Estate Planning for St. Louis County, Minnesota Property Owners

For most St. Louis County homeowners, the house is what drags an estate into probate. A transfer-on-death deed or a living trust keeps it out—here is how to set up either one and record it locally.

For a St. Louis County property owner, the biggest probate risk is the home itself. Real estate is what forces most families into the District Court. The two tools that keep a St. Louis County home out of probate are a transfer-on-death deed recorded with the County Recorder, and a revocable living trust that holds title to the property.

Skipping this planning step means the District Court decides who receives the property: a simple Minnesota probate takes 4+ months and opens with $325 in court filing fees. Minnesota also lets owners name a transfer-on-death beneficiary on vehicle titles, which keeps cars out of the same process.

Record a Transfer-on-Death Deed in St. Louis County

A transfer on death deed names a beneficiary who receives St. Louis County property automatically at the owner's death, without probate. It is recorded with the County Recorder during the owner's lifetime and can be revoked at any time.

Before recording, a Minnesota transfer on death deed is signed with notary acknowledgmentMinn. Stat. 507.071Verified Oct 18, 2026View source. The deed takes effect only if it is recorded before the owner's deathMinn. Stat. 507.071Verified Oct 18, 2026View source.

Where to Record Property Documents

Deeds and other real property documents for St. Louis County are recorded with the County Recorder at 100 North 5th Avenue West, Suite 101, Duluth, MN 55802. Phone: 1-218-726-2677. Hours: Monday-Friday 8:00 AM-4:30 PM.

The County Recorder charges $46 flat, regardless of page count. A 2-page transfer on death deed costs $46 to record in St. Louis County. A transfer on death deed is exempt from transfer tax.

St. Louis County accepts electronic recording through Simplifile, CSC, Indecomm and ePN.

Recording Office Record

County Recorder

St. Louis County · County Recorder and Registrar of Titles

Hours

Monday-Friday 8:00 AM-4:30 PM

Office

100 North 5th Avenue West, Suite 101, Duluth, MN 55802

Fees

Recording fees

Flat fee (any length)$46
Well Disclosure CertificateNot required for a TOD deed$54
Transfer tax on a TOD deedTOD deeds are exempt from transfer tax

Minn. Stat. 357.18 (Abstract); Minn. Stat. 508.82 (Torrens)

Verified October 16, 2026 · Source

Estate Planning Attorneys Serving St. Louis County

FirmDuluth, MN

Fryberger, Buchanan, Smith & Frederick, P.A.

Since 1893 · Serves 2 counties

Serves St. Louis and Carlton counties from offices in Duluth and Cloquet, with a third office in Superior, Wisconsin. Its attorneys act for personal representatives and heirs in probate and trust administration hearings, and handle wills, trusts, income and transfer tax planning and business succession plans. The firm was founded in Duluth in 1893.

PracticesEstate PlanningTrust AdministrationProbateTax Planning

Office
302 W Superior St, Suite 700Duluth, MN 55802

FirmHibbing, MN

Prebich Law Office, P.C.

Since 1997 · Serves 1 county

Serves St. Louis County, the Iron Range, and northeastern Minnesota from Hibbing. Runs a full probate practice from simple to contested probates, guiding personal representatives through the timing and procedural steps of administering an estate, and drafts trusts, wills, living wills, health care directives, and powers of attorney. Richard E. Prebich founded the firm in 1997.

PracticesEstate PlanningProbateProbate LitigationReal Estate

Office
1932 Second Avenue East, Suite 2Hibbing, MN 55746

FirmVirginia, MN

Trenti Law Firm

Since 1960 · Serves 2 counties

Serves the Iron Range, St. Louis County and Itasca County from Virginia, with offices in Hibbing and Cook. Its probate lawyers handle probate and estate administration after a death, and the firm prepares wills, powers of attorney and living wills and plans for long-term care. Formed in 1960, it describes itself as the region's largest firm, with seven attorneys.

PracticesEstate PlanningProbateFamily LawPersonal InjuryReal Estate

Office
225 N 1st St, 1000 Lincoln BuildingVirginia, MN 55792

Solo PracticeDuluth, MN

Dahlberg Law Office, P.A.

Serves clients in Minnesota and Wisconsin from a downtown Duluth office. Represents personal representatives through probate, from securing assets and paying creditors to distributing the estate, and plans around probate with transfer on death deeds; also practices cabin law. Attorney Chris Dahlberg meets clients by Zoom, including weeknights and weekends in winter.

PracticesEstate PlanningProbateReal Estate

Office
130 W Superior St, Suite 730Duluth, MN 55802
Virtual consultations

FirmMankato, MN

Farrish Johnson Law Office

Since 1893 · Serves the whole state

Serves southern Minnesota from offices in Mankato and Madelia, and states that its lawyers serve the entire state. Handles probate and estate administration, trust administration, affidavits of collection, guardianship and conservatorship, and estate litigation including will contests and probate and trust disputes. The firm traces its origin to a Mankato law practice opened on July 1, 1893.

PracticesEstate PlanningTrust AdministrationProbateProbate Litigationand 6 more

Office
1907 Excel DriveMankato, MN 56001
Free consultation

Solo PracticeAnoka, MN

Field Law, P.A.

Serves the whole state

Serves Anoka County and the north metro, including Elk River and Cambridge, from its Anoka office. Attorney Joseph Field guides executors and administrators through probate, from filing the will to paying creditors, transferring assets and resolving will challenges. He meets clients at home or in senior living, and the first half hour is free.

PracticesEstate PlanningProbateProbate LitigationTax Planning

Office
2006 First Ave N, Suite 206Anoka, MN 55303
Free consultation
See all 12 firms serving St. Louis County →

Firm listings are for informational purposes only. SimplyTrust does not endorse or recommend any specific firm or attorney. Contact firms directly to verify their current practice areas and availability.

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Legal Sources

Data sourced from Minnesota statutes and official state code. How we research.

Forms for Planning Your Estate in Minnesota

Free forms for planning your estate in Minnesota: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for Minnesota.

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Last Will and Testament

In Minnesota, a will is signed before 2Minn. Stat. § 524.2-502Verified Oct 18, 2026View source witnesses, and a self-proving affidavit signed with it lets the court admit it without witness testimonyMinn. Stat. § 524.2-502Verified Oct 18, 2026View source.

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Codicil to a Will

In Minnesota, a codicil is signed before 2Minn. Stat. § 524.2-502Verified Oct 18, 2026View source witnesses, like a will, and the self-proving affidavit signed with it lets the court admit it without witness testimonyMinn. Stat. §§ 524.1-201(62), 524.2-504Verified Oct 25, 2026View source.

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Healthcare Power of Attorney

Minnesota allows a choice for a healthcare power of attorney: 2Minn. Stat. § 145C.16Verified Oct 15, 2026View source witnesses or a notary.

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HIPAA Release

In Minnesota, a HIPAA release names who may receive your records and, as the state requires, names genetic informationMinn. Stat. § 13.386Verified Jun 19, 2026View source expressly before a provider releases it.

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Financial Power of Attorney

Minnesota requires explicit durability language for a power of attorney to survive incapacityMinn. Stat. §§ 523.01, 523.02, 523.05, 523.07, 523.075, 523.08, 523.17, 523.18, 523.20, 523.23, 523.231, 523.24Verified Oct 21, 2026View source, and it is signed before a notaryMinn. Stat. §§ 523.01, 523.02, 523.05, 523.07, 523.075, 523.08, 523.17, 523.18, 523.20, 523.23, 523.231, 523.24Verified Oct 22, 2026View source.

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Transfer on Death Deed

In Minnesota, a transfer on death deed is signed before a notaryMinn. Stat. 507.071Verified Oct 18, 2026View source, then recorded with the county before the owner's deathMinn. Stat. 507.071Verified Oct 18, 2026View source. Minnesota does not recognize a Lady Bird deed.

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Vehicle Transfer on Death

Minnesota allows a transfer-on-death beneficiary designation on a vehicle titleMinn. Stat. 168A.125Verified Oct 21, 2026View source, filed through the Minnesota Driver and Vehicle Services (DVS), Department of Public Safety (applications made at deputy registrar offices) using Form PS2000A.

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Living Will

In Minnesota, the living will is the Health Care DirectiveMinn. Stat. ch. 145C (Health Care Directives), §§ 145C.01-145C.18Verified Sep 27, 2026View source, a written instruction that is valid with no agent named.

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Tools for Planning Your Estate in Minnesota

Free tools for planning your estate in Minnesota: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for Minnesota.

How Do I Sign Estate Documents?

In Minnesota, a will is signed before 2Minn. Stat. § 524.2-502Verified Oct 18, 2026View source witnesses, and notarization is not requiredMinn. Stat. § 524.2-502Verified Oct 18, 2026View source.

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Will My Estate Documents Transfer?

Minnesota recognizes a will signed under the law of the place where it was signedMinn. Stat. § 524.2-506Verified Oct 18, 2026View source; a will signed in Minnesota itself needs 2Minn. Stat. § 524.2-502Verified Oct 18, 2026View source witnesses, and notarization is not requiredMinn. Stat. § 524.2-502Verified Oct 18, 2026View source.

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Trust or Will: Which Costs Less?

In Minnesota, a will-based plan pays probate attorney fees of typically 1.9%Modeled estimate under Minn. Stat. § 525.515 (just and reasonable compensation; no statutory percentage; review under § 524.3-721): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 3.1%Modeled estimate under Minn. Stat. § 525.515 (just and reasonable compensation; no statutory percentage; review under § 524.3-721): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate; a funded revocable trust keeps those assets out of probate and off that fee.

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How Much Does a Revocable Living Trust Cost?

An attorney-prepared revocable living trust in Minnesota runs $3,530Estimate: 10 hours at $353, Clio's Minnesota Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $5,295Estimate: 15 hours at $353, Clio's Minnesota Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source for an individual, against $0 to $549 up front plus a subscription with an online service.

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How Much Does a Will Cost?

An attorney-prepared will in Minnesota runs $1,035Estimate: 3 hours at $345, Clio's Minnesota Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $2,070Estimate: 6 hours at $345, Clio's Minnesota Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source, against $0 to $299 up front with an online service, and probate on a $500,000 estate adds about $26,108Minn. Stat. § 525.515 (just and reasonable compensation; no statutory percentage; review under § 524.3-721)Verified Sep 8, 2026View source.

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How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?

Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.

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How Do I Name a Guardian for My Minor Children?

In Minnesota, a parent names a guardian for a minor child in a will or a separate signed writingMinn. Stat. §§ 524.5-202, 524.5-204; execution per § 145C.03Verified Sep 15, 2026View source, and the nomination covers the child until the age of majority, 18Minn. Stat. § 645.451, subds. 1, 3Verified Sep 15, 2026View source.

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Do I Need a Revocable Trust?

Probate in Minnesota takes 4 months to 6 months for a simple estate and charges attorney fees of typically 1.9%Modeled estimate under Minn. Stat. § 525.515 (just and reasonable compensation; no statutory percentage; review under § 524.3-721): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 3.1%Modeled estimate under Minn. Stat. § 525.515 (just and reasonable compensation; no statutory percentage; review under § 524.3-721): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate; assets held in a revocable trust skip both.

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