Estate Planning for Mississippi County, Missouri Property Owners

For most Mississippi County homeowners, the house is what drags an estate into probate. A transfer-on-death deed or a living trust keeps it out—here is how to set up either one and record it locally.

For a Mississippi County property owner, the biggest probate risk is the home itself. Real estate is what forces most families into the Circuit Court - Probate Division. The two tools that keep a Mississippi County home out of probate are a transfer-on-death deed recorded with the Recorder of Deeds, and a revocable living trust that holds title to the property.

Skipping this planning step means the Circuit Court - Probate Division decides who receives the property: a simple Missouri probate takes 6+ months and opens with about $115 in court filing fees. Missouri also lets owners name a transfer-on-death beneficiary on vehicle titles, which keeps cars out of the same process.

Record a Transfer-on-Death Deed in Mississippi County

A beneficiary deed names a beneficiary who receives Mississippi County property automatically at the owner's death, without probate. It is recorded with the Recorder of Deeds during the owner's lifetime and can be revoked at any time.

Before recording, a Missouri beneficiary deed is signed with notary acknowledgmentRSMo 461.003 to 461.081Verified Aug 24, 2026View source. The deed takes effect only if it is recorded before the owner's deathRSMo 461.003 to 461.081Verified Aug 24, 2026View source.

Where to Record Property Documents

Deeds and other real property documents for Mississippi County are recorded with the Recorder of Deeds, led by Recorder of Deeds George Bays, at 200 N. Main St, 2nd Floor, Charleston, MO 63834. Phone: 573-683-2598.

Documents submitted by mail go to P.O. Box 81, Charleston, MO 63834.

The Recorder of Deeds charges $26 for the first page plus $3 for each additional page. A 2-page beneficiary deed costs $29 to record in Mississippi County. A beneficiary deed is exempt from transfer tax.

Mississippi County accepts electronic recording through CSC.

Recording Office Record

Recorder of Deeds

Mississippi County · Recorder of Deeds · George Bays

Address

200 N. Main St, 2nd FloorCharleston, MO 63834Mailing: P.O. Box 81, Charleston, MO 63834

Fax

573-542-6500

E-recording

Available via CSC

Recording fees

Base fee (first page)$26
Each additional page$3
Transfer tax on a TOD deedExempt

RSMo 59.310.6(1), 59.319, 59.321, 59.800, 50.1190

Verified September 7, 2026 · Source

Estate Planning Attorneys Serving Mississippi County

FirmSikeston, MO

Lawrence & Lawrence, LLC

Serves 8 counties

Sikeston law firm serving Missouri's Bootheel region with estate planning, estate administration, and estate litigation services. Bruce A. Lawrence and R. Kye Lawrence provide coverage across southeast Missouri.

PracticesEstate PlanningEstate AdministrationProbate LitigationTrust Litigation

Office
250 N KingshighwaySikeston, MO 63801
Free consultation

FirmSpringfield, MO

The Piatchek Law Firm, LLC

Serves the whole state

Springfield law firm helping families understand Missouri probate laws. Experienced lawyers handle probate in many county courts throughout Missouri, guiding clients from opening estates to closing them.

PracticesEstate PlanningElder LawAsset ProtectionProbate Administration

Office
1546 E Bradford PkwySpringfield, MO 65804
Free consultation

Firm listings are for informational purposes only. SimplyTrust does not endorse or recommend any specific firm or attorney. Contact firms directly to verify their current practice areas and availability.

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Legal Sources

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