claim deadline and the payment order.

Creditor Notice in Colorado

After appointment, a Colorado personal representative gives creditor notice on the state's own form, JDF 943SC (Notice to Creditors by Publication): the representative completes it and arranges its publication. Publication of that notice is what starts the claim period.

The claim window runs 4 months after the first publication of the notice. A claim not presented in time is barred. Every claim is barred 12 months after the date of death, with or without notice.

Claims are presented to the personal representative at the address in the notice, or the court, at the creditor's choice; the address in the notice is the one claims go to. Colorado does not command a mailed notice to known creditors; a creditor who is mailed one gets the later of the published period or the mailing window; published notice alone does not bar a known creditor's claim under Tulsa Professional Collection Services v. Pope, 485 U.S. 478 (1988). A creditor who is mailed the notice presents the claim within the later of the time set in the notice to creditors by publication, or sixty days from the mailing or other delivery of the notice but not later than the date one year from the date of death.

The notice runs once a week for 3 consecutive weeks; the newspaper, in the statute's terms: Daily or weekly newspaper published in the county where the estate is being administered; if there is no such newspaper, a newspaper of general circulation in an adjoining county (C.R.S. § 15-12-801(1)). Colorado requires the publisher's affidavit of publication to be filed with the court; the newspaper supplies it after the final run.

SimplyTrust Editorial·Updated October 18, 2026

Legal Sources

Data sourced from Colorado statutes and official state code. How we research.

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Free Colorado Notice to Creditors

In Colorado, the notice to creditors is published for 3 weeks in a local newspaper, and creditors have 4 months from first publication to present claims.

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Creditor Notice in Colorado

The claim window runs 4 months after the first publication of the notice. A claim not presented in time is barred. Every claim is barred 12 months after the date of death, with or without notice.

Free Colorado Notice to Creditors

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Is this your situation?

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Free Colorado Notice to Creditors

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