How Much Does a Funeral Cost in Indiana?

Indiana funeral homes charge a median of $6,985Median of 43 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source for a funeral with a viewing and burial and $2,720Median of 95 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source for a direct cremation, before cemetery charges.

Indiana funeral homes charge a median of $6,985Median of 43 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source for a funeral with a viewing and burial. The price covers the basic services fee, the transfer of the remains to the funeral home, embalming and other preparation, use of the facilities for the viewing and the ceremony, the hearse, and the lowest-priced casket the funeral home sells. A graveside service and burial with no viewing costs a median of $5,660Median of 92 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source. Cemetery charges are separate.

Indiana funeral homes charge a median of $2,720Median of 95 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source for a direct cremation, a cremation with no viewing or ceremony. One price list in ten charges $1,490Median of 95 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source or less, and one in ten charges $3,680Median of 95 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source or more. A memorial service and an urn cost extra.

Indiana funeral homes charge a median of $3,563Median of 92 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source for an immediate burial, a burial with no viewing or ceremony. A graveside service and burial, with a hearse and the lowest-priced casket the funeral home sells, costs a median of $5,660Median of 92 Indiana funeral homes' general price lists, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source. Neither figure includes the cemetery's charges for the plot, opening and closing the grave, or the marker.

Yes. Under federal law, a funeral home must give a general price list16 CFR 453.2(b)(4)Verified Nov 9, 2026View source to anyone who asks in person about its goods, services or prices. The list is printed, shows the date its prices took effect, and is handed over at the start of that conversation. It prices each item separately, so the same items can be compared from one funeral home to the next. The Indiana funeral home directory links to the price list of each funeral home that posts one.

A funeral home's price list covers only the funeral home's own goods and services. The cemetery charges separately for the plot, opening and closing the grave, and the marker. Anything the funeral home pays others on the family's behalf is added to the bill: a separate crematory's fee, clergy, an obituary and flowers. There is a public program in Indiana for a family that cannot pay: Township trustee funeral and burial or cremation assistance (IC 12-20-16-12)IC 12-20-16-12Verified Oct 17, 2026View source. The Indiana burial and cremation laws page has the details.

Forms for Planning and Settling an Estate in Indiana

Free Indiana forms to plan or settle an estate: a will, trust, powers of attorney, TOD deed and the probate forms. Prepare each form for Indiana.

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Notice to Creditors

In Indiana, the notice to creditors is published for 2IC 29-1-14-1, 29-1-7-7, 29-1-14-9, 29-1-14-10Verified Oct 18, 2026View source weeks in a local newspaper, and creditors have 3 monthsIC 29-1-14-1Verified Sep 8, 2026View source from first publication to present claims.

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Renunciation of Executor

In Indiana, a person named as personal representative may renounce the right to serveInd. Code § 29-1-10-2Verified Sep 23, 2026View source before anyone is appointed.

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Affidavit of Heirship

In Indiana, heirs put their identity on the land records with an affidavit of heirship recorded with the countyIC 29-1-7-23; IC 29-1-8-1(c); IC 29-1-6-6Verified Sep 24, 2026View source; once recorded it is prima facie evidence of the facts stated.

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Small Estate Affidavit

In Indiana, the Small Estate AffidavitIC 29-1-8-1Verified Sep 8, 2026View source covers estates valued at $100,000IC 29-1-8-1Verified Sep 8, 2026View source or less, 45 daysIC 29-1-8-1Verified Sep 8, 2026View source after death, presented directly to the bank or other holder, not filed with a court.

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Estate Inventory

In Indiana, the personal representative files the estate inventory within 60 daysIC 29-1-12-1, IC 29-1-7.5-3.2Verified Sep 15, 2026View source of appointment.

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Estate Closing

In Indiana, the personal representative is discharged automatically once the statutory period runsIC 29-1-7.5-4(b), 29-1-7.5-6; IC 29-1-17-13 (supervised track)Verified Sep 15, 2026View source, and a final accounting is required unless it is waived.

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IRS Form 1310

Claim a refund due a deceased taxpayer on the official form, on the box the form routes you to, with what the form says to attach.

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Letter of Instruction

Prepare the letter a bank or insurer requests during estate settlement, addressed to its claims department.

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Tools for Planning and Settling an Estate in Indiana

Free calculators and checklists to plan or settle an estate in Indiana: will and trust costs, probate, executor pay and taxes. Run each tool for Indiana.

How Much Does Probate Cost?

Probate on a $500,000 estate in Indiana costs an estimated $24,871IC 29-1-10-13 (reasonable compensation; no statutory percentage)Verified Sep 8, 2026View source. Attorney fees run 1.8%Modeled estimate under IC 29-1-10-13 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 2.8%Modeled estimate under IC 29-1-10-13 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate under a reasonable-compensation standard.

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Who Inherits Without a Will?

Without a will in Indiana, a surviving spouse takes half of the estateIC § 29-1-2-1Verified Oct 21, 2026View source when every child of either spouse is a child of both, and descendants divide what passes to them per capita with representationIC § 29-1-2-1(d)(1)Verified Oct 21, 2026View source.

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What Are the Burial and Cremation Laws in My State?

Indiana allows you to name your own agent in advanceIC 29-2-19Verified Oct 17, 2026View source, and that designation takes priority over the order of next of kin who otherwise control disposition of the remains.

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How Much Are Estate & Inheritance Taxes?

Indiana levies no estate or inheritance taxNo state estate, inheritance, or generation skipping tax. HEA 1001 (2013) (P.L.205-2013) repealed all three, eff. Jan. 1, 2013 (inheritance tax repeal applies to deaths after Dec. 31, 2012) — IC 6-4.1-12-0.5; IC 6-4.1-11 (estate tax) and IC 6-4.1-11.5 (GST) repealed; Ind. DOR Departmental Notice #44 (Sept. 2023)Verified Sep 15, 2026View source; only the federal estate tax applies above $15,000,00026 USC 2001(c), 2010; P.L. 119-21 §70106Verified Sep 15, 2026View source.

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What Taxes Apply to My Inheritance?

Indiana imposes no inheritance or estate taxNo state estate, inheritance, or generation skipping tax. HEA 1001 (2013) (P.L.205-2013) repealed all three, eff. Jan. 1, 2013 (inheritance tax repeal applies to deaths after Dec. 31, 2012) — IC 6-4.1-12-0.5; IC 6-4.1-11 (estate tax) and IC 6-4.1-11.5 (GST) repealed; Ind. DOR Departmental Notice #44 (Sept. 2023)Verified Sep 15, 2026View source; probate assets arrive when the estate closes, 6 months to 9 months for a simple estate.

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How Does Step-Up in Basis Work?

Inherited assets in Indiana take a basis reset to fair market value on the date of death26 USC § 1014Verified Sep 15, 2026View source, and the gain on a later sale faces ordinary income tax at the state's regular ratesIN DOR Departmental Notice #1 (R46 / 01-26) — state AGI rate, eff. Jan. 1, 2026 (IC 6-3-2-1)Verified Sep 15, 2026View source.

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What Are the Estate Laws in My State?

Probate on a $500,000 estate in Indiana costs an estimated $24,871IC 29-1-10-13 (reasonable compensation; no statutory percentage)Verified Sep 8, 2026View source and takes 6 months to 9 months for a simple estate, with attorney fees of typically 1.8%Modeled estimate under IC 29-1-10-13 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 2.8%Modeled estimate under IC 29-1-10-13 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate. Estates under $100,000IC 29-1-8-1Verified Sep 8, 2026View source can use a small-estate procedure instead.

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When Do I Have to Withdraw an Inherited IRA?

See which federal withdrawal rules apply to an inherited IRA, Roth IRA, or employer plan, the deadline year, and the missed-withdrawal tax.

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Indiana Estate Planning Resources

In-depth guides covering Indiana probate laws, trust requirements, and estate planning strategies.