How Much Does a Funeral Cost in Maryland?

Funeral homes in 13Median of 883 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source other states charge a median of $6,393Median of 276 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source for a funeral with a viewing and burial and $2,290Median of 864 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source for a direct cremation. No Maryland price lists are in these figures.

Across 276Median of 276 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source funeral homes' price lists from 13Median of 883 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source other states, the median price of a funeral with a viewing and burial is $6,393Median of 276 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source. None of those price lists is from Maryland. The price covers the basic services fee, the transfer of the remains to the funeral home, embalming and other preparation, use of the facilities for the viewing and the ceremony, the hearse, and the lowest-priced casket the funeral home sells. A graveside service and burial with no viewing costs a median of $5,700Median of 709 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source. Cemetery charges are separate.

Across 864Median of 864 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source funeral homes' price lists from 13Median of 883 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source other states, the median price of a direct cremation, a cremation with no viewing or ceremony, is $2,290Median of 864 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source. None of those price lists is from Maryland. One price list in ten charges $1,195Median of 864 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source or less, and one in ten charges $3,655Median of 864 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source or more. A memorial service and an urn cost extra.

Across 780Median of 780 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source funeral homes' price lists from 13Median of 883 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source other states, the median price of an immediate burial, a burial with no viewing or ceremony, is $3,500Median of 780 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source. None of those price lists is from Maryland. A graveside service and burial, with a hearse and the lowest-priced casket the funeral home sells, costs a median of $5,700Median of 709 funeral homes' general price lists in 13 states, effective December 2024 to November 2026 (16 CFR 453.2(b)(4))Verified Nov 10, 2026View source. Neither figure includes the cemetery's charges for the plot, opening and closing the grave, or the marker.

Yes. Under federal law, a funeral home must give a general price list16 CFR 453.2(b)(4)Verified Nov 9, 2026View source to anyone who asks in person about its goods, services or prices. The list is printed, shows the date its prices took effect, and is handed over at the start of that conversation. It prices each item separately, so the same items can be compared from one funeral home to the next.

A funeral home's price list covers only the funeral home's own goods and services. The cemetery charges separately for the plot, opening and closing the grave, and the marker. Anything the funeral home pays others on the family's behalf is added to the bill: a separate crematory's fee, clergy, an obituary and flowers. There is a public program in Maryland for a family that cannot pay: Burial Assistance Program, Maryland Department of Human ServicesMd. Code, Human Services Art. § 5-415Verified Oct 17, 2026View source. The Maryland burial and cremation laws page has the details.

Forms for Planning and Settling an Estate in Maryland

Free Maryland forms to plan or settle an estate: a will, trust, powers of attorney, TOD deed and the probate forms. Prepare each form for Maryland.

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Petition for Probate and Letters

In Maryland, the petition asks the Register of Wills to appoint the personal representative, whose authority is proved by Letters of Administration; an informal (registrar) track is availableMd. Est. & Trusts § 5-301 et seq. (administrative probate; Register of Wills appointment)Verified Sep 8, 2026View source.

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Notice to Creditors

In Maryland, the notice to creditors is published for 3Md. Code, Est. & Trusts §§ 7-103, 7-103.1, 8-103, 8-104, 8-105, 8-107Verified Oct 18, 2026View source weeks in a local newspaper, and creditors have 6 monthsMd. Est. & Trusts § 8-103Verified Sep 8, 2026View source from the date of death to present claims.

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Renunciation of Executor

In Maryland, a person named as personal representative may renounce the right to serveMd. Code, Est. & Trusts § 5-105(c)Verified Sep 23, 2026View source before anyone is appointed.

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Estate Inventory

In Maryland, the personal representative files the estate inventory within 90 daysET §§ 7-201, 7-202, 7-203Verified Sep 15, 2026View source of appointment.

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Estate Closing

In Maryland, the personal representative is discharged by court orderMd. Est. & Trusts §§ 7-501, 7-502, 6-303Verified Sep 15, 2026View source, and a final accounting is required.

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IRS Form 1310

Claim a refund due a deceased taxpayer on the official form, on the box the form routes you to, with what the form says to attach.

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Letter of Instruction

Prepare the letter a bank or insurer requests during estate settlement, addressed to its claims department.

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Last Will and Testament

In Maryland, a will is signed before 2Md. Est. & Trusts § 4-102Verified Oct 18, 2026View source witnesses, and it is self-proved when properly executedMd. Est. & Trusts § 4-102Verified Oct 18, 2026View source.

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Tools for Planning and Settling an Estate in Maryland

Free calculators and checklists to plan or settle an estate in Maryland: will and trust costs, probate, executor pay and taxes. Run each tool for Maryland.

How Much Does Probate Cost?

Probate on a $500,000 estate in Maryland costs an estimated $33,231Md. Est. & Trusts § 7-602 (reasonable compensation; no statutory percentage)Verified Sep 8, 2026View source. Attorney fees run 2.1%Modeled estimate under Md. Est. & Trusts § 7-602 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 3.3%Modeled estimate under Md. Est. & Trusts § 7-602 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate under a reasonable-compensation standard.

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Who Inherits Without a Will?

Without a will in Maryland, descendants divide what passes to them per stirpesMd. Code, Est. & Trusts § 3-103Verified Oct 21, 2026View source, and an heir must survive the decedent by 30 daysMd. Code, Est. & Trusts § 3-110(a)Verified Oct 21, 2026View source to inherit.

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What Are the Burial and Cremation Laws in My State?

Maryland allows you to name your own agent in advanceMd. Code, Health-General Art. § 5-509(a)Verified Oct 17, 2026View source, and that designation takes priority over the order of next of kin who otherwise control disposition of the remains.

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How Much Are Estate & Inheritance Taxes?

Maryland levies an estate taxMd. Tax-Gen. § 7-309Verified Sep 15, 2026View source above $5,000,000Md. Tax-Gen. § 7-309Verified Sep 15, 2026View source (top rate 16%Md. Tax-Gen. § 7-309Verified Sep 15, 2026View source) and an inheritance taxMd. Tax-Gen. §§ 7-202, 7-203, 7-204Verified Sep 15, 2026View source on beneficiaries; the federal estate tax applies above $15,000,00026 USC 2001(c), 2010; P.L. 119-21 §70106Verified Sep 15, 2026View source.

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What Taxes Apply to My Inheritance?

In Maryland, an inheritance is subject to a state inheritance taxMd. Tax-Gen. §§ 7-202, 7-203, 7-204Verified Sep 15, 2026View source at a rate set by the beneficiary's relationship; probate assets arrive when the estate closes, 6 months to 9 months for a simple estate.

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How Does Step-Up in Basis Work?

Inherited assets in Maryland take a basis reset to fair market value on the date of death26 USC § 1014Verified Sep 15, 2026View source, and the gain on a later sale faces ordinary income tax at the state's regular rates, plus a 2% surtax on the whole gain once federal AGI exceeds $350,000Md. Code, Tax-General § 10-105(a) (graduated rates; (a)(3)-(4) 2% net-capital-gain surtax); § 10-101(e), (g) (definitions of "federal adjusted gross income" and "individual"); § 10-102 (imposition)Verified Sep 15, 2026View source.

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What Are the Estate Laws in My State?

Probate on a $500,000 estate in Maryland costs an estimated $33,231Md. Est. & Trusts § 7-602 (reasonable compensation; no statutory percentage)Verified Sep 8, 2026View source and takes 6 months to 9 months for a simple estate, with attorney fees of typically 2.1%Modeled estimate under Md. Est. & Trusts § 7-602 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 3.3%Modeled estimate under Md. Est. & Trusts § 7-602 (reasonable compensation; no statutory percentage): the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate. Estates under $50,000Md. Est. & Trusts § 5-601Verified Sep 8, 2026View source can use a small-estate procedure instead.

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When Do I Have to Withdraw an Inherited IRA?

See which federal withdrawal rules apply to an inherited IRA, Roth IRA, or employer plan, the deadline year, and the missed-withdrawal tax.

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Maryland Estate Planning Resources

In-depth guides covering Maryland probate laws, trust requirements, and estate planning strategies.