Estate Planning for Santa Fe County, New Mexico Property Owners

For most Santa Fe County homeowners, the house is what drags an estate into probate. A transfer-on-death deed or a living trust keeps it out—here is how to set up either one and record it locally.

For a Santa Fe County property owner, the biggest probate risk is the home itself. Real estate is what forces most families into the Santa Fe County Probate Court. The two tools that keep a Santa Fe County home out of probate are a transfer-on-death deed recorded with the County Clerk, and a revocable living trust that holds title to the property.

Without a recorded beneficiary designation or a trust, Santa Fe County property passes through the Santa Fe County Probate Court — even simple New Mexico probates run 4+ months and start with $30 in filing fees.

Record a Transfer-on-Death Deed in Santa Fe County

A transfer on death deed names a beneficiary who receives Santa Fe County property automatically at the owner's death, without probate. It is recorded with the County Clerk during the owner's lifetime and can be revoked at any time.

Before recording, a New Mexico transfer on death deed is signed with notary acknowledgmentNMSA 45-6-401 to 45-6-417Verified Oct 19, 2026View source. The deed takes effect only if it is recorded before the owner's deathNMSA 45-6-401 to 45-6-417Verified Oct 19, 2026View source.

Where to Record Property Documents

Deeds and other real property documents for Santa Fe County are recorded with the County Clerk at 240 Grant Avenue, Santa Fe, NM 87501. Phone: 1-505-986-6280. Hours: Monday-Friday 8:00 AM-5:00 PM.

Documents submitted by mail go to P.O. Box 1985, Santa Fe, NM 87504.

The County Clerk charges $25 flat, regardless of page count. Recording a 2-page transfer on death deed in Santa Fe County comes to $25. A transfer on death deed is exempt from transfer tax.

Santa Fe County accepts electronic recording through Simplifile and CSC.

Recording Office Record

County Clerk

Santa Fe County

Hours

Monday-Friday 8:00 AM-5:00 PM

Office

240 Grant Avenue, Santa Fe, NM 87501

E-recording

available via Simplifile and CSC

Mail

P.O. Box 1985 Santa Fe, NM 87504

Fax

1-505-995-2767

Verified October 16, 2026 · Source

Estate Planning Attorneys Serving Santa Fe County

FirmSanta Fe, NM

Catron, Catron & Glassman, P.A.

Since 1866

Serves Santa Fe County and northern New Mexico from Santa Fe. Handles estate planning, wills, trusts, and probate. Founded in 1866, it is the oldest law firm in New Mexico, and Fletcher R. Catron is a Fellow of the American College of Trust and Estate Counsel.

PracticesEstate PlanningProbateTrustsWills

Office
2006 Botulph RdSanta Fe, NM 87505

Solo PracticeSanta Fe, NM

Fitz Gibbon Law, LLC

Serves Santa Fe County families from a Santa Fe office. Handles wills, trusts, probate, and estate administration, including planning for minor children and beneficiaries with special needs, alongside a separate art and cultural-heritage law practice.

PracticesEstate PlanningProbateGuardianshipTrustsWills

Office
460 Saint Michaels Dr, Suite 1203Santa Fe, NM 87505

FirmSanta Fe, NM

Horton Mullins PC

Serves Santa Fe County and north-central New Mexico from Santa Fe, with a second office in Albuquerque. Handles estate planning, trust administration and probate, plus adult guardianship and conservatorship and special-needs planning for families managing an incapacitated relative.

PracticesEstate PlanningTrust AdministrationProbateElder Lawand 4 more

Office
2006 Botulph RdSanta Fe, NM 87505

FirmSanta Fe, NM

Santa Fe Law Group

Serves Santa Fe County and northern New Mexico from downtown Santa Fe. Handles estate planning from simple wills through layered trusts, plus probate and guardianship administration. Practicing in Santa Fe for over 30 years.

PracticesEstate PlanningProbateGuardianshipTrustsWills

Office
123 E Marcy Street, Suite 200Santa Fe, NM 87501

FirmSanta Fe, NM

Sommer Udall Law Firm, P.A.

Since 1953

Serves Santa Fe County and northern New Mexico from Santa Fe. Handles estate planning, probate, and the tax and business questions that surface when an estate holds a family company or ranch property. Founded in 1953.

PracticesEstate PlanningProbateTax PlanningBusiness Planning

Office
2000 Old Pecos TrailSanta Fe, NM 87505

Solo PracticeSanta Fe, NM

The Banner Firm, LLC

Since 2012

Serves Santa Fe County and northern New Mexico from Santa Fe. Handles estate planning, probate and trust administration, and contested probate and trust litigation. Offers free consultations.

PracticesEstate PlanningTrust AdministrationProbateProbate LitigationTrust Litigation

Office
1512 Pacheco Street, Suite D203Santa Fe, NM 87505
Free consultation
See all 19 firms serving Santa Fe County →

Firm listings are for informational purposes only. SimplyTrust does not endorse or recommend any specific firm or attorney. Contact firms directly to verify their current practice areas and availability.

SimplyTrustSimplyTrust Editorial·

Legal Sources

Data sourced from New Mexico statutes and official state code. How we research.

Forms for Planning Your Estate in New Mexico

Free forms for planning your estate in New Mexico: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for New Mexico.

Free

Last Will and Testament

In New Mexico, a will is signed before 2NMSA § 45-2-502Verified Oct 19, 2026View source witnesses, and a self-proving affidavit signed with it lets the court admit it without witness testimonyNMSA § 45-2-502Verified Oct 19, 2026View source.

Get Started
Free

Codicil to a Will

In New Mexico, a codicil is signed before 2NMSA § 45-2-502Verified Oct 19, 2026View source witnesses, like a will, and the self-proving affidavit signed with it lets the court admit it without witness testimonyNMSA §§ 45-1-201(A)(57), 45-2-504Verified Oct 25, 2026View source.

Get Started
Free

Healthcare Power of Attorney

New Mexico requires neither witnesses nor a notaryNMSA 1978 § 24-7A-4Verified Oct 15, 2026View source for a healthcare power of attorney.

Get Started
Free

HIPAA Release

In New Mexico, a HIPAA release names who may receive your records and, as the state requires, names HIV/AIDS-related informationNMSA 1978 §§ 24-2B-6, 24-2B-7 (Human Immunodeficiency Virus Test Act)Verified Jun 19, 2026View source expressly before a provider releases it.

Get Started
Free

Financial Power of Attorney

New Mexico treats a power of attorney as durable by defaultNMSA §§ 45-5B-101 through 45-5B-403 (HB0231, Laws 2007, ch. 135; recompiled by Laws 2011, ch. 124)Verified Sep 18, 2026View source, and it is signed with no witness or notary requirementNMSA §§ 45-5B-101 through 45-5B-403 (HB0231, Laws 2007, ch. 135; recompiled by Laws 2011, ch. 124)Verified Sep 18, 2026View source.

Get Started
Free

Transfer on Death Deed

In New Mexico, a transfer on death deed is signed before a notaryNMSA 45-6-401 to 45-6-417Verified Oct 19, 2026View source, then recorded with the county before the owner's deathNMSA 45-6-401 to 45-6-417Verified Oct 19, 2026View source.

Get Started
Free

Living Will

In New Mexico, the living will is the Advance Health-Care DirectiveNMSA 1978 Ch. 24, Art. 7A (Uniform Health-Care Decisions Act), §§ 24-7A-1 to 24-7A-18Verified Sep 27, 2026View source, a written instruction that is valid with no agent named.

Get Started
Free

Pour-Over Will

In New Mexico, a pour-over will is signed before 2NMSA § 45-2-502Verified Oct 19, 2026View source witnesses and moves anything left outside the trust into it through probate.

Get Started

All New Mexico forms

Tools for Planning Your Estate in New Mexico

Free tools for planning your estate in New Mexico: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for New Mexico.

How Do I Sign Estate Documents?

In New Mexico, a will is signed before 2NMSA § 45-2-502Verified Oct 19, 2026View source witnesses, and notarization is not requiredNMSA § 45-2-502Verified Oct 19, 2026View source.

Check the Rules

Will My Estate Documents Transfer?

New Mexico recognizes a will signed under the law of the place where it was signedNMSA § 45-2-506Verified Oct 19, 2026View source; a will signed in New Mexico itself needs 2NMSA § 45-2-502Verified Oct 19, 2026View source witnesses, and notarization is not requiredNMSA § 45-2-502Verified Oct 19, 2026View source.

Get the Answer

Trust or Will: Which Costs Less?

In New Mexico, a will-based plan pays probate attorney fees of typically 1.8%Modeled estimate under NMSA § 45-3-715(A)(21) (PR may employ attorneys); § 45-3-721 (court review of the compensation); § 45-3-720 (estate litigation expenses, incl. attorneys fees); no statutory percentage: the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 2.9%Modeled estimate under NMSA § 45-3-715(A)(21) (PR may employ attorneys); § 45-3-721 (court review of the compensation); § 45-3-720 (estate litigation expenses, incl. attorneys fees); no statutory percentage: the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate; a funded revocable trust keeps those assets out of probate and off that fee.

Calculate Costs

How Much Does a Revocable Living Trust Cost?

An attorney-prepared revocable living trust in New Mexico runs $3,510Estimate: 10 hours at $351, Clio's New Mexico Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $5,265Estimate: 15 hours at $351, Clio's New Mexico Trusts rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source for an individual, against $0 to $549 up front plus a subscription with an online service.

Calculate Costs

How Much Does a Will Cost?

An attorney-prepared will in New Mexico runs $963Estimate: 3 hours at $321, Clio's New Mexico Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source to $1,926Estimate: 6 hours at $321, Clio's New Mexico Wills and Estates rate; Compare Lawyer Rates, 2025 dataVerified Oct 15, 2026View source, against $0 to $299 up front with an online service, and probate on a $500,000 estate adds about $24,985NMSA § 45-3-715(A)(21) (PR may employ attorneys); § 45-3-721 (court review of the compensation); § 45-3-720 (estate litigation expenses, incl. attorneys fees); no statutory percentageVerified Sep 8, 2026View source.

Calculate Costs

How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?

Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.

Compare Options

How Do I Name a Guardian for My Minor Children?

In New Mexico, a parent names a guardian for a minor child in a will or a separate signed writingNMSA 1978 §§ 45-5-202, 45-5-203, 45-5-204, 45-5-206Verified Sep 16, 2026View source, and the nomination covers the child until the age of majority, 18NMSA 1978 § 28-6-1 (age of majority; eighteen years)Verified Sep 16, 2026View source.

See the Steps

Do I Need a Revocable Trust?

Probate in New Mexico takes 4 months to 6 months for a simple estate and charges attorney fees of typically 1.8%Modeled estimate under NMSA § 45-3-715(A)(21) (PR may employ attorneys); § 45-3-721 (court review of the compensation); § 45-3-720 (estate litigation expenses, incl. attorneys fees); no statutory percentage: the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source to 2.9%Modeled estimate under NMSA § 45-3-715(A)(21) (PR may employ attorneys); § 45-3-721 (court review of the compensation); § 45-3-720 (estate litigation expenses, incl. attorneys fees); no statutory percentage: the hours the statutory fee schedules imply, at the state's surveyed hourly rateVerified Sep 8, 2026View source of the estate; assets held in a revocable trust skip both.

Get the Answer

All New Mexico tools

New Mexico Estate Planning Articles

Estate planning articles for New Mexico.