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In-depth guides covering Illinois probate laws, trust requirements, and estate planning strategies.
Free Illinois transfer on death instrument form. Transfer property at death without probate. notary acknowledgment. Record before death. PDF.
Step 1 of 3
Enter your information as the property owner (transferor). If the property is jointly owned, you’ll add the second owner below.
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A transfer on death instrument in Illinois transfers real property directly to a named beneficiary upon the owner's death, without probate.755 ILCS 27/1 to 27/95Verified May 31, 2026 The deed is revocable during your lifetime. Use the TOD deed checker to see if this is the right fit.
Illinois requires the owner's signature, 2 witnesses, and notary acknowledgment.755 ILCS 27/1 to 27/95Verified May 31, 2026 All signatures must be completed before recording. See all Illinois signing requirements.
Yes. A Illinois transfer on death instrument must be recorded with the County Recorder before death to be effective.755 ILCS 27/1 to 27/95Verified May 31, 2026 An unrecorded deed has no legal effect. Must be recorded in the office of the recorder of the county where the property is located before the owner's death. Failure to record before death renders the instrument void. 755 ILCS 27/40(a)(3), (b).
Yes. Illinois allows multiple beneficiaries on a transfer on death instrument. Unless specified otherwise, they take title as tenants in common.
Yes. You can revoke at any time by recording a revocation instrument, executing a new transfer on death instrument for the same property, or transferring the property during your lifetime.
No. A transfer on death instrument only transfers the specific real property named in it. Bank accounts, investments, and other property pass through whatever else you have in place — a will (probate) or a trust. A revocable living trust covers everything in one document, including the property this deed transfers. Set up a trust if you want a single instrument for the whole estate.
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